NRMA Motoring & Services will offer its members access to insurance discounts as it continues to expand benefits to members beyond roadside assistance.

NRMA Motoring & Services reported Monday an annual net profit of $47.2 million for 2005/06, down from $52 million in the prior year.

Under new international accounting standards, the company had an operating loss of $7.8 million before investment income and fair value gains, compared to a loss of $9.1 million in the prior year.

The operating loss was due to costs attributed to superannuation accounting changes and the NRMA board election.

NRMA Motoring & Services chief executive Tony Stuart said the result was a solid one given rising fuel costs and abnormal costs relating to a board election.

The company said the diversification of its investment portfolio into areas such as property, and its acquisition of businesses such as car rental firm Thrifty Australia and Treasure Island Holiday Resort on the Gold Coast had given it a solid foundation.

Mr Stuart also announced that members of NRMA Motoring & Services would soon be able to use their NRMA membership to receive benefits from NRMA Insurance products.

"Sixty per cent of our members carry at least one insurance policy with NRMA Insurance, and this agreement reflects the recognition NRMA Insurance has for our members," Mr Stuart said.

Details of insurance benefits available to NRMA members were being finalised with NRMA Insurance's parent company, Insurance Australia Group.

"The idea is that if you're an NRMA member, you'll get a discount on your insurance ... across the board," an NRMA spokesman said.

The size of the discount was under negotiation.

NRMA's operating revenue for the year lifted by 6.5 per cent to $258.8 million, from $242.9 million in 2004/05.

Revenue from non-membership activities increased by nine per cent.

Investment income rose 36 per cent to $50.3 million helped by a $17.3 million rise in dividend income to $43.3 million.