Peer-to-peer lender, RateSetter, says 56 per cent of money invested with it is from savers withdrawing their money from their bank savings accounts.

Despite Australia representing only 2 per cent of the world's gross domestic product, Australian self-managed superannuation fund investors on average have almost 70 per cent of their investment portfolios in Australian-focused assets.

A real lack of diversification in property market hotspots is catching out investors and it's threatening to send some people to the wall.

Money reader Scott Andrews has thrown down the gauntlet to Angie Ellis, of 80 20 Investments, as racers start new round.

One of the truly new parts of economic theory is the belated realisation - or perhaps we should say acceptance - that people aren't the purely rational automatons that the academics had previously assumed.

In 2013 Nant Distilling Company launched a nationwide marketing campaign using full-page advertisements in major newspapers. The offering was almost irresistible.

Into the final quarter of the Year-Long Shares Race, Angie Ellis of 80 20 Investments holds on to her lead over the second-placed competitor.

• COMMENT

Two more time-wasters for investors: watching Powerpoint presentations and listening too closely to the economists at big institutions.

• ANALYSIS

If Bitcoin hadn't been invented by a shadowy tech guru, it could've been the invention of a movie.

A big lift in the share price of Richard Pritchard's pick of lithium miner Argosy helped the Chartist to increase his lead over his main challenger in the final week of the four-week Shares Race and take line honours.

Higher stamp duty rates for foreign investors and APRA's tightening of bank lending regulations on investment loans have reduced new investor housing demand especially for apartments.

In the past five years we've seen an astonishing disruption in financial services that gives consumers different ways to invest.

Tech stocks are potentially more rewarding than companies operating in other sectors of the economy, but also riskier.

Financial expert and consumer advocate Nicole Pedersen-McKinnon answers readers' questions.

• COMMENT

The economy is important for the sharemarket, but the Reserve Bank has a greater influence.

• COMMENT

Criticism of Acorns for its fee structure is missing the point.

• SUPER & FUNDS

With Hurricane Irma hitting the US, following the devastation of Hurricane Harvey a fortnight ago, those investors holding catastrophe bonds are likely to lose their money.

• SHARES RACE

The Dartboard has edged into third place in week three of the four-week shares race, thanks to its holdings in Lynas Corporation.

• ANALYSIS

Micro-investing might look great at first glance, but more than 50,000 micro-investors using Acorns are paying annual fees of over 6.2 per cent a year.

Despite all of the hype and headlines about new sharemarket listings here and overseas, the number of public companies has actually been falling.

• COMMENT

You're better off making detached emotionless decisions and thinking for the long term when you choose which stocks to buy.

The top three spots remain unchanged in the second week of the four week shares race. Richard Pritchard, who plays as the Chartist, maintains his lead over the Shares Race's reigning champion Angie Ellis.

How to protect yourself when the market gets hot.

It's fascinating to look back 30 years and think about what Australia was like at that time.

Qantas is the star performer of the retail stocks this profit reporting season with its declaration of its second-highest ever profit.

After Alex and Lauren Fisher exchanged their wedding vows in June last year, they jetted off to Bali for a honeymoon using money they'd saved with the Acorns investment app.

There is a lot that is wrong with financial services. That said, many of us don't help ourselves, either.

Richard Pritchard has thrown down the gauntlet to the Shares Race's reigning champion, Angie Ellis, in week one of the new round of the four-week Shares Race.

• SHARES RACE

At a little over the halfway mark of the Year-Long Shares Race, Angie Ellis of 80 20 Investment has extended her lead over the second-placed competitor.