![Digital native Elizabeth Barry can't remember the last time she logged on for internet banking.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/x/u/u/s/image.related.wideLandscape.940x529.guz794.12uqus.png/1489971521809.jpg)
Money features
![Three of the tipsters are doing well from the fresh fruit and vegetables supplier Costa Group.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/n/t/0/6/2/image.related.landscape.120x80.gv06j6.png/1489712419468.jpg)
Chowdhary looks unbeatable as battle heats up
The gap between the Shares Race leader, Kalkine's Hina Chowdhary, and the racer in second has closed this week.
![A new Reserve Bank report finds that one-fifth of Australians carried no cash whatsoever on the day they were surveyed.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/1/3/s/5/8/x/image.related.landscape.120x80.gv0oak.png/1489868401293.jpg)
If your wallet is empty, you're part of the new majority
We're using credit cards more than cash.
![Smoking is still bad for you, but taking cannabis in oil form can have medicinal value.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/t/6/e/e/c/image.related.landscape.120x80.gv0eub.png/1489722768963.jpg)
Cannabis stocks are all the rage, but it's a bubble
The ASX has gone to pot. Medical cannabis is the only game in town and it's going to end badly.
![There can be good buys in bad locations, and bad buys in good locations.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/y/i/b/3/image.related.landscape.120x80.guyi19.png/1489714387218.jpg)
Take charge to outsmart the property spruikers
Control the process and select your investment property after due research, not just because some slick salesperson talked you into it.
![Only ever buy shares as part of a well-diversified portfolio and seek professional advice if needed.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/i/4/6/v/y/image.related.landscape.120x80.guzaep.png/1489639632969.jpg)
Should I bring my UK savings to Australia?
Financial expert George Cochrane answers readers' questions.
![The government has a few options to help first-home buyers.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/w/t/b/m/image.related.landscape.120x80.guzavv.png/1489626812403.jpg)
Adopt US model of tax deductions for homeowners, not investors
The US tax system is heavily biased in favour of owners of modest properties with mortgage commitments and limits the subsidy available to geared investors.
![Savers are bearing the brunt of sharp cuts in deposit interest rates.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/1/m/a/o/y/u/image.related.landscape.120x80.guzmrl.png/1489970688441.jpg)
Nicole helps… find the best savings rate
Financial expert Nicole Pedersen-McKinnon answers readers' questions.
![Saman Shad and family are going overseas and spending tens of thousands of dollars in savings that they could have used ...](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/u/6/n/l/image.related.landscape.120x80.guz1c4.png/1489652760309.jpg)
'We're spending our life savings on a family trip of a lifetime'
In less than a week's time our family of five is setting off on a big adventure.
![The interest in exchange traded funds comes as record-low interest rates are prompting pensioners to consider ...](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/k/l/i/u/n/image.related.landscape.120x80.guy81d.png/1489537315874.jpg)
Australia's $2.2 trillion super pot drives record ETF demand
The interest in exchange traded funds comes as record-low interest rates are prompting pensioners to consider alternative products.
![Nicole Pedersen-McKinnon and her bridegroom on their wedding day.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/y/0/h/u/image.related.landscape.120x80.guwxe1.png/1489610999988.jpg)
Nearly one in two couples ask for cash on their wedding day
Is it bad etiquette or just common sense?
![Dividends yields can be high for bad reasons.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/1/m/m/9/q/h/image.related.landscape.120x80.guv9st.png/1489363093147.jpg)
Beware of dividend traps and capital killers
Investors love the shares of big dividend-paying companies, but they could be leaving themselves exposed to what's sometimes known as the "dividend trap".
![<P>](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/s/l/k/w/image.related.landscape.120x80.guwnvr.png/1489496932354.jpg)
How would rising interest rates affect property prices?
Financial expert Noel Whittaker answers readers' questions.
!["We have, at times, let down our customers and we are not proud of this," ANZ bank CEO Shayne Elliott says.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/s/d/x/m/image.related.landscape.120x80.guu3ir.png/1489544846178.jpg)
Credit cards under scrutiny but personal loan rates also too high
Banks are maintaining high rates on personal loans with little scrutiny.
