Ask An Expert Money Blog

Ask the experts

There are incentives for pensioners to work part time.

The 'work bonus' that evens out age pension variability

Nicole Pedersen-McKinnon helps ... demystify a pension payment.

<P>

Do sums before you bequeath shares

Financial expert Noel Whittaker answers your questions.

Wealthy savers have to sort out their super balances above $1.6 million by the end of the financial year.

Wealthy savers prepare for new super regime

Financial expert George Cochrane answers your questions.

<P>

'I bought funeral plots for my son'

Financial expert Noel Whittaker answers your questions.

Graduate teachers can struggle to find full-time permanent work.

Graduate teacher's plan for prosperity

Eating the financial elephant one bite at a time.

Retirees are trying to navigate the superannuation reforms that kick in from July 1.

Retirees alarmed as they prepare for super reforms

Financial expert George Cochrane answers your questions.

There is no reset of the cost base once you move into a property that originally started out as a rental.

What's the capital gains tax on a rental property turned home?

Financial expert Noel Whittaker answers your questions.

Sometimes going to Centrelink in person is the best strategy.

Help! Centrelink lost our paperwork

Financial expert George Cochrane answers your questions.

Renting to a relative is one way to avoid the ups and downs of the rental market.

Nicole helps … get the best loan for an investment

The top three loans for investors who want to repay principal.

Illustration: Simon Letch

Is it worth borrowing for aged care?

Financial expert Noel Whittaker answers your questions.

A reader is hoping to invest in a property with potential for renovation.

'My investment strategy for a property downturn'

Financial expert George Cochrane answers your questions.

Check out the Indonesian pension system, just make sure you can get your money out again.

How to stop the job-of-a-lifetime costing you super

Financial expert Nicole Pedersen-McKinnon answers your questions.

<P>

Can we improve our retirement income?

Financial expert Noel Whittaker answers your questions.

<P>

Calculating capital gains tax for a former residence

Financial expert George Cochrane answers your questions.

Brisbane has had an apartment building boom.

Off-the-plan disaster serves as a warning about contracts

Financial expert Nicole Pedersen-McKinnon investigates whether it's possible to get out of a contract to buy an off-the-plan apartment.

<p>

How much can I save for a home with the new super scheme?

Financial expert Noel Whittaker answers readers' questions.

The National Relay Service helps people with limited hearing or speech make phone calls to anyone, anywhere.

Nicole helps ... secure deaf couple's future

Nicole Pedersen-McKinnon advises a deaf man on how to find his superannuation without paying agencies.

Reverse mortgages are not very popular in Australia, probably because the rates tend to be higher than standard loans.

How would a reverse mortgage affect my age pension?

Financial expert George Cochrane answers your questions.

<P>

Complex situation for defined benefit members

ASK NOEL

Financial expert Noel Whittaker answers your questions.

The Big 4 banks are reducing the appeal of American Express cards.

The Big Four war on Amex credit card points

Nicole helps ... see the value of rewards cards

If you can afford to renovate and it will increase your quality of life, there's no time like the present.

Should we renovate before or after retirement?

Financial expert George Cochrane answers your questions.

<P>

Ask Noel: will the budget proposals help me downsize my home?

Financial expert Noel Whittaker answers your questions about the federal budget.

Illustration: Simon Letch

Accessing super early to pay debts

Financial expert Noel Whittaker answers your questions.

Transferring farm land into a self-managed super fund is a classic "liquidity trap".

Don't bet the farm on your super

Financial expert George Cochrane answers your questions.

First home buyers in many states get grants or stamp duty exemptions.

Is it time to fix your mortgage interest rate?

Financial expert Nicole Pedersen-McKinnon answers your questions.

Illustration: John Shakespeare

Selling the family home for early inheritance

Financial expert Noel Whittaker answers readers' questions.

A former Aristocrat employee asks about their employee share scheme.

When downsizing backfires for retirees

Financial expert George Cochrane answers readers' questions.

Make sure your offset account isn't really a redraw facility in disguise. Illustration: Michael Mucci

The fake offset accounts that could make your savings vanish

Money in an offset account may not be protected by the deposit guarantee.

Illustration: John Shakespeare

Do I need to make an 'educated guess' about my SMSF?

Financial expert Noel Whittaker answers readers' questions.

New caps on superannuation balances and contributions apply from July 1, 2017.

Confusion reigns over superannuation changes

Financial expert George Cochrane answers readers' questions.

Save articles for later.

Return to the homepage by clicking on the site logo.