![Mortgage rates are on the rise and borrowers don't want to get in above their heads](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/s/g/x/h/f/image.related.wideLandscape.940x529.gveuq1.12uqus.png/1491735529960.jpg)
Money features
![Self-managed super funds face greater administrative hurdles.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/m/s/8/u/e/image.related.landscape.120x80.gvfrx0.png/1491530374705.jpg)
Red tape increasing for DIY super trustees
Financial expert George Cochrane answers readers' questions.
![Money reader John Wyatt is backing renewable energy companies.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/h/v/x/l/t/image.related.landscape.120x80.gvfnpo.png/1491529456612.jpg)
Money reader takes lead on clean energy and livestock feed picks
Money reader John Wyatt has opened a decent lead in week one of the new four-week Shares Race, helped by his clean energy picks – Carnegie and Infigen.
![Despite the criticism, DHA has many happy investors.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/u/y/b/8/q/image.related.landscape.120x80.gvfzzc.png/1491558312733.jpg)
Investing in defence housing: do the numbers stack up?
Investment homes leased back to Defence Housing Australia for housing military personnel become a key part of many Australians' investment portfolios, and at first glance there is little not to like.
![It's better to trim your sails than suffer mortgage stress or worse, a distressed sale.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/m/w/t/p/g/image.related.landscape.120x80.gvfdf3.png/1491515785436.jpg)
Banks are lending too much to property buyers
Real estate continues to dominate the headlines in tandem with speculation on the future of the housing market as APRA's crack down on interest-only loans begins to bite.
![Caring professions such as nursing tend to be female-dominated and low paid.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/e/t/8/k/image.related.landscape.120x80.gvet1w.png/1491532433027.jpg)
How to avoid retiring with insufficient super
Why "financial literacy" won't help women overcome the structural flaws in superannuation.
![If a household has any spare cash, should it go into the mortgage or super?](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/d/s/7/2/image.related.landscape.120x80.gveubv.png/1491442741863.jpg)
Nicole helps… decide between the mortgage and super
Financial expert Nicole Pedersen-McKinnon helps readers with their personal finance queries and consumer issues.
![Illustration: John Shakespeare](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/a/c/f/7/image.related.landscape.120x80.gvcada.png/1491314733705.jpg)
Property education, without the spruikers
Financial expert Noel Whittaker answers readers' questions.
![Some ideas for Treasurer Scott Morrison, who is preparing for the federal budget in May.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/b/4/k/k/image.related.landscape.120x80.gvc7zf.png/1491287194792.jpg)
What women want from the budget
There's still much for the Treasurer to decide that will affect families and, disproportionately, women.
![Young adults can do things now that will improve their financial future](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/r/v/e/o/y/image.related.landscape.120x80.gv4rbj.png/1491318509394.jpg)
15 things to do by 30 to create a better life after 60
Your 20s are the time to set in place some basics that will help set you up for a brighter financial future.
![Most people have little idea of how much money they will need in retirement.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/i/b/k/v/w/image.related.landscape.120x80.gvb2vc.png/1491184394544.jpg)
Better-off need to save more super
How much will you need to save for a comfortable retirement? If you're clueless you're not alone.
![Experts have been calling the end of the property market for years.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/t/q/p/v/b/image.related.landscape.120x80.gvcmc0.png/1491393077576.jpg)
Sorry folks, this ain't no property bubble
Believe me, no one is keener than me to see it burst. But sadly, for would-be buyers, I just don't see it happening.
![For all the talk of averages and long-term returns, most investors and traders would love to find that life-changing ...](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/s/h/m/k/8/image.related.landscape.120x80.gvc6wz.png/1491182034182.jpg)
How I cheated myself out of $17m
The best money-making opportunities require you to sit back and do absolutely nothing.
![Paying off debt is great, but use an offset account if you think you might buy a new home and keep the old one as an ...](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/u/9/b/3/s/image.related.landscape.120x80.gvaez0.png/1491314769228.jpg)
Why paying off your home could be a mistake
Nicole Pedersen-McKinnon helps a couple keep property tax deductions.
![The industry funds say the $2 trillion superannuation system is under attack.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/b/c/t/h/image.related.landscape.120x80.gvaw8y.png/1490965345026.jpg)
What you need to know about the war for super
There are vested interests misrepresenting the facts on both sides. Don't be fooled.