![Naval officer Scott Palmer and his wife Monica invested in a DHA property after first living in one. Anyone can invest ...](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/x/u/f/x/image.related.landscape.120x80.guxrjp.png/1489730967623.jpg)
What does an army home really look like?
If you are worried about nasty surprises, it's worth considering an investment property from Defence Housing Australia.
![Shopping around for the best insurance is not easy.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/1/1/f/l/1/8/image.related.landscape.120x80.guwwii.png/1489533213674.jpg)
Comparison sites don't compare
You're using a comparison site to shop around? D'oh – odds are you've just been taken for a ride.
![If you keep the quality high, it's easier to have just a little.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/n/d/f/4/l/image.related.landscape.120x80.guwoey.png/1489365180117.jpg)
Work with your weaknesses, don't fight them
My name is Melissa Browne and I am a chocolate addict.
![The sooner home ownership is achieved, the greater the ability to build up super and other retirement savings.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/s/k/h/e/9/image.related.landscape.120x80.guvb7h.png/1489113738548.jpg)
Home ownership is essential for a comfortable retirement
The superannuation industry is trying to deter the government from even limited action to allow first home buyers to access their super.
![Cannabis company AusCann is doing well for Hina Chowdhary.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/r/4/b/y/image.related.landscape.120x80.guv08x.png/1489104158156.jpg)
Tipster rides high on cannabis-stock pick
Kalkine's Hina Chowdhary has shot to the lead in week two of the four-week shares race with her original $10,000 investment in medicinal cannabis stock, AusCann, now worth $21,719.
![Barbara Leonard with her husband David who had a stroke and has home care.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/v/8/c/j/image.related.landscape.120x80.guv45v.png/1489264557258.jpg)
More choice for elderly to receive aged care at home
People who receive aged care services in their home now how much more control over which provider they use.
![A home can give you a greater sense of security, providing the mortgage is not too high.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/j/q/k/n/image.related.landscape.120x80.guunyu.png/1489602301773.jpg)
Good try, Victoria, but your concession card info gets a 7/10
Financial expert George Cochrane answers readers' questions.
![Twin Falls in Kakadu, Northern Territory. The big trip is often an aim for retirement.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/v/k/m/v/image.related.landscape.120x80.guvjbk.png/1489264747666.jpg)
Readers ask when they should retire. This is my answer
The boring choice isn't always the best choice.
![You buy ETFs exactly as you would shares, through any online broker.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/h/7/o/m/y/image.related.landscape.120x80.guum09.png/1489363539355.jpg)
Nicole helps … protect and grow your money
Exchange-traded funds let you easily invest in any world market. But should you?
![The seminars always follow the same pattern.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/t/1/l/n/s/image.related.landscape.120x80.guv6ok.png/1489533110167.jpg)
Beware of free property seminars
When any asset class is booming, the predators arrive.
![Equal pay](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/p/h/4/8/image.related.landscape.120x80.guu4sw.png/1489129799033.jpg)
We can all do more to close gender pay gap
Most Australians would be aware that there is a problem with gender and money. Or, more specifically, inequalities between men and women when it comes to both spending and earning.
![Economic abuse is recognised as a form of domestic violence in many states, though not in NSW.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/i/n/o/5/q/image.related.landscape.120x80.guukah.png/1489533147322.jpg)
'Covert violence': The hidden cost of financial abuse
More than 15 per cent of women and 7 per cent of men have experienced economic abuse in their lifetimes, research shows.
![Berkshire Hathaway chairman and chief executive Warren Buffett has built a $100 billion fortune almost solely through ...](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/m/n/u/r/image.related.landscape.120x80.gushbd.png/1488859293321.jpg)
Three lessons from Warren Buffett
He's worth almost $100 billion - it pays to listen.
![Investing in shares is easier and cheaper than ever.](/web/20170320053949im_/http://www.smh.com.au/content/dam/images/g/u/8/m/5/f/image.related.landscape.120x80.gusdnh.png/1488862625405.jpg)
Why more women should invest in the sharemarket
Women, it's time for an investing revolution. Ignore those who say it's not for you.