Bank

A bank is a financial institution that creates credit by lending money to a borrower, thereby creating a corresponding deposit on the bank's balance sheet. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

Banking in its modern sense evolved in the 14th century in the rich cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties — notably, the Medicis, the Fuggers, the Welsers, the Berenbergs and the Rothschilds — have played a central role over many centuries. The oldest existing retail bank is Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.

First

First or 1st is the ordinal form of the number one (#1).

First or 1st may also refer to:

Music

Coast

A coastline or a seashore is the area where land meets the sea or ocean, or a line that forms the boundary between the land and the ocean or a lake. A precise line that can be called a coastline cannot be determined due to the Coastline paradox.

The term coastal zone is a region where interaction of the sea and land processes occurs. Both the terms coast and coastal are often used to describe a geographic location or region; for example, New Zealand's West Coast, or the East and West Coasts of the United States. Edinburgh for example is a city on the coast of Scotland.

A pelagic coast refers to a coast which fronts the open ocean, as opposed to a more sheltered coast in a gulf or Headlands and bays/bay. A shore, on the other hand, can refer to parts of the land which adjoin any large body of water, including oceans (sea shore) and lakes (lake shore). Similarly, the somewhat related term "[Stream bed/bank]" refers to the land alongside or sloping down to a river (riverbank) or to a body of water smaller than a lake. "Bank" is also used in some parts of the world to refer to an artificial ridge of earth intended to retain the water of a river or pond; in other places this may be called a levee.

Coastal Pacific

The Coastal Pacific is a long-distance passenger train between Picton and Christchurch in the South Island of New Zealand, operated by Tranz Scenic. It was called the TranzCoastal from May 2000 until temporarily withdrawn in February 2011. It was the first train to use the new AK class carriages.

History

Before the Main North Line was completed, the open sections were served by mixed trains and the Culverden Express. On 15 December 1945 the line was completed and the Picton Express began operating, providing a daily service between Picton and Christchurch. In January 1946 the express was cut to thrice weekly, and its popularity and profitability declined. In February 1956 it was replaced by a more frequent railcar service, using RM class 88-seaters. Falling patronage, led to smaller Vulcan railcars being used from 1968 to 1975 with small trains, in summer, sometimes known as the Picton Express. In 1976 at the suggestion of Rangiora MP, Dereck Quigley, the old former first class cars, previously used on the overnight Picton- Christchurch, 'Cabbage Train' were transferred to the day express to provide train heating and several other 56 ft carriages were fitted with heaters to make an economical train. Progressively the old carriages were updated and a buffet carriage was eventually added to replace the Kaikoura, pie and tea stop, at the last traditional, old NZR style refreshment stop.

Totally Awesome

Totally Awesome is a television film produced by VH1. Totally Awesome directly parodies a number of 1980s movies, including Dirty Dancing, Soul Man, Footloose, Some Kind of Wonderful, Sixteen Candles, Teen Wolf, Better Off Dead, Lucas, Pretty in Pink, and The Karate Kid.

The film premiered on November 4, 2006, on VH1, and was broadcast to promote the film's DVD release on November 7.

Plot

Ben Stein introduces the film as a long-lost film from the 1980s, so a lot of the jokes are now outdated in 2006.

As the Gunderson family sets out on a cross-country road trip to their new home, boyishly handsome Charlie, blossoming dancer Lori, and highly intelligent Max all have their own ideas of what life will be like in their new town. When Charlie is singled out as the least popular senior on the very first day of school, kindly outcast Billie amiably agrees to show him the ropes and provide him with an illuminating crash course in the clique system. Meanwhile, Lori is shocked to discover that dancing has been banned in her new town and the only place to cut loose is at the clandestine dance sessions held in the garage of current janitor and former dance instructor Gabriel. Immediately forbidden from attending the highly secretive shindigs, Lori stealthily sneaks out to be with the kindly Gabriel as her feelings for the dance instructor grow and the pair set into motion a clever plan to usher in a new era of dancing around town. When Charlie vows to win the heart of popular girl Kimberly by competing against her athletic boyfriend, Kipp, in the upcoming school decathlon, lovelorn Billie quietly pines for the clueless newcomer from afar as he begins a rigorous training regiment with Japanese gardener Yamagashi. As his family struggles to adjust to their new life, reclusive genius Max continues working on a highly advanced home computer that soon draws the attention of the CIA.