![Jeff and Judi Parry have downsized to a smaller apartment in a retirement village in Carlton. Photo: PENNY STEPHENS. The ...](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/s/j/d/6/image.related.wideLandscape.940x529.gwsbht.12uqus.png/1497714884951.jpg)
Money features
![Retirees are trying to navigate the superannuation reforms that kick in from July 1.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/o/1/x/1/image.related.landscape.120x80.gwrkn7.png/1497494995532.jpg)
Retirees alarmed as they prepare for super reforms
Financial expert George Cochrane answers your questions.
![Graduate teachers can struggle to find full-time permanent work.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/r/x/c/x/image.related.landscape.120x80.gwrvxl.png/1497697983384.jpg)
Graduate teacher's plan for prosperity
Eating the financial elephant one bite at a time.
![High-income earners could wind up in breach of the $25,000 annual contributions gap by accident, if they have a generous ...](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/p/l/e/v/6/image.related.landscape.120x80.gws1a8.png/1497562298097.jpg)
The trap for high income earners with a cushy super package
The reduction in the annual concessional cap to $25,000 will create significant problems for many taxpayers and the Tax Office.
![Vocus Group is in play, pushing its share price higher.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/2/5/o/2/image.related.landscape.120x80.gwsb5j.png/1497595920424.jpg)
Capitol Health, Vocus, the best of the tips
Angie Ellis of 80 20 Investments has taken the lead in week one of the new four-week Shares Race.
![A weak pound and stronger Australian dollar make a holiday to Britain cheaper.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/s/0/a/j/s/image.related.landscape.120x80.gwrrw9.png/1497595798649.jpg)
Pound's weakness puts travellers to Britain in the box seat
Good news on Australian unemployment has helped to lift the Australian dollar against major currencies.
![If you love to knit, you could have a side hustle selling cute beanies.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/r/z/b/9/image.related.landscape.120x80.gwryfa.png/1497563163275.jpg)
Five side hustles, for love or money
The side hustle has exploded among Australian millennials and thanks to the internet there's more opportunity than ever to turn a skill or passion into a tidy income outside your nine-to-five.
![Compulsory super turns 25 this year.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/m/q/d/j/f/image.related.landscape.120x80.gwo4ge.png/1497147470055.jpg)
Compulsory super turns 25, but is yet to reach maturity
As well as Australia's economy reaching its 26th year of continuous expansion, the longest run of uninterrupted growth in the developed world, this year also marks the 25th anniversary of the introduction of compulsory superannuation.
![Running the economy is like being a pilot in a modern aircraft: there are lots of gauges and controls.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/p/f/z/c/image.related.landscape.120x80.gwpfgw.png/1497402516641.jpg)
Turbulent times for Reserve Bank, but no reason to assume crash landing
For central bankers, the job of steering the economy is a bit like flying a plane.
![Capital losses can offset capital gains.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/p/7/p/8/image.related.landscape.120x80.gwp7r4.png/1497363383394.jpg)
Why June is a bloody month for under-performing stocks
If you pay capital gains tax, it's worth thinking about selling loss-making stocks to offset the winners.
![Treasurer Scott Morrison's efforts to distinguish "good debt" from "bad debt" in the lead-up to the budget appear to ...](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/i/f/w/j/image.related.landscape.120x80.gwph15.png/1497417517988.jpg)
No tax revolt as Australians happy with what they pay
Most of us think high earners pay too little, corporations pay too little, and what we pay is about right.
!["If you're sitting on some bad apples you might as well bring forward the realisation of a loss to offset any gains."](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/l/x/i/m/i/image.related.landscape.120x80.gwo5p1.png/1497455124066.jpg)
Ten things you're doing wrong at tax time
Putting together a tax return isn't something most people relish.
![NSW Finance Minister Victor Dominello uses the FuelCheck app.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/7/o/m/m/image.related.landscape.120x80.gwp0yi.png/1497172479016.jpg)
Stretching your household dollar: Get ahead of the 'petrol gap'
Why you should remove your roof racks, and other tips to lower your petrol bill.
![Owner-occupiers only realise the value of their home if they sell.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/8/5/v/b/image.related.landscape.120x80.gwng61.png/1497192081544.jpg)
Slower growth is good news for first-home buyers
There's a lot of the talk at the moment about the idea of a housing bubble that's set to burst.
![Melanie Bye with her daughter Bridget has reduced her grocery budget using different strategies.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/o/6/4/z/image.related.landscape.120x80.gwos2m.png/1497105665668.jpg)
How to halve your grocery bill
‘I thought I stuffed up the maths’: How Melanie saved $100 a week on groceries.
![A2 Milk has helped propel Phil Baker into first place in the year-long Shares Race](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/e/2/m/c/image.related.landscape.120x80.gwnvig.png/1496975296458.jpg)
Big Un and A2 Milk the best performers so far in year-long sharemarket game
Welcome to our regular check-in with the year-long Shares Race. The race started at the end of January with 12 tipsters selecting 10 stocks each.
![Biopharmaceutical company CSL has a world-class reputation.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/h/4/p/l/image.related.landscape.120x80.gwo6k1.png/1496987410209.jpg)
Australia's most respected companies
The US list of most respected companies is out. Who would make the cut here?
![Sallie Krawcheck, formerly chief executive of Citigroup and Bank of America, says for a time she bought into the myth ...](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/n/d/g/x/image.related.landscape.120x80.gwndj8.png/1497283103702.jpg)
Women make better investors than men
Women are more risk averse and this translates positively in returns.
![The Acorns app rounds up each purchase you make and stores it in an investment portfolio for you.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/m/y/d/m/b/image.related.landscape.120x80.gwnfil.png/1497341293014.jpg)
Noel Whittaker's verdict after a year of using micro-investment app Acorns
For years I have been going on about the power of investing small sums of money.
![Active funds have higher fees, so they need to consistently outperform the market to earn their keep.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/u/a/u/s/image.related.landscape.120x80.gwncje.png/1496903421396.jpg)
Index funds v actively managed funds
For a combination of reasons, index-following managed and exchange traded funds have become increasingly popular with both individual and institutional investors.
![With tax time approaching, it's important for investors to make their deductions work for them.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/z/r/y/9/t/image.related.landscape.120x80.gwla8s.png/1496809166164.jpg)
It's not too late to boost your tax deductions
This year was going to be different.
![Young families may not travel as much, but frequent flyer points can be a big help when they do.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/9/x/i/c/image.related.landscape.120x80.gwkgev.png/1496847481545.jpg)
Six billion Qantas points cut in credit card overhaul
A government cap from July 1 on the hidden cost of credit card transactions is going to curtail our frequent flyer points.
![The next investment trend to hit our shores is "smart beta" exchange traded funds (ETFs).](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/1/m/4/4/o/x/image.related.landscape.120x80.gwksuy.png/1496931771937.jpg)
Experts warn over the The Next Big Thing in investing
Are providers being too clever with the latest breed of the funds that use "smart beta" strategies that increase the risks for investors and have fees twice that of vanilla exchange traded funds (ETFs).
![Electricity costs have risen by 124 per cent over the past 10 years.](http://web.archive.org./web/20170618012313im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/b/q/e/c/image.related.landscape.120x80.gwiz25.png/1496829158563.jpg)
Price hikes threaten to take shine off golden years
The prices of energy, health care and even taking companion animals to the vet have risen far in excess of price rises generally.