Fees & Limits
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency. If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$.
|
Fees |
Fee amount |
|---|---|
|
Initial Card fee and Distribution Outlet reload fee * Charged at the time of purchase/Distribution Outlet reload. This fee is set and Charged by the agent from which you purchased the Card |
The greater of 1.1% of the initial load/reload amount or AU$15.00 |
|
Replacement Card fee |
FREE |
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BPAY ® reload fee This fee is set and charged by MasterCard Prepaid Management services |
1% of the reload amount
|
|
Debit Card Load fee (including initial loads and reloads) |
AU$5.00 per Debit Card Load transaction |
|
International ATM withdrawal fee (outside Australia) |
USD 2.50 EUR 2.50 GBP 2.00 NZD 3.50 THB 80.00 CAD 3.50 HKD 18.00 JPY 260.00 SGD 3.50 AUD 3.50 (for international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant Currency to cover the whole transaction) *Please note that some ATM operators may charge an additional withdrawal fee at their own accord. |
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Domestic ATM withdrawal fee - Where you use your card to make a withdrawal from ATMs in Australia |
2.95% of the amount withdrawn |
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Balance Inquiry at ATM |
FREE |
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EFTPOS transaction fee * Some merchants may charge an additional surcharge or fee |
FREE |
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Monthly inactivity fee * Charged at the start of each month if you have not made any transactions on the Card in the previous 12 months * Unless your card is used again, or reloaded, this fee applies each month until the Card is closed or the remaining Card balance is less than the inactivity fee |
AU$4.00 per month |
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24/7 Cash Passport Global Emergency Assistance |
FREE |
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Cash Passport closure/withdrawal fee * Charged when you close your Card or withdraw from your Card Fund. This fee is set and charged by MasterCard Prepaid Management Services |
Up to AU$10.00 |
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Currency to Currency foreign exchange rate |
At the then retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one Currency to another |
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Currency Conversion Fee * Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the Currency/ies used to fund the transaction |
FREE. MasterCard Daily Spend Rate will apply |
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Limits |
Limit amount |
|---|---|
|
Maximum number of Multi-currency Cards you may hold in your name at any one time (not including any linked Secondary Card provided to you at the time of purchase). |
ONE |
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Minimum amount you can load/reload on your Card per load/reload |
AU$100 or currency equivalent |
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Maximum amount you can load/reload on your Card per load/reload |
AU$100,000 or currency equivalent |
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Maximum amount you can load/reload on your card using Debit Card Load |
AU$15,000 in any 24 hour period; AU$30,000 in any 7 day period; AU$60,000 in any 30 day period
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Maximum balance allowed across all currencies during any 12 month period |
AU$100,000 or currency equivalent |
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Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators may set their own withdrawal limits which may be lower than this limit) |
AU$3,000 or currency equivalent |
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Maximum value of POS transactions during any 24 hour period |
AU$15,000 or currency equivalent |
|
Maximum balance allowed at any one time across all currencies |
AU$100,000 equivalent |