Money
Super & retirement
Data crunching reveals who salary sacrifices into super
It's a fair bet that those making most contributions to super are still workers, especially the over-50s.
- by John Collett
Latest
Tax Office reveals size of underpayment of super for the first time
There is a $2.85 billion-a-year shortfall in what employers should be paying their employees in super.
- by John Collett
Why lazy investors can come out ahead
It seems counter-intuitive but unlike most endeavours in life, the less work someone actually puts in investing, the better they do.
- by John Collett
No value in downsizing scheme for most retirees
Australians who receive a part age pension would be reluctant to take advantage of the new downsizing rules.
- by Noel Whittaker
First home buyer saving scheme has merit
Despite industry criticism, many Australians stand to benefit from the plans to use superannuation as a savings scheme for first home buyers.
- by Daryl Dixon
It's worth considering alternatives to shares in SMSFs
"Alternative" investments are becoming easier for investors to access at lower costs.
- by John Collett
Downsizing proposals for retirees simple and sensible
Treasury draft consultation papers on super legislation changes rarely provide pleasant reading for those affected by the changes. However, the clarity and sensible provisions of the proposal to allow downsizing home owners to deposit up to $300,000 each in their superannuation account can only be welcomed by older Australians.
- by Daryl Dixon
Most super funds failing to disclose climate risk
The $2.3 trillion superannuation industry is so woeful in its disclosure of climate risk that trustees could be in breach of their legal duties.
- by Caitlin Fitzsimmons
Australian shares only fifth-best performing asset class over 10 years
Residential property was the best-performing asset class over the decade.
- by John Collett
Why super has lost its lustre
Having money in super provides cold comfort when there are pressing bills to pay or in the event of redundancy or marriage breakdown.
- by Daryl Dixon
Ethical investing moves further into the mainstream
Ethical investing is no longer of fringe interest, but is mainstream.
- by John Collett