![The Australian dollar is riding high against the US dollar.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/e/u/6/t/image.related.wideLandscape.940x529.gxh7n6.12uqus.png/1501106801248.jpg)
Money features
![Research suggests economic empowerment for women improves outcomes for the whole society.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/g/p/t/r/image.related.landscape.120x80.gxjnn7.png/1501126896026.jpg)
What The Handmaid's Tale teaches us about money
The importance of female economic power extends beyond the lives of each individual woman.
![Thousands of Australians who worked in Britain could be eligible for British pensions if they top up National Insurance ...](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/j/z/l/m/image.related.landscape.120x80.gxjz42.png/1501192701869.jpg)
Thousands of Aussies can secure a cut-price British pension – if they act now
The loophole letting thousands of Australians secure a British pension – at an 80 per cent discount.
![<P>](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/k/0/9/u/image.related.landscape.120x80.gxk041.png/1501194797933.jpg)
Downside to adding grandson's name to house title
Financial expert George Cochrane answers your questions.
![Former prime minister and treasurer Paul Keating was the architect of superannuation and the dividend imputation system.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/1/m/5/l/image.related.landscape.120x80.gxju0z.png/1501170144713.jpg)
Get ready for dividend season
Is there any sweeter (virtual) sound than the digital tinkling of dividends as they fall into your bank account?
![Most of us may as well hang up the landline for good.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/n/g/r/h/image.related.landscape.120x80.gxjt5r.png/1501170115981.jpg)
Why keeping your landline is a waste of money
Australians remain surprisingly keen on landline phones, but if you're paying for one then you're probably spending money unnecessarily.
![Illustration: Simon Letch](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/d/l/t/r/image.related.landscape.120x80.gxhbbe.png/1500979752522.jpg)
Pensioner concessions to be reinstated in October
Financial expert Noel Whittaker answers your questions.
![APRA deputy Helen Rowell at the earlier FSC Leaders Summit in Melbourne last week.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/h/s/q/6/image.related.landscape.120x80.gxif4b.png/1501033492984.jpg)
Super trustees need to do more to put members interests first: regulator
The newly beefed-up superannuation regulator has accused the sector of being too reactive and wants funds to get on the front foot and prove their readiness for risks they might face in the coming years.
![Many people buy lunch to eat at their desk.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/i/0/8/8/image.related.landscape.120x80.gxhzrz.png/1500972705988.jpg)
Why you eat like your colleagues
They say your friends can make you fat, but your colleagues could be the real culprits.
![Winning a game show like Who Wants to be a Millionaire? is one way to earn a million dollars.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/h/d/0/1/image.related.landscape.120x80.gxhbqb.png/1500864516689.jpg)
How to turn $10,000 into a million dollars
It sounds like a stupid question but it's actually a really good one.
![insurance](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/s/j/5/i/x/image.related.landscape.120x80.gxh947.png/1500991721953.jpg)
The five flaws in our current risk insurance system
Today, I want to talk about the most ignored and, arguably, most vital piece of your financial security puzzle: risk insurance.
![New rules governing super fund operators may help guard employees' nest eggs.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/s/k/h/e/9/image.related.landscape.120x80.gxhkjf.png/1500891780168.jpg)
Super fund directors face jail for breaches of rules
Directors of superannuation funds will be subject to much tougher penalties for doing the wrong thing with jail terms of up to five years, under proposed changes to the laws that govern superannuation.
![Online betting company TopBetta is one of Angie Ellis' best performers.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/1/0/8/c/s/b/image.related.landscape.120x80.gxfo6z.png/1500601803994.jpg)
Angie Ellis' winning streak continues with strong start to new game
Fresh from her victory in the last Shares Race, Angie Ellis, of 80 20 Investments, takes a commanding lead in the first week of the new four-week race.