![To save money, Simone Plaza and her family are having a camping holiday this Easter.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/9/q/2/5/image.related.landscape.120x80.gv9m3b.png/1490932222275.jpg)
How to save on Easter spending
Don't let the Easter bunny eat all your savings.
![Bega is diversifying beyond cheese, buying Vegemite from Kraft.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/t/w/b/5/g/image.related.landscape.120x80.gvalzn.png/1491053074642.jpg)
Money reader leads in year-long share tipping game
Nine weeks into the year-long Shares Race and Money reader Rod Leonarder has a clear lead thanks to strong returns from his picks - private health insurer NIB Holdings, NAB and jobs website Seek.
![Treasury Secretary John Fraser says foreign investors are concerned with the rule of law, access to energy and the ...](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/u/n/q/5/j/image.related.landscape.120x80.gvb1w1.png/1491624401529.jpg)
How the Senate saved the government from itself
Why do companies invest here? We mightn't have needed to cut that company tax much anyway.
![The Sydney Royal Easter Show is fun, but the costs can be scary.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/n/r/k/t/u/image.related.landscape.120x80.gvarko.png/1491116733469.jpg)
11 ways to save on the Sydney Royal Easter Show
It's almost Sydney Royal Easter Show time again. The show, which runs from Thursday, April 6 to Wednesday April 19, is fun for the whole family, but the costs can burn a hole in the pocket.
![Many mature-age workers want to cut back but not leave the workforce entirely.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/u/1/p/v/x/image.related.landscape.120x80.gv9odn.png/1490940717563.jpg)
'Money for nothing': why transition to retirement pensions still work
Despite the continuing tightening of superannuation concessions there are still some great strategies available for those who take good advice.
![A reader wants to know if their mother can send cash gifts from India.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/t/z/7/a/7/image.related.landscape.120x80.gv9lho.png/1491047362938.jpg)
Receiving gifts and bequests from abroad
Financial expert George Cochrane answers readers' questions.
![Select assets likely to increase in value and generate long-term capital gains.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/t/g/b/o/m/image.related.landscape.120x80.gv9lrq.png/1491051225372.jpg)
Reducing the risks of borrowing to buy an investment property
The emphasis should be on the merits of the assets purchased and not the tax savings from the transaction.
![In 2006, billionaire Warren Buffett famously pledged to gradually give all his Berkshire Hathaway stock to philanthropic ...](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/u/e/i/h/v/image.related.landscape.120x80.gv9l48.png/1490920755893.jpg)
How to give for maximum happiness
Whether you are giving away $2.86 billion or $3.50 the effect is similar – a hit of happiness.
![Now Sabatier runs multiple businesses. But his savings give him the leeway to be selective about the projects he takes on.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/9/w/8/b/image.related.landscape.120x80.gv9iu6.png/1490844513171.jpg)
Six money tips from someone who saved $1m by age 30
After college, Grant Sabatier was unemployed, broke and living with his parents. Here's how he reached his goal of saving $US1 million ($1.3 million) by age 30.
![Girl Guides learning financial literacy through the Guide Your Money program.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/8/2/7/p/image.related.landscape.120x80.gv7wif.png/1490901809038.jpg)
How the Girl Guides are tackling financial inequality
The Girl Guides are launching a new set of financial literacy programs for girls and young women.
![Banks have a new type of default super option, but it may not be any good.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/1/1/f/z/r/r/image.related.landscape.120x80.gv8wwc.png/1490840523960.jpg)
Banks' weapon against industry funds may be dud
The Turnbull government wants to remove the monopoly that industry funds have as the default fund provider in industrial awards.
![Financial Services Minister Kelly O'Dwyer has a trust.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/t/a/g/3/h/image.related.landscape.120x80.gv8tu7.png/1491699699126.jpg)
A fierce fight is brewing over your super
Consumer groups and independent policy analysts have broadly backed the Productivity Commission proposals to change the default superannuation system.
![Looking for patterns in stock price charts is the investment version of astrology.](/web/20170409115820im_/http://www.theage.com.au/content/dam/images/g/v/1/v/i/e/image.related.landscape.120x80.gv7a1v.png/1490585517587.jpg)
The only way to read a stock price chart
Scores of investors analyse charts, hoping to find a pattern telling them when to buy or sell a stock.