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This course is eligible for a VET Student Loan from the Australian Government to assist you with paying for your tuition fees. Your initial debt amount (including the loan fee, if applicable) plus indexation must be paid back once you start earning over a certain amount. The compulsory repayment threshold for the 2017-2018 income year is $55,874.
Tuition Fee ? ? ? |
VET Student Loans Cap ? |
20% Loan Fee ? |
Initial Debt Amount ? |
Gap (tuition fee minus loan) ? |
Total Cost ? |
Indexation Rate ? |
For more information, visit Department of Education and Training or StudyAssist.
For more information, visit Department of Education and Training or StudyAssist.
Are you:
Based on your response, you are not eligible to access a VET Student Loan.
The VET Student Loans Program is only available to Australian citizens, qualifying New Zealand citizens, or permanent humanitarian visa holders who are residing in Australia.
You may wish to talk to your training provider to discuss alternative payment options for your studies or check with your local state or territory government for any state-based funding and assistance initiatives.
Your name:
Are you over 18 years of age?
Don’t worry, you may still be eligible for a VET Student Loan. Students under the age of 18 will need to provide a parental consent form or specific evidence of their independence.
What VET Student Loans approved course are you planning to study? ?
What is the name of the VET Student Loans approved provider you intend to study with? ?
Note: If your provider is not listed, and you are studying at a Diploma level or above, it is likely that you will not be eligible for student payments from Centrelink. You must be studying an approved course at a provider that is approved for VET Student Loans to get student payments from Centrelink.
Have you previously accessed FEE-HELP, VET FEE-HELP or VET Student Loans? ?
Do you have enough FEE-HELP balance remaining (this is the amount of FEE-HELP limit you have available to you)? ?
You are not eligible for VET Student Loan as you have indicated that you have reached your FEE-HELP limit
You may wish to talk to your training provider to discuss alternative payment options for your studies.
Have you completed:
Don’t worry, you can complete a literacy and numeracy test with your training provider. Contact your provider for more details.
Do you have an Australian Tax File Number?
You will need to have attained a TFN, or be able to provide evidence of your application for a TFN from the ATO, by the time you apply for a VET Student Loan with your chosen training provider.
Do you have a Unique Student Identifier?
You will need a USI in order to enrol