![Jeff and Judi Parry have downsized to a smaller apartment in a retirement village in Carlton. Photo: PENNY STEPHENS. The ...](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/s/j/d/6/image.related.wideLandscape.940x529.gwsbht.12uqus.png/1497947280509.jpg)
Money features
![Anonymous member of the Un-Rich List of world's poorest 100 citizens, produced by Fund for Peace.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/w/g/w/8/image.related.landscape.120x80.gww7vk.png/1498112493723.jpg)
The Un-Rich List you need to read
A sense of perspective can help you deal with the financial challenges most likely to affect the typical Australian.
![<P>](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/u/y/8/b/image.related.landscape.120x80.gwubvn.png/1497962122625.jpg)
'I bought funeral plots for my son'
Financial expert Noel Whittaker answers your questions.
![Shirley O'Riley, 58, works as a ward assistant, which involves lifting patients. She is annoyed that she will not be ...](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/t/v/t/c/image.related.landscape.120x80.gwm3ih.png/1497947378647.jpg)
Coalition won't retire its policy to lift pension age to 70
It's the "zombie" policy the Turnbull Government refuses to kill off.
![Erin Riley and her 9-month old daughter Abby at their rented home in Panania.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/t/x/v/i/image.related.landscape.120x80.gwtyos.png/1498101246290.jpg)
'I moved to the burbs to escape city rent'
Before I had my daughter, I wanted to raise any future children in the city. The big wrinkle in the plan was money.
![Consider a transition into retirement before you sign up for 30 years of relaxation.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/h/4/v/q/6/image.related.landscape.120x80.gwtwbj.png/1497936924249.jpg)
Think all you need to retire is money? Think again
It's possible your retirement fantasies involve beaches, drinks with tiny umbrellas and – ahh – spare time.
![Illustration: Simon Letch](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/u/u/b/x/image.related.landscape.120x80.gwuqg9.png/1498132568938.jpg)
Consumer power won't save the world
It's time we stop pretending that conscious consumerism can save the world. Instead it distracts us from the democratic power we have to effect real change
![Qantas chief executive Alan Joyce has done a good job but there are better investment opportunities out there.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/m/h/p/w/image.related.landscape.120x80.gwutkq.png/1497943295578.jpg)
Qantas hits the highs … of 2006
It's been a long flight back from a missed opportunity.
![Fraud against Australians using credit cards overseas has risen dramatically.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/r/0/o/d/k/image.related.landscape.120x80.gwqt1y.png/1497923699049.jpg)
We know less about money than we think
Many people misunderstand key concepts in banking, but few recognise the limits of their knowledge, a new survey suggests.
![Lifespan estimates from selfies are being trialed by US life insurers.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/1/m/g/l/y/4/image.related.landscape.120x80.gwsl2m.png/1497992467257.jpg)
Obtaining life insurance could soon be as easy as sending a selfie
You'd think life insurance would be almost immune from disruption by technology, but one of the oldest and most data-intensive industries is likely to undergo huge transformation.
![Vocus Group is in play, pushing its share price higher.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/2/5/o/2/image.related.landscape.120x80.gwsb5j.png/1497595920424.jpg)
Capitol Health, Vocus, the best of the tips
Angie Ellis of 80 20 Investments has taken the lead in week one of the new four-week Shares Race.
![High-income earners could wind up in breach of the $25,000 annual contributions gap by accident, if they have a generous ...](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/p/l/e/v/6/image.related.landscape.120x80.gws1a8.png/1497947507898.jpg)
The trap for high income earners with a cushy super package
The reduction in the annual concessional cap to $25,000 will create significant problems for many taxpayers and the Tax Office.
![A weak pound and stronger Australian dollar make a holiday to Britain cheaper.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/s/0/a/j/s/image.related.landscape.120x80.gwrrw9.png/1497595798649.jpg)
Pound's weakness puts travellers to Britain in the box seat
Good news on Australian unemployment has helped to lift the Australian dollar against major currencies.
![If you love to knit, you could have a side hustle selling cute beanies.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/r/z/b/9/image.related.landscape.120x80.gwryfa.png/1497937437936.jpg)
The side hustle: Five ways to monetise your skills outside of a nine-to-five
The side hustle has exploded among Australian millennials and thanks to the internet there's more opportunity than ever to turn a skill or passion into a tidy income outside your nine-to-five.
![Compulsory super turns 25 this year.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/m/q/d/j/f/image.related.landscape.120x80.gwo4ge.png/1497147470055.jpg)
Compulsory super turns 25, but is yet to reach maturity
As well as Australia's economy reaching its 26th year of continuous expansion, the longest run of uninterrupted growth in the developed world, this year also marks the 25th anniversary of the introduction of compulsory superannuation.
![Running the economy is like being a pilot in a modern aircraft: there are lots of gauges and controls.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/p/f/z/c/image.related.landscape.120x80.gwpfgw.png/1497402516641.jpg)
Turbulent times for Reserve Bank, but no reason to assume crash landing
For central bankers, the job of steering the economy is a bit like flying a plane.
![Capital losses can offset capital gains.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/p/7/p/8/image.related.landscape.120x80.gwp7r4.png/1497363383394.jpg)
Why June is a bloody month for under-performing stocks
If you pay capital gains tax, it's worth thinking about selling loss-making stocks to offset the winners.
![Treasurer Scott Morrison's efforts to distinguish "good debt" from "bad debt" in the lead-up to the budget appear to ...](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/i/f/w/j/image.related.landscape.120x80.gwph15.png/1497417517988.jpg)
No tax revolt as Australians happy with what they pay
Most of us think high earners pay too little, corporations pay too little, and what we pay is about right.
![Gabriella Munoz will travel to Mexico to try to find her biological family, along with husband Cesar Albarran-Torres, ...](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/o/7/i/y/image.related.landscape.120x80.gwo88g.png/1497538964051.jpg)
'I'm spending my inheritance trying to find my birth family'
The search for my biological family will make us postpone the plans to buy our dream home.
!["If you're sitting on some bad apples you might as well bring forward the realisation of a loss to offset any gains."](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/l/x/i/m/i/image.related.landscape.120x80.gwo5p1.png/1497455124066.jpg)
Ten things you're doing wrong at tax time
Putting together a tax return isn't something most people relish.
![NSW Finance Minister Victor Dominello uses the FuelCheck app.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/7/o/m/m/image.related.landscape.120x80.gwp0yi.png/1497172479016.jpg)
Stretching your household dollar: Get ahead of the 'petrol gap'
Why you should remove your roof racks, and other tips to lower your petrol bill.
![Owner-occupiers only realise the value of their home if they sell.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/8/5/v/b/image.related.landscape.120x80.gwng61.png/1497192081544.jpg)
Slower growth is good news for first-home buyers
There's a lot of the talk at the moment about the idea of a housing bubble that's set to burst.
![Melanie Bye with her daughter Bridget has reduced her grocery budget using different strategies.](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/o/6/4/z/image.related.landscape.120x80.gwos2m.png/1497105665668.jpg)
How to halve your grocery bill
‘I thought I stuffed up the maths’: How Melanie saved $100 a week on groceries.
![A2 Milk has helped propel Phil Baker into first place in the year-long Shares Race](http://web.archive.org./web/20170622131424im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/e/2/m/c/image.related.landscape.120x80.gwnvig.png/1496975296458.jpg)
Big Un and A2 Milk the best performers so far in year-long sharemarket game
Welcome to our regular check-in with the year-long Shares Race. The race started at the end of January with 12 tipsters selecting 10 stocks each.