![SYDNEY, AUSTRALIA - NOVEMBER 05: APRA chair Wayne Byres delivers a speech at Finsia lunch discussing "regulation in the ...](/web/20170320061443im_/http://www.smh.com.au/content/dam/images/g/k/r/r/k/t/image.related.square.80x75.gv258n.10rdjm.png/1489988329401.jpg)
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