Over60 Home and Contents Insurance Benefits

Combine Gold Home & Contents Insurance and Save 35%^

By opting for our most comprehensive home insurance cover and combining your home and contents insurance policies, you can enjoy peace of mind. The best bit? When you get a quote and buy Over60 combined Gold Home and Contents Insurance online, you’ll save a whopping 35 per cent off your premium.

What’s covered?

Our Gold Home and Contents Insurance covers you for the cost to repair, rebuild or replace your home and contents if they are lost, damaged or destroyed by fire, theft and bad weather, among other events.

Home Insurance

Sometimes referred to as “house insurance” or “building insurance” our Gold Home Insurance provides cover for more than just your house itself. In fact, we provide cover for:

• Residential buildings, including garages and outdoor sitting areas
• Other structures like garden sheds and fences
• Items permanently attached to the home, including fixed floor coverings, awnings and in-ground swimming pools
• Permanent structural improvements (e.g. home extensions)

Find out more about what’s covered by Over60 Home Building Insurance policies.

Contents Insurance

Over60 Gold Contents Insurance covers the items inside your home against loss or damage from a variety of insured events. Covered items include:

• Furniture, furnishings, carpets and rugs
• Electrical appliances
• Blinds, curtains and window coverings
• Clothing and shoes
• Personal effects like mobiles, cameras and jewellery inside the home

Find out more about what’s covered by Over60 Home Insurance policies.

Insured Events

Our Gold Home and Contents Insurance policies cover your property and personal effects against loss or damage caused by a number of possible events, including:

• Storm and rainwater damage
• Lightning
• Fire
• Theft (or attempted theft), provided you report it to the police
• Malicious damage
• Escape of liquid (e.g. from batch or sinks)
• Impact at the home (e.g. a falling branch or tree)
• Accidental breakage (glass, ceramic and sanitary fixtures)

Standard Benefits**

Some of the policy benefits that come as standard with Over60 Gold Home and Contents Insurance are:

• Legal liability cover up to $20 million
• Removal of debris and extra costs of rebuilding
• Credit card cover - up to $1,000
• Replacement of locks - up to $500
• Temporary accommodation for up to one year for you and your pets if you can’t live in your home following an insured event
• Unattached equipment cover up to $500
• Uninsured guests’ contents cover up to $500

* If you cancel the policy within 21 days without making a claim, we’ll give you a full refund.

** Limits, Terms & Conditions apply. See the Product Disclosure Statement (Part A and Part B) for full details.