![Of the major banks, ANZ seems to have the poorest record of customer misstatements, according to the UBS report.](http://web.archive.org./web/20170911075317im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/d/l/k/j/image.related.square.80x75.gyez9a.10rdjm.png/1505115992818.jpg)
![Youth and old age are periods of relative happiness, while middle age is something of a rock bottom.](http://web.archive.org./web/20170911075317im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/b/r/n/q/image.related.square.80x75.gydv1c.11w2dh.png/1505095693645.jpg)
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