![Adelaide-based wealth adviser Louise Pfeiffer, 39, has chosen a career and business that will maximise her ability to ...](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/v/w/a/2/6/image.related.wideLandscape.460x259.gvw5z9.png/1493735256178.jpg)
Planning
![Adelaide-based wealth adviser Louise Pfeiffer, 39, has chosen a career and business that will maximise her ability to ...](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/v/w/a/2/6/image.related.wideLandscape.460x259.gvw5z9.png/1493735256178.jpg)
How money changes your brain, behaviour and beliefs
![Cyndi Lauper sang Money Changes Everything. It turns out she was right.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/v/v/1/h/q/image.related.landscape.120x80.gvv13t.png/1493687542566.jpg)
Cyndi Lauper sang Money Changes Everything. It turns out she was right.
Get rich by focusing on process not outcome
![By now, your New Year's financial resolutions are probably a distant memory along with the festive fireworks.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/0/g/m/r/image.related.landscape.120x80.gvtgzh.png/1493340705210.jpg)
Succeeding in the long-term takes belief and perseverance.
Lessons from the rise and fall of Leyland Brothers
![Mal (left) and Mike Leyland in 1981.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/v/t/5/s/r/image.related.landscape.120x80.gvt5cp.png/1493719741550.jpg)
Mike and Mal Leyland built fame and fortune on the back of their television show, but lost it all on an ill-fated theme park development.
How to put a financial windfall to good use
![Receiving a windfall can leave us confused about how to make best use of the money.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/1/m/w/c/y/6/image.related.landscape.120x80.gvob5v.png/1493016962204.jpg)
Receiving a financial windfall can leave most of us in a pickle on what to do with the money.
Why fixing the pay gap is easy if you try
![Equal pay](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/p/h/4/8/image.related.landscape.120x80.gvog5x.png/1492656539865.jpg)
How can something as seemingly intractable, stubborn, complex and multifaceted as the pay gap be fixed?
A universal age pension is a win for younger generations too
![Illustration: Simon Bosch](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/v/n/2/h/k/image.related.landscape.120x80.gvn0sq.png/1492834275483.jpg)
Millennials and Baby Boomers are often cast as natural foes fighting in some kind of economic Hunger Games. But what if I told you that economic and social policy doesn't have to be zero-sum?
The reason for the focus on home care for the elderly
![More than 1 million Australians received aged care in their home.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/r/b/d/f/y/image.related.landscape.120x80.gvk4nr.png/1492124186694.jpg)
Have you noticed that all the talk about aged care at the moment is focused on home care?
How to become exceptional
![In money management, as in rugby league, practising basic moves can leave you free to think about what makes you exceptional.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/r/a/3/b/u/image.related.landscape.120x80.gvhe2m.png/1491773480781.jpg)
I see many people who tell me how unlucky they are when it comes to their finances.
15 things to do by 30 to create a better life after 60
![Young adults can do things now that will improve their financial future](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/r/v/e/o/y/image.related.landscape.120x80.gv4rbj.png/1491318509394.jpg)
Your 20s are the time to set in place some basics that will help set you up for a brighter financial future.
How to give for maximum happiness
![In 2006, billionaire Warren Buffett famously pledged to gradually give all his Berkshire Hathaway stock to philanthropic ...](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/e/i/h/v/image.related.landscape.120x80.gv9l48.png/1493528337517.jpg)
Whether you are giving away $2.86 billion or $3.50 the effect is similar – a hit of happiness.
How the Girl Guides are tackling financial inequality
![Girl Guides learning financial literacy through the Guide Your Money program.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/v/8/2/7/p/image.related.landscape.120x80.gv7wif.png/1490901809038.jpg)
The Girl Guides are launching a new set of financial literacy programs for girls and young women.
Daunting cost of funding aged care for a spouse
![Evelyn Cronk is facing a big aged care bill for her husband Graham Jones.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/v/7/3/e/o/image.related.landscape.120x80.gv73ak.png/1490920672175.jpg)
At 69 years of age Evelyn Cronk should be looking forward to an active retirement in reasonable comfort.
Why women and men need to negotiate pay rises differently
![Facebook chief operating officer Sheryl Sandberg's sophomore book has the makings of a mega hit.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/t/8/6/x/e/image.related.landscape.120x80.gv3vs7.png/1490312993021.jpg)
The trick to closing the gender pay gap is not for women to simply ask for more.
The truth about measuring the gender pay gap
![Mining is Australia's highest paid sector, and heavily dominated by men.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/9/d/o/t/image.related.landscape.120x80.gv1ymi.png/1490061326487.jpg)
Australia seems to lack consistency when it comes to reporting the difference between what men and women are paid.