![The Tax Office's formula for valuing defined benefit schemes favours younger retirees.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/f/b/j/y/image.related.landscape.120x80.gxfbgd.png/1500589075604.jpg)
Questions remain over defined benefit schemes
While defined benefit pensioners now know precisely how the Australian Tax Office will value their pension in applying the new $1.6 million superannuation cap tax changes, the valuations for current contributions and deferred benefit members' entitlements are still works in progress.
![How do you compare the performances of super funds? Illustration: John Shakespeare](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/8/i/m/r/image.related.landscape.120x80.gxg2xg.png/1500857702268.jpg)
Take the long view in judging superannuation funds
There’s one thing you should never do and that’s to judge a superannuation fund by its one-year return.
![Australians spend $22 billion a year on grooming such as pedicures.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/f/c/w/g/image.related.landscape.120x80.gxfcxi.png/1501079112854.jpg)
The high price of vanity in time and money
Australians spend $22 billion a year in maintaining and improving our physical appearance, not including fitness and clothing.
![Investors have enjoyed a bumper financial year](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/1/0/f/d/m/2/image.related.landscape.120x80.gxewri.png/1500738552742.jpg)
Bumper financial year returns could be as good as it gets
Improving global growth and profits as well as low interest rates have underpinned very strong returns for sharemarkets.
![If you're claiming interest on an investment loan for a tax deduction, you need to keep it 100 per cent separate from ...](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/f/4/3/z/image.related.landscape.120x80.gxf3qe.png/1500651734196.jpg)
Investors falling foul of rules on tax-deductible interest
It is still common for people to find themselves in financial strife because they do not understand the tax implications of their actions.
![Inflation is likely to remain below the RBA's comfort zone for a while.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/e/r/n/y/image.related.landscape.120x80.gxfayd.png/1500815724174.jpg)
Rates are low. Here's how to take advantage while you can
The Reserve Bank suggested this week interest rates could more than double in the next few years.
![Trusts are an increasingly popular - and legal - way to minimise tax.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/n/6/w/j/image.related.landscape.120x80.gxf3k7.png/1500696730676.jpg)
Australia's multibillion-dollar legal tax avoidance loophole
Billions of dollars of tax revenue is being lost due to wealthy Australians using family trusts.
![Australian near the top in global rankings of retiree wellbeing](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/7/6/h/m/image.related.landscape.120x80.gxeb3s.png/1500651644196.jpg)
Australia near top in global retiree wellbeing
Australia is in sixth place in a global ranking of welfare in retirement of 43 countries
![Super funds added $140 billion to the national nest egg, with an average 10.4 per cent performance for balanced options.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/o/k/s/b/image.related.landscape.120x80.gxe8t2.png/1500457177630.jpg)
Sharemarket rebound adds $140b to super funds
Superannuation funds have rebounded in the 2017 financial year with the average balanced option delivering a 10.4 per cent return, according to SuperRatings research.
![Excluding "sin stocks", such as gambling companies, would not have harmed returns from the Australian market over the ...](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/9/u/a/y/image.related.landscape.120x80.gxacng.png/1500388630143.jpg)
Investing with a conscience needn't mean lower returns
Say what you will about ethics in finance, but a big change sweeping through large chunks of this industry is the shift towards investing with a social conscience.
![Ivy Huang, 29, admits her super is a low priority.](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/c/p/j/a/image.related.landscape.120x80.gxd3tk.png/1500376243127.jpg)
Why super can't be 'set and forget' for women
Millions of women are missing out on thousands of dollars in investment earnings because they are not in the best performing funds, research shows.
![Sarah Jessica Parker, who plays Carrie, left, and Kristin Davis, who plays Charlotte, in a scene from <i>Sex and the ...](http://web.archive.org./web/20170728031146im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/5/w/i/7/image.related.landscape.120x80.gxcdys.png/1500286830182.jpg)
Cure yourself of the Carrie Complex
Hands up who wanted to be Carrie from Sex and the City when they grew up?