![Evelyn Cronk is facing a big aged care bill for her husband Graham Jones.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/7/3/e/o/image.related.wideLandscape.940x529.gv73ak.12uqus.png/1490920672175.jpg)
Money features
![Paying off debt is great, but use an offset account if you think you might buy a new home and keep the old one as an ...](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/u/9/b/3/s/image.related.landscape.120x80.gvaez0.png/1490904397152.jpg)
Why paying off your home could be a mistake
Nicole Pedersen-McKinnon helps a couple keep property tax deductions.
![The industry funds say the $2 trillion superannuation system is under attack.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/b/c/t/h/image.related.landscape.120x80.gvaw8y.png/1490965345026.jpg)
What you need to know about the war for super
There are vested interests misrepresenting the facts on both sides. Don't be fooled.
![To save money, Simone Plaza and her family are having a camping holiday this Easter.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/9/q/2/5/image.related.landscape.120x80.gv9m3b.png/1490932222275.jpg)
How to save on Easter spending
Don't let the Easter bunny eat all your savings.
![Bega is diversifying beyond cheese, buying Vegemite from Kraft.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/t/w/b/5/g/image.related.landscape.120x80.gvalzn.png/1491053074642.jpg)
Money reader leads in year-long share tipping game
Nine weeks into the year-long Shares Race and Money reader Rod Leonarder has a clear lead thanks to strong returns from his picks - private health insurer NIB Holdings, NAB and jobs website Seek.
![Treasury Secretary John Fraser says foreign investors are concerned with the rule of law, access to energy and the ...](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/u/n/q/5/j/image.related.landscape.120x80.gvb1w1.png/1491087263590.jpg)
How the Senate saved the government from itself
We mightn't have needed to cut that much anyway.
![The Sydney Royal Easter Show is fun, but the costs can be scary.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/n/r/k/t/u/image.related.landscape.120x80.gvarko.png/1490935282701.jpg)
11 ways to save on the Sydney Royal Easter Show
It's almost Sydney Royal Easter Show time again. The show, which runs from Thursday, April 6 to Wednesday April 19, is fun for the whole family, but the costs can burn a hole in the pocket.
![A reader wants to know if their mother can send cash gifts from India.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/t/z/7/a/7/image.related.landscape.120x80.gv9lho.png/1491047362938.jpg)
Receiving gifts and bequests from abroad
Financial expert George Cochrane answers readers' questions.
![Now Sabatier runs multiple businesses. But his savings give him the leeway to be selective about the projects he takes on.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/9/w/8/b/image.related.landscape.120x80.gv9iu6.png/1490844513171.jpg)
Six money tips from someone who saved $1m by age 30
After college, Grant Sabatier was unemployed, broke and living with his parents. Here's how he reached his goal of saving $US1 million ($1.3 million) by age 30.
![Girl Guides learning financial literacy through the Guide Your Money program.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/8/2/7/p/image.related.landscape.120x80.gv7wif.png/1490901809038.jpg)
How the Girl Guides are tackling financial inequality
The Girl Guides are launching a new set of financial literacy programs for girls and young women.
![Banks have a new type of default super option, but it may not be any good.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/1/1/f/z/r/r/image.related.landscape.120x80.gv8wwc.png/1490840523960.jpg)
Banks' weapon against industry funds may be dud
The Turnbull government wants to remove the monopoly that industry funds have as the default fund provider in industrial awards.
![Financial services minister Kelly O'Dwyer has welcomed the draft report from the Productivity Commission on default super.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/t/a/g/3/h/image.related.landscape.120x80.gv8tu7.png/1490801470303.jpg)
A fierce fight is brewing over your super
Consumer groups and independent policy analysts have broadly backed the Productivity Commission proposals to change the default superannuation system.
![Looking for patterns in stock price charts is the investment version of astrology.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/1/v/i/e/image.related.landscape.120x80.gv7a1v.png/1490585517587.jpg)
The only way to read a stock price chart
Scores of investors analyse charts, hoping to find a pattern telling them when to buy or sell a stock.
![<p>](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/7/5/9/b/image.related.landscape.120x80.gv756l.png/1490705752054.jpg)
Families squeezed by aged care changes
Financial expert Noel Whittaker answers readers' questions.
![You don't want to be under-insured when travelling as you can get caught with new expenses when things go wrong.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/7/4/0/g/image.related.landscape.120x80.gv73y0.png/1490681682379.jpg)
How to lose thousands by trying to save tens
Don't trust third-rate foreign online travel agencies masquerading as Australian operations.
![Retiree renters are unlikely to be able to afford a comfortable retirement.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/s/s/w/z/q/image.related.landscape.120x80.gv5r5u.png/1490662004926.jpg)
Renters need $1 million for comfortable retirement
Housing affordability has wider implications than just for those trying to get a foot on the property ladder.
![You have three months to maximise your tax position for this financial year.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/p/h/l/f/b/image.related.landscape.120x80.gv79ol.png/1490751008739.jpg)
Tax hacks for the last quarter of the financial year
If you're smart, you'll use this quarter to ensure you're making the most of your tax situation.
![Optimism about US president Donald Trump's economic policies has been driving Wall Street.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/s/f/t/y/n/image.related.landscape.120x80.gv5he2.png/1490318087430.jpg)
Should pension fund investors take profits now?
Is this as good as it gets for investors?
![Superannuation is designed to provide an income stream in retirement, not an equity fund.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/u/x/d/2/w/image.related.landscape.120x80.gv3vim.png/1490782795742.jpg)
Don't bet the house on solving the affordability crisis
We're seeing a lot of calls for solutions to the housing affordability crisis. But are the solutions as useful as they claim?
![Could inheritance tax – and a gift tax – go back on the national agenda?](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/q/9/k/9/x/image.related.landscape.120x80.gv4fxd.png/1490443353356.jpg)
Thorny questions as federal budget looms
It's just six weeks to budget night and, as usual, a lot of ideas are being floated.
![Ash Shilkin, managing director of ChimpChange.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/u/7/6/p/s/image.related.landscape.120x80.gv5ewi.png/1490314667939.jpg)
Professional investors come up trumps in Shares Race finale
The pros finish first and second in the final week of Shares Race.
![Don't over-invest in annuities while interest rates are low.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/1/m/q/3/d/f/image.related.landscape.120x80.gv4zhz.png/1490430599005.jpg)
How to choose an annuity
Financial expert George Cochrane answers readers' questions.
![Loyalty schemes work ... for businesses, but not so much for customers.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/6/6/7/d/image.related.landscape.120x80.gv660s.png/1490683102687.jpg)
The true cost of loyalty programs
Customer loyalty schemes are a great idea ... if you're a retailer.
![Nic Tait at his renovated cottage in Brunswick, Melbourne.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/4/i/e/u/image.related.landscape.120x80.gv4l55.png/1490236438878.jpg)
Home renovations that give you the most bang for your buck
There are two types of renovators: those creating a dream home for themselves, and those doing up a property to maximise its value.
![Facebook chief operating officer Sheryl Sandberg's sophomore book has the makings of a mega hit.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/t/8/6/x/e/image.related.landscape.120x80.gv3vs7.png/1490312993021.jpg)
Why women and men need to negotiate pay rises differently
The trick to closing the gender pay gap is not for women to simply ask for more.
![Some health insurers allow kids' swimming lessons on extras coverage.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/s/z/3/s/a/image.related.landscape.120x80.gv4n32.png/1490686892858.jpg)
Nicole helps… beat the April health insurance price rise
The strategies that beat the coming health insurance hikes.
![Prime Minister Malcolm Turnbull has the chance to do something transformative and lasting in May's budget.](/web/20170402034915im_/http://www.smh.com.au/content/dam/images/g/v/2/2/6/5/image.related.landscape.120x80.gv3kgs.png/1490501340873.jpg)
How Turnbull can kill stamp duty and produce a budget to remember
There's still time to craft a budget that actually does something.