![Colin Campbell is reluctant to take on more risk.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/y/i/t/q/image.related.wideLandscape.940x529.gwx2rk.12uqus.png/1498580416271.jpg)
Money features
![There are incentives for pensioners to work part time.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/1/p/v/x/image.related.landscape.120x80.gx0b7q.png/1498625678187.jpg)
The 'work bonus' that evens out age pension variability
Nicole Pedersen-McKinnon helps ... demystify a pension payment.
![Most Australians don't have anywhere near $1 million saved for retirement.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/2/8/o/h/image.related.landscape.120x80.gwzo7q.png/1498616721497.jpg)
Busting the $1 million retirement myth
Most Australian workers have nothing like $1 million in super, yet still report being satisfied and fulfilled in retirement.
![Australians claim about $23 billion in tax deductions for work-related expenses each year.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/j/0/h/l/z/image.related.landscape.120x80.gx0gny.png/1498721053629.jpg)
Tax time: top work-related expenses ATO's eyeing
Higher-than-expected tax deductions relating to cars, travel, clothing, internet and mobile phones, and self-education expenses are among the top claims the tax man will be keeping a close eye on this tax time.
![Travis Kalanick's resignation opens questions of who may take over Uber.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/t/u/l/v/image.related.landscape.120x80.gwzlx4.png/1498543485963.jpg)
What Uber can teach investors about culture
Uber runs the risk of stealing defeat from the jaws of victory. And largely because its "win at all costs and don't mind the collateral damage" approach saw it undermine its own customers' trust in, and respect for, the organisation.
![Retirees could be earning higher returns by taking a bit more risk.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/p/4/o/6/q/image.related.landscape.120x80.gwxayx.png/1498555362983.jpg)
Risk aversion is costing retirees tens of thousands of dollars
Most of us are more sensitive to what can go wrong than right.
![<P>](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/i/u/m/o/q/image.related.landscape.120x80.gwz1wt.png/1498516333507.jpg)
Taking the blame is part of the deal in financial advice
Blame comes with the territory in all financial advice. It's why any agent gets paid commission.
![Millennials are not eschewing property ownership for avocado breakfasts - they're turning to share investment.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/o/j/n/5/f/image.related.landscape.120x80.gwxjsh.png/1498473484910.jpg)
Millennials are better with money than I was in my 20s
A relative paid my HECS debt when I was 25. I'll always be grateful but if I could turn back time, I would have asked him to teach me how to invest instead.
![The share price of design company Veris is enjoying a good run.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/n/e/t/b/e/image.related.landscape.120x80.gwwyf5.png/1498185850406.jpg)
Front runner increases her lead as tough market conditions continue
Angie Ellis boosts her lead in the second week of the Shares Race.
![</p>](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/9/u/c/c/image.related.landscape.120x80.gwx1v9.png/1498185365718.jpg)
Sting in the super changes for lower paid public servants
Many lower income public servants and defence employees are disadvantaged by their employer's superannuation arrangements.
![It may be time for a little surgery on your nest egg.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/0/k/9/f/image.related.landscape.120x80.gwwzh6.png/1498182207029.jpg)
Your guide to next month's super changes
If you haven't paid attention to the looming changes in superannuation, this is what you need to know.
![Connie Munoz of Maroubra works for a PR agency for seven months, saves all her money, and then takes unpaid leave and ...](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/x/s/f/f/image.related.landscape.120x80.gwwtxu.png/1498468226951.jpg)
Meet the people who work only a few months a year
People like Sally Castle and Connie Munoz are tailoring their lives so they work part of the year and have plenty of time to travel.
![The Rule of 72 makes complex calculations easier to do in your head – without an abacus or calculator.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/w/9/t/s/image.related.landscape.120x80.gww8l6.png/1498231038185.jpg)
How to figure out compound growth in your head
You don't have to be a mathematician to use the Rule of 72. It's simple, but once you understand how to use it, you'll wonder how you got by without it.
![Meaghan Meredith bought a second-hand car that turned out to be a lemon.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/w/k/4/2/image.related.landscape.120x80.gwwjqu.png/1498492457375.jpg)
Up to one-in-three buyers of second-hand cars buys a lemon
Meaghan Meredith, 32, moved to the NSW far north coast six months ago from Sydney. When in Sydney she bought an 8-year-old Renault Megane privately for $5000, which broke-down within a week.
![Anonymous member of the Un-Rich List of world's poorest 100 citizens, produced by Fund for Peace.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/w/g/w/8/image.related.landscape.120x80.gww7vk.png/1498208566745.jpg)
The Un-Rich List you need to read
A sense of perspective can help you deal with the financial challenges most likely to affect the typical Australian.
![Shirley O'Riley, 58, works as a ward assistant, which involves lifting patients. She is annoyed that she will not be ...](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/t/v/t/c/image.related.landscape.120x80.gwm3ih.png/1497947378647.jpg)
Coalition won't retire its policy to lift pension age to 70
It's the "zombie" policy the Turnbull Government refuses to kill off.
![Erin Riley and her 9-month old daughter Abby at their rented home in Panania.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/t/x/v/i/image.related.landscape.120x80.gwtyos.png/1498101246290.jpg)
'I moved to the burbs to escape city rent'
Before I had my daughter, I wanted to raise any future children in the city. The big wrinkle in the plan was money.
![Consider a transition into retirement before you sign up for 30 years of relaxation.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/h/4/v/q/6/image.related.landscape.120x80.gwtwbj.png/1498141106049.jpg)
Think all you need to retire is money? Think again
It's possible your retirement fantasies involve beaches, drinks with tiny umbrellas and – ahh – spare time.
![Illustration: Simon Letch](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/u/u/b/x/image.related.landscape.120x80.gwuqg9.png/1498132568938.jpg)
Consumer power won't save the world
It's time we stop pretending that conscious consumerism can save the world. Instead it distracts us from the democratic power we have to effect real change
![Qantas chief executive Alan Joyce has done a good job but there are better investment opportunities out there.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/m/h/p/w/image.related.landscape.120x80.gwutkq.png/1497943295578.jpg)
Qantas hits the highs … of 2006
It's been a long flight back from a missed opportunity.
![Fraud against Australians using credit cards overseas has risen dramatically.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/g/r/0/o/d/k/image.related.landscape.120x80.gwqt1y.png/1497923699049.jpg)
We know less about money than we think
Many people misunderstand key concepts in banking, but few recognise the limits of their knowledge, a new survey suggests.
![Lifespan estimates from selfies are being trialed by US life insurers.](http://web.archive.org./web/20170629175616im_/https://www.fairfaxstatic.com.au/content/dam/images/1/m/g/l/y/4/image.related.landscape.120x80.gwsl2m.png/1498141218422.jpg)
Obtaining life insurance could soon be as easy as sending a selfie
You'd think life insurance would be almost immune from disruption by technology, but one of the oldest and most data-intensive industries is likely to undergo huge transformation.