MoneySaver - Garry Duursma

Selfie payments on the way

SMARTPHONE selfies will soon be used by consumers to verify a payment.

Fixing rates can sting customers

Fixing rates can sting customers
TIME-poor home loan customers locking in fixed rate deals could be getting badly stung once the term ends by failing to take action.

Separate accounts attract couples

Separate accounts attract couples
AUSTRALIAN couples are keeping their finances separate more than ever before, and almost half have separate transaction accounts.

The worst month to save money

The worst month to save money
IN the new year, many of us try to cut back on spending. But there’s a better way to work avoid a festive binge this year.

Reduce the pain of power bills

Reduce the pain of power bills
AS households swelter through record heatwaves this summer, more than four out of five of us are regularly wasting electricity.

Travellers hit hard with card fees

Travellers hit hard with card fees
JETSETTERS planning their next overseas adventure can easily be overwhelmed with the myriad of fees and charges that apply to travel card fees because there is no perfect card.

Talk your way into a loan discount

Talk your way into a loan discount
TAKE a few moments of preparation and you could end up saving yourself thousands of dollars on your home loan, simply by demanding a discount.

Protect yourself from fraudsters

Protect yourself from fraudsters
SMARTPHONE and tablet users are under potential cyber security risk by failing to take simple measures to protect themselves from fraudsters.

Premium hikes put health at stake

Premium hikes put health at stake
MANY Aussie health insurance customers will reconsider whether it’s worthwhile having cover as premiums are tipped to rise again.

Pain of interest-only repayments

Pain of interest-only repayments
ONE in four owner occupiers in Australia are failing to chip into their loans by making interest-only repayments.

Mortgage customers go backwards

Mortgage customers go backwards
HUNDREDS of thousands of Australian home loan customers have little or no equity in their homes, alarming new statistics show.

Picking the best super fund

Picking the best super fund
THERE are some easy steps to take to finding a good superannuation fund.

Reverse mortgages: What you should know

Reverse mortgages: What you should know
CASH-poor and asset-rich retirees looking to access funds often turn to reverse mortgages to cope with the cost of retirement. But there can be hidden traps.

One in three still paying off Christmas

One in three still paying off Christmas
ONE in three Australians are entering February with a post-Christmas debt hangover, new figures have revealed.

Reduce your power bill in a flash

Reduce your power bill in a flash
DECIPHERING energy bills can be a challenge, but switching providers can save households a small fortune, especially with average bills on the rise.

Kids’ pocket money should go by age

Kids’ pocket money should go by age
ELECTRONIC payments has made it harder for children to see the value of money. Now experts say there’s a better way to manage how much kids get.

Five credit card traps to avoid

Five credit card traps to avoid
MANY Aussies enter the New Year buried in credit card debt. But before the situation escalates, there are five plastic traps that could be catching you out.

How to ace your finances in 2017

How to ace your finances in 2017
THE aggressive baseliner. The serve and volleyer. A new guide that likens the spending habits of Aussies to tennis styles has some surprising insights.

How to get a better broadband deal

How to get a better broadband deal
AS we continue to gobble up masses of data at home each month, Aussie telcos are battling it out to offer more competitive deals we often miss.

Home loan lengths that cost more

Home loan lengths that cost more
IT may not seem like much. But even a few years less on your home loan can save tens of thousands of dollars in extra interest - particularly for borrowers who refinance.

Simple tricks to save a packet

Simple tricks to save a packet
COULD you do with an extra $1000, $5000 or even $10,000 without making overly drastic changes this year? Here’s some simple steps to fine tune your finances in 2017.

Turning your finances around in 2017

Turning your finances around in 2017
AUSSIES don’t need to be tight with their money, they need to be smarter, experts say. Taking control of your spending might not be as hard as you think.

Rush to wipe Christmas card debt

Rush to wipe Christmas card debt
CARDHOLDERS looking to wipe post-Christmas debts at a fast pace will be rushing to sign up to balance-transfer interest free deals in the coming months.

Should super be used to buy property?

Should super be used to buy property?
BREAKING into superannuation savings early is the answer for many younger Australians hoping to make the home ownership dream come true, new findings have revealed.

Avoid doubling up on insurance

Avoid doubling up on insurance
BUYING insurance for that rental car? You may not need it. Consumers are being warned not to fork out for policies for which they are already covered.

Card limits hit hard at Christmas

Card limits hit hard at Christmas
INCREASING your credit limit or signing up for new plastic are tempting at this time of year — but experts warn shoppers to think twice before doing either.

Why it’s time to lock home loan rates

Why it’s time to lock home loan rates
FLUCTUATIONS in both the fixed and variable home loan markets have prompted a spike in borrowers looking to lock in their interest rate.

The most expensive Christmas items

The most expensive Christmas items
A MAJORITY of Australians admit they have a problem with overspending, particularly at Christmas. But these are the things we burn the most cash on.

Save $5000 a year on property

Save $5000 a year on property
NEW property may be more expensive than old, but it comes with a number of tax benefits that can make it a more worthwhile investment.

Future at stake for clueless Aussies

Future at stake for clueless Aussies
A MAJORITY of Australians have no idea how much superannuation they have and many don’t even take time to choose their own fund, research shows.