For the Joyce family, one partner being assigned to a project in Wollongong, south of Sydney, set the wheels in motion for a sea change.

Build financial resilience and confidence to buffer yourself from the risk of homelessness.

Like many working parents I'm time poor, so my favourite savings tips are ones that save time as well as money.

In this week's episode of It All Adds Up the team shares their top finance tips.

Despite industry criticism, many Australians stand to benefit from the plans to use superannuation as a savings scheme for first home buyers.

By comparing the financial outcomes of their choices with those of their peers, Banqer facilitates learning from outcomes, not just theory.

If you suspect some sneaky Jedi mind tricks are beating your efforts to save, you're on the money.

• COMMENT

The Reserve Bank may have kept official interest rates unchanged for the past year, but it's a different story for people with savings in the bank.

Many Australian families are struggling because the price of education, healthcare and power continue to rise, and pay packets aren't keeping up.

Most money savings advice for Generation Y recommends living with your parents, but for many people that's not an option.

When I was a teenager, I used my gift vouchers avidly, but in 2017 not everyone is as diligent with their gift cards.

• ANALYSIS

​Australians remain surprisingly keen on landline phones, but if you're paying for one then you're probably spending money unnecessarily.

• COMMENT

They say your friends can make you fat, but your colleagues could be the real culprits.

Hands up who wanted to be Carrie from Sex and the City when they grew up?

As everyone who pays power bills knows, electricity prices and gas prices are soaring and energy market observers are expecting further rises.

It took more than a decade to build but the couple have achieved their dream of home ownership.

Why booking online, instead of picking up the phone, is better.

Before I had my daughter, I wanted to raise any future children in the city. The big wrinkle in the plan was money.

The search for my biological family will make us postpone the plans to buy our dream home.

Sydneysiders and Melburnians heading off on road trips this coming Queen's Birthday long weekend are urged to delay filling their car until later in the week or on the holiday weekend as petrol prices in both cities continue to fall.

Difficulties with a travel debit card don't make for a happy customer.

• COMMENT

When I was forced to quit alcohol because of long-term medication, I was not very impressed.

Once again, it's the German speakers who pinch their pennies.

You could be forgiven for getting a sense of deja vu when watching the stoush between the government and the banks.

The budget came and went – so what was in it for you?

Luck plays a role in buying a great second-hand car, but you also make your own luck with careful research and investigation.

I am a hypocrite. It's become obvious in recent weeks as I consider two competing – and conflicting – sources of inspiration I seek out through social media.

The government has made some concerted moves on tackling housing affordability.

Little things such as one or two takeaway coffees a day can add up surprisingly quickly.