Daryl Dixon

High-income earners could wind up in breach of the $25,000 annual contributions gap by accident, if they have a generous ...

The trap for high income earners with a cushy super package

The reduction in the annual concessional cap to $25,000 will create significant problems for many taxpayers and the Tax Office.

Active funds have higher fees, so they need to consistently outperform the market to earn their keep.

Index funds v actively managed funds

For a combination of reasons, index-following managed and exchange traded funds have become increasingly popular with both individual and institutional investors.

Investment returns will grow more slowly than during the post-GFC recovery.

Lower returns ahead for investors

COMMENT

So far, financial year superannuation fund returns have been good with the prospect of double digit returns if world share markets don't tank in June.

The downsizing provisions will help some retirees, but the impact on the age pension is an issue.

Downsizing provisions are a mixed bag

While far from ideal, the budget initiative to allow older Australians to deposit up to $300,000 each in superannuation when they downsize their home is welcome.

Peter Costello, chairman of the Australian Future Fund, speaking at the Australian Shareholders' Association National ...

Public servants gain from Future Fund decision

The federal government's recent decision to postpone drawing from the Future Fund is welcome news for members of its defined benefit funds.

Younger Ausralians will be able to boost their savings for a home using the tax advantages of superannuation.

Super saver scheme to help young Aussies on middle incomes

The budget announced an initiative to allow first home buyers to build up accessible savings in their super: how popular will it be?

It is important to get your head around changes to super before July.

Preparing for the super changes

This year's budget is unlikely to include further changes to super.

If you're investing in property, you're probably better off buying it in your personal name than your self-managed super ...

Buying property with your super fund has drawbacks

Whether or not the government removes the ability of self-managed super funds to borrow to purchase property or other investments, the implications for investors are relatively minor.

The benefits of capital gains tax

Understanding the fine details of capital gains tax can improve investment returns.

It's better to sell investments when you're no longer working to minimise the capital gains tax bill.

Why property investors won't take their profits

If you're working, contributing to super beats paying off investment debt.

Daryl Dixon

Money