Bank

A bank is a financial institution that creates credit by lending money to a borrower, thereby creating a corresponding deposit on the bank's balance sheet. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

Banking in its modern sense evolved in the 14th century in the rich cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties — notably, the Medicis, the Fuggers, the Welsers, the Berenbergs and the Rothschilds — have played a central role over many centuries. The oldest existing retail bank is Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.

Deity

In religious belief, a deity (ⁱ/ˈdiː.ᵻti/ or ⁱ/ˈdeɪ.ᵻti/) is either a natural or supernatural being, who is thought of as holy, divine, or sacred. Some religions have one supreme deity, while others have multiple deities. A male deity is a god (though "God" is used in a gender-neutral way in monotheistic religions), while a female deity is a goddess.

C. Scott Littleton's Gods, Goddesses, and Mythology defined a deity as "a being with powers greater than those of ordinary humans, but who interacts with humans, positively or negatively, in ways that carry humans to new levels of consciousness beyond the grounded preoccupations of ordinary life". Historically, various cultures have conceptualized a deity differently than a monotheistic God. A deity need not be omnipresent, omniscient, omnipotent, omnibenevolent or eternal. A monotheistic God is omnipresent, omniscient, omnipotent, omnibenevolent and eternal.

Deities are depicted in a variety of forms, but are also frequently expressed as having human form. Deities are often thought to be immortal, and are commonly assumed to have personalities and to possess consciousness, intellects, desires, and emotions comparable but usually superior to those of humans.

Soul

The soul in many religions, philosophical and mythological traditions, is the incorporeal and immortal essence of a living being. According to Abrahamic religions, only human beings have immortal souls. For example, the Catholic theologian Thomas Aquinas attributed "soul" (anima) to all organisms but argued that only human souls are immortal. Other religions (most notably Jainism and Hinduism) teach that all biological organisms have souls, while some teach that even non-biological entities (such as rivers and mountains) possess souls. This latter belief is called animism.

Greek philosophers such as Socrates, Plato and Aristotle understood that the psyche (ψυχή) must have a logical faculty, the exercise of which was the most divine of human actions. At his defense trial, Socrates even summarized his teaching as nothing other than an exhortation for his fellow Athenians to excel in matters of the psyche since all bodily goods are dependent on such excellence (The Apology 30a–b).

Anima mundi is the concept of a "world soul" connecting all living organisms on the planet.

Traveler

Traveler or traveller may refer to:

Sociology

People

Michael Wynn, 7th Baron Newborough

Robert Charles Michael Vaughan Wynn, 7th Baron Newborough DSC (24 April 1917 – 11 October 1998, Istanbul) was a British Royal Navy Volunteer Reserve officer who played a decisive role during the St. Nazaire Raid in 1942 where he commanded a motor torpedo boat. Captured after his boat had to be abandoned, he was sent to Colditz after an escape attempt. He was repatriated after feigning illness.

Military career

British Army

Born the eldest son of Sir Robert Vaughan Wynn, 6th Baron Newborough and Ruby Irene Severne, he was educated at Oundle School. In 1935 Wynn was commissioned into the 9th Lancers, then joined the 5th Royal Inniskilling Dragoon Guards and the 16/5th Lancers. He was invalided out of the British Army in 1940. In May 1940, now a civilian, he was given command of a yacht acting as the Air Sea Rescue boat for the Naval air station at Lee-on-Solent. While British forces were being evacuated from northern France he sailed to Dunkirk, and made five successful trips before being hit by shellfire just making Ramsgate. Wynn then took command of a Norfolk fishing boat and went to beaches south of Calais where it was thought the Guards were hiding in the sand dunes. Wearing naval uniform in case he was taken for a spy he searched for but never found the Guards. The Royal Navy recognising his abilities gave him a commission in the Royal Naval Volunteer Reserve (RNVR) in July 1941.