![Ange MacAlpine, 29, works remotely in the finance sector from a property in The Marra in outback NSW.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/h/9/a/3/image.related.wideLandscape.940x529.gyh6vt.12uqus.png/1505490059016.jpg)
Money features
![The first rate hike from the RBA probably will not be before year-end.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/j/h/a/i/image.related.landscape.120x80.gyfxws.png/1505382458833.jpg)
Why higher interest rates would mean lower share prices
The economy is important for the sharemarket, but the Reserve Bank has a greater influence.
![The Acorns app rounds-up each purchase you make and stores it in an investment portfolio for you.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/m/y/d/m/b/image.related.landscape.120x80.gyfrns.png/1505490085719.jpg)
Criticism of Acorns' fee structure is missing the point
Criticism of Acorns for its fee structure is missing the point.
![Investors in catastrophe bonds look like losing their money.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/b/t/8/7/image.related.landscape.120x80.gydlz4.png/1505095872188.png)
The investors who'll pay to clean up after hurricanes Irma and Harvey
With Hurricane Irma hitting the US, following the devastation of Hurricane Harvey a fortnight ago, those investors holding catastrophe bonds are likely to lose their money.
![New software means you can run much of your business from your phone.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/d/l/j/w/image.related.landscape.120x80.gyevxq.png/1505230209346.jpg)
Starting a business? The software that will help you succeed
Australians appear to be in a love affair with the idea of business ownership.
![Buying a home is not the only way to achieve financial security. Illustration: John Shakespeare](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/8/0/0/5/image.related.landscape.120x80.gyfs8t.png/1505401446525.jpg)
The financial Plan B for Australians who won't buy a home
If you can't afford to buy a home, it doesn't mean you're financially doomed.
![The latest iPhone design will be priced to place alongside luxury items.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/e/w/5/t/image.related.landscape.120x80.gyflai.png/1505316444334.jpg)
Pay for the new iPhone with your old one
Apple is a company that makes active money out of secrecy. The one detail we can be assured of is that the new iPhone models won't be cheap.
![Women control about 70-80 per cent of the world's annual consumer spending.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/b/j/s/8/image.related.landscape.120x80.gyc1f8.png/1505401462658.jpg)
The next economic boom could come from women
Women control about 70-80 per cent of the world's annual consumer spending and it's estimated in an EY report that their incomes will increase from $13 trillion to $18 trillion by 2018.
![Find extra money by getting a better deal or literally locating lost funds.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/e/t/y/s/image.related.landscape.120x80.gyettq.png/1505226802168.jpg)
Six places to find extra money
How to find any lazy money you're unwittingly letting leach out of your pocket courtesy of a bunch of legacy deals with once-good-value providers.
![Will robo-advisers be able to provide quality advice that is cheaper than human advisers?](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/6/2/o/c/image.related.landscape.120x80.gyctqt.png/1505230339769.jpg)
'Fired and banned': How Ken saved a fortune ditching his financial planner
Despite surveys showing how stressed many of us are about money, about eight in 10 adult Australians are not receiving financial advice.
![The good performance of rare-earths miner, Lynas Corporation, has helped the Dartboard into third place](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/l/t/o/6/y/image.related.landscape.120x80.gydbhb.png/1505230312721.jpg)
Lynas Corporation helps the Dartboard into third place
The Dartboard has edged into third place in week three of the four-week shares race, thanks to its holdings in Lynas Corporation.
![Financial stress is a leading cause of relationship breakdowns.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/p/h/t/b/p/image.related.landscape.120x80.gydyc5.png/1505260680033.jpg)
How to money-proof your relationship
The traditional wedding vows include a promise to be together "for richer, for poorer", but many couples find "for poorer" just too bloody hard.
![Good money management is the secret to winning at poker.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/b/p/f/n/image.related.landscape.120x80.gybpas.png/1505230387193.jpg)
What you can learn about managing money from professional poker
Playing poker might seem to be the antithesis of responsible financial management, but we can learn from the advice of professional player Phil Hellmuth.
![Reports of mortgage stress are already emerging, despite interest rates at record lows. Illustration: John Shakespeare](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/c/l/p/r/image.related.landscape.120x80.gycle6.png/1504833346716.jpg)
The antidote to mortgage stress
If you're struggling with mortgage payments, it's time to take action.
![High fees can corrode investment, like termites can destroy a house.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/k/l/a/3/image.related.landscape.120x80.gyckfb.png/1504799091393.jpg)
Millennial investors are getting 'ripped off' by Acorns
Micro-investing might look great at first glance, but more than 50,000 micro-investors using Acorns are paying annual fees of over 6.2 per cent a year.
![Cochlear is a large company with the potential to get bigger.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/r/u/7/e/image.related.landscape.120x80.gyau72.png/1504568651261.jpg)
The incredible shrinking sharemarket
Despite all of the hype and headlines about new sharemarket listings here and overseas, the number of public companies has actually been falling.
![Many people leave property in a bequest, deferring any capital gains tax to the next generation.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/l/x/i/m/i/image.related.landscape.120x80.gyc20h.png/1504799120391.jpg)
How tax planning distorts the property market
Any increase on capital gains tax for real estate could deter potential sellers from putting properties on the market.
![Peter Costello's Future Fund might have some lessons for DIY super fund trustees.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/6/4/d/4/image.related.landscape.120x80.gy90u3.png/1504661086239.jpg)
What investors can learn from Australia's sovereign wealth fund
Australia's sovereign wealth fund, the Future Fund, has an enviable investment performance track record.
![Akemi, a Melbourne street artist who lives with bipolar disorder, tends to spend excessively and run up debt during his ...](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/a/4/2/t/image.related.landscape.120x80.gya3zg.png/1504660873567.jpg)
'I maxed out my credit with $3500 of homewares in a manic episode'
Melbourne street artist Akemi, who has bipolar disorder, once maxed out a credit card in a single day buying $3500 of homewares online.
![A production of The Money in Prahan Town Hall as part of the Melbourne Festival last year.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/b/5/x/y/image.related.landscape.120x80.gyb534.png/1504622691470.jpg)
Playing The Money a reminder of life's curve balls
Have you ever sat through a long meeting only to wind up putting off the decision until next time?
![Regulators have put the spotlight on tactics used to sell "add-on insurance" through car yards.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/s/v/o/t/image.related.landscape.120x80.gy7qay.png/1504622659886.jpg)
The sales tricks used to trick us into buying extra insurance
Here are some sales tricks that have been used to push questionable insurance on consumers.
![Being like Star Trek's Spock, logical and dispassionate, might be the better approach to investing in the sharemarket.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/a/q/x/i/image.related.landscape.120x80.gyaquf.png/1504587274397.jpg)
The two biggest time wasters in investment
You're better off making detached emotionless decisions and thinking for the long term when you choose which stocks to buy.
![Unequal pay leads to unequal retirement.](http://web.archive.org./web/20170915154921im_/https://www.fairfaxstatic.com.au/content/dam/images/g/k/v/z/q/v/image.related.landscape.120x80.gya3f8.png/1504622959198.jpg)
'More women living in cars': unequal pay a super problem
The fastest growing group of homeless Australians are women over 55.