Robert Kiyosaki

Robert Toru Kiyosaki (born April 8, 1947) is an American businessman, investor, self-help author, educator, motivational speaker, financial literacy activist, financial commentator, and radio personality. Kiyosaki is the founder of the Rich Dad Company, a private financial education company that provides personal financial and business education to people through books, games, seminars, blogs, coaching, and workshops. He is also the creator of the Cashflow board and software games to educate adults and children business and financial concepts.

A seminal entrepreneur, Kiyosaki found international fame self-publishing the best-selling personal finance classic Rich Dad Poor Dad and has made millions establishing financial literacy programs to help others achieve financial independence. The author of more than 26 books, including the international personal finance blockbuster classic Rich Dad Poor Dad series of books which has been translated into 51 languages, available in 109 countries and have combined sales of over 27 million copies sold worldwide. Three of his books, Rich Dad Poor Dad, Rich Dad's Cashflow Quadrant, and Rich Dad's Guide to Investing, have been on number one on the top 10 best-seller lists simultaneously on Publishers Weekly, Business Week, The Wall Street Journal, USA Today and the New York Times. In 2005, he was inducted into the Amazon.com Hall of Fame as one of that bookseller’s top 25 authors.

21st century

The 21st century is the current century of the Anno Domini era or the Common Era, in accordance with the Gregorian calendar. It began on January 1, 2001, and will end on December 31, 2100. It is the first century of the 3rd millennium. It is distinct from the century known as the 2000s, which began on January 1, 2000 and will end on December 31, 2099.

Transitions and changes

The first years of the 21st century have thus far been marked by the rise of a global economy and Third World consumerism, mistrust in government, deepening global concern over terrorism and an increase in the power of private enterprise. The longterm effects of increased globalization are not known, but there are many who are concerned about its implications. The Arab Spring of the early 2010s led to mixed outcomes in the Arab world. The Digital Revolution which began around the 1980s also continues into the present. The Millennials (born c. 1981-2000) having been born before the turn of the century give way to the rise of Generation Y & Generation Z in Western countries.

Multi-level marketing

Multi-level marketing (MLM) is a marketing strategy in which the sales force is compensated not only for sales they generate, but also for the sales of the other salespeople that they recruit. This recruited sales force is referred to as the participant's "downline", and can provide multiple levels of compensation. Other terms used for MLM include pyramid selling,network marketing, and referral marketing. According to the US FTC, some MLM companies constitute illegal pyramid schemes which exploit members of the organization.

MLM is one type of direct selling. Most commonly, the salespeople are expected to sell products directly to consumers by means of relationship referrals and word of mouth marketing. MLM salespeople not only sell the company's products but also encourage others to join the company as a distributor.

Companies that use MLM models for compensation have been a frequent subject of criticism and lawsuits. Criticism has focused on their similarity to illegal pyramid schemes, price fixing of products, high initial entry costs (for marketing kit and first products), emphasis on recruitment of others over actual sales, encouraging if not requiring members to purchase and use the company's products, exploitation of personal relationships as both sales and recruiting targets, complex and exaggerated compensation schemes, the company and/or leading distributors making major money off training events and materials, and cult-like techniques which some groups use to enhance their members' enthusiasm and devotion.

The Business

The Business may refer to:

See also

Century Network

Century Radio was the brand name of a group of independent local radio stations in England. The brand was developed with the launch of 100-102 Century Radio in North East England in 1994, with John Myers as managing director and John Simons as programme director. The brand grew when Myers launched 106 Century FM for the East Midlands, and further when 105.4 Century Radio was launched in North West England in 1998. Ocean FM used the Century format, but not the brand.

The group was initially owned by Border Radio Holdings until 2000, when Capital Radio Group took over the brand. When the larger GCap Media acquired the group in 2005, they were forced to sell the Nottingham-based "106" station to Chrysalis Group for competition reasons. GMG Radio, with Myers and Simons as senior executives, bought the stations in 2006. They were rebranded Real Radio to conform to the branding and network programming of the other stations in the Real Radio network that Myers had developed since in 2000.