All rights reserved

"All rights reserved" is a phrase that originated in copyright law as a formal requirement for copyright notice. It indicates that the copyright holder reserves, or holds for their own use, all the rights provided by copyright law under one specific copyright treaty.

Origins

The phrase appears to have originated as a result of the Buenos Aires Convention of 1910. Article 3 of the Convention granted copyright in all signatory countries to a work registered in any signatory country, as long as a statement "that indicates the reservation of the property right" (emphasis added) appeared in the work. The phrase "all rights reserved" was not specified in the text, but met this requirement.

Other international copyright treaties did not require this formality. For example, the Universal Copyright Convention (UCC), adopted in 1952, adopted the © symbol as an indicator of protection. (The symbol had been introduced in the US by a 1954 amendment to the Copyright Act of 1909.) The Berne Convention rejected formalities altogether in Article 4 of the 1908 revision, so authors seeking to protect their works in countries that had signed on to the Berne Convention were also not required to use the "all rights reserved" formulation. However, because not all Buenos Aires signatories were members of Berne or the UCC, and in particular the United States did not join UCC until 1955, a publisher in a Buenos Aires signatory seeking to protect a work in the greatest number of countries between 1910 and 1952 would have used both the phrase "all rights reserved" and the copyright symbol.

Grand Theft Auto V

Grand Theft Auto V is an open world, action-adventure video game developed by Rockstar North and published by Rockstar Games. It was released on 17 September 2013 for the PlayStation 3 and Xbox 360, on 18 November 2014 for the PlayStation 4 and Xbox One, and on 14 April 2015 for Microsoft Windows. The game is the first main entry in the Grand Theft Auto series since 2008's Grand Theft Auto IV. Set within the fictional state of San Andreas, based on Southern California, the single-player story follows three criminals and their efforts to commit heists while under pressure from a government agency. The open world design lets players freely roam San Andreas's open countryside and fictional city of Los Santos, based on Los Angeles.

The game is played from either a first-person or third-person view and its world is navigated on foot or by vehicle. Players control the three lead protagonists throughout single-player and switch between them both during and outside of missions. The story is centred on the heist sequences, and many missions involve shooting and driving gameplay. A "wanted" system governs the aggression of law enforcement response to players who commit crimes. Grand Theft Auto Online, the online multiplayer mode, lets up to 30 players explore the open world and engage in cooperative or competitive game matches.

The Norfolk & Dedham Group

The N&D Group is a group of mutual insurance companies based in Dedham, Massachusetts. The group comprises three regional property and casualty insurance companies which market personal and commercial insurance product lines through independent insurance agents. The group conducts business in New England, New Jersey, and Arkansas, and writes about a third of a billion dollars in annual insurance premium. Originally founded as The Norfolk Mutual Fire Insurance Company in 1825, the group is one of the oldest mutual insurance companies in the United States.

History