Let's be Kiwi with Money
Let's be Kiwi with Money
Let's be Kiwi with Money
BORROW MONEY:
BORROW MONEY:
100% online
Funded in 24hrs
Up to $70k Unsecured
100% online
Funded in 24hrs
Borrow up to $70k
Harmoney has matched Borrowers and Lenders for loans totalling $486 million.
… plus 7,432 other loans.
Harmoney has matched Borrowers and Lenders for loans totalling $486 million.
… plus 7,432 other loans.
What is Peer-to-Peer Lending and why is it better?
Harmoney is a peer-to-peer money marketplace - where everyday people can borrow money from (and lend money to) other everyday people. Hence the term 'peer' to 'peer.'
Harmoney is not the one lending the money - our Lenders do that. Instead, our role is to administer the Marketplace, as well as acting as an intermediary between Borrowers and Lenders, so you can keep your anonymity.
So why is this a great option for you? If you're borrowing, we give you access to fairer rates, and the flexibility to borrow money on your own terms. If you're lending, we give you access to superior investment returns, while diversifying your investment portfolio. Find out how it works.
What is Peer-to-Peer Lending and why is it better?
Harmoney is a peer-to-peer money marketplace - where everyday people borrow money from (and lend money to) other everyday people. Hence the term 'peer' to 'peer.'
Harmoney is not the one lending the money - our Lenders do that. Instead, our role is to administer the Marketplace, as well as acting as an intermediary between Borrowers and Lenders, so you can keep your anonymity.
So why is this a great option for you? If you're borrowing, we give you access to fairer rates, and the flexibility to borrow money on your own terms. If you're lending, we give you access to superior investment returns, while diversifying your investment portfolio .
Why is Harmoney the best choice for you?
We give Borrowers a fair deal
10 Ways to a better credit rate
If you're curious about credit ratings, and how savvy Kiwis are improving their financial well-being with some simple tricks, we've written a free eBook.
Download "10 ways to a better credit rate" and learn how you could improve your credit record by managing your loan well.
Plus, click here to learn more about credit scoring in New Zealand, Comprehensive Credit Reporting, and how Harmoney can help you.
Unsecured personal loan calculator
“How much would you like to borrow?”
Select your preferred loan term
36 month term
60 month term
- 100% online application
- Rates from 9.99%
- Up to $70,000, unsecured
- Funded in hours**
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* The Legal Stuff
Subject to approval and funding. Harmoney's interest rates are offered based on the individual borrower's credit assessment according to Harmoney's credit scorecard. In order to be approved and list your loan you must meet Harmoney's credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