'We're spending our life savings on a family trip of a lifetime'
![Saman Shad and family are going overseas and spending tens of thousands of dollars in savings that they could have used ...](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/u/6/n/l/image.related.landscape.120x80.guz1c4.png/1491690271582.jpg)
In less than a week's time our family of five is setting off on a big adventure.
Readers ask when they should retire. This is my answer
![Twin Falls in Kakadu, Northern Territory. The big trip is often an aim for retirement.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/v/k/m/v/image.related.landscape.120x80.guvjbk.png/1490958631307.jpg)
The boring choice isn't always the best choice.
More choice for elderly to receive aged care at home
![Barbara Leonard with her husband David who had a stroke and has home care.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/v/8/c/j/image.related.landscape.120x80.guv45v.png/1489264557258.jpg)
People who receive aged care services in their home now how much more control over which provider they use.
'Covert violence': The hidden cost of financial abuse
![Economic abuse is recognised as a form of domestic violence in many states, though not in NSW.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/i/n/o/5/q/image.related.landscape.120x80.guukah.png/1489533147322.jpg)
More than 15 per cent of women and 7 per cent of men have experienced economic abuse in their lifetimes, research shows.
We can all do more to close gender pay gap
![Equal pay](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/p/h/4/8/image.related.landscape.120x80.guu4sw.png/1489129799033.jpg)
Most Australians would be aware that there is a problem with gender and money. Or, more specifically, inequalities between men and women when it comes to both spending and earning.
A working mother's guilt and gratitude
![Flexible work enables employees to juggle careers and parenthood.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/n/d/8/r/f/image.related.landscape.120x80.gusq98.png/1488972507762.jpg)
How do women balance work and family and, at the end of it, still have enough to retire on, asks Sarah Saunders.
The wins and losses in financial wellbeing for Australian women
![Lesley Anton has made a career change into real estate.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/r/k/b/6/image.related.landscape.120x80.gurlb5.png/1488951401250.jpg)
Lesley Anton has traded life as a corporate high-flyer for showing open homes on Sydney’s upper north shore, and she is right on trend for Australian women.
Reducing the risk of helping adult children into property
![The highest risk option for parents is to act as guarantor for the child's loan.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/1/3/a/g/8/r/image.related.landscape.120x80.gupjwe.png/1488528644352.jpg)
Parental support is now a huge factor in the first home buyer market.
The best-paid jobs have the biggest gender pay gaps
![Construction is a high-paid industry with a high gender pay gap.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/p/0/f/b/image.related.landscape.120x80.gup0c7.png/1488427792345.jpg)
The pay gap is biggest in sectors that pay the most and hire the fewest women.
The secret to finding more time
![Beyonce hires help to free up her precious time, and you can do the same.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/b/m/a/2/image.related.landscape.120x80.guous7.png/1493282294381.jpg)
Everyone gets one 1440 minutes in a day, but are your spending habits draining your time?
How to rebuild financially after divorce
![Financial and legal advice is a good idea if you're separating, especially if there are children involved.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/b/0/w/t/image.related.landscape.120x80.guk511.png/1487884627461.jpg)
Men and women take about five years to stabilise their finances after a divorce.
Pre-empt the legal limits to powers of attorney
![If signing a power of attorney, be careful of using a standard form.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/1/m/m/8/d/j/image.related.landscape.120x80.gujd5v.png/1487817959629.jpg)
Enduring powers of attorney are common but widely misunderstood.
The one thing pollies agree on is money – that is, ours
![Nicole Pedersen-McKinnon, at Parliament House, is helping lead the charge to make Australians ''money smart''.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/h/b/5/c/image.related.landscape.120x80.guhb4r.png/1487648870377.jpg)
When Canberra concurs, perhaps we should start paying attention. The fabulous and free tools to help you get money smart.
How to help adult children buy a home
![Young Australians often struggle to buy a home without financial help from their parents.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/1/3/b/f/a/8/image.related.landscape.120x80.guee1r.png/1487663417296.jpg)
There are several avenues, but which is best?
Staying at home for longer leaves parents counting the costs
![Scott Tangey and his mother Kim. Tangey is using a consultant to explore work options.](/web/20170503231534im_/http://www.smh.com.au/content/dam/images/g/u/d/a/3/1/image.related.landscape.120x80.gue1f4.png/1487319246006.jpg)
More young adults are living at home for longer, not able or willing to leave the nest.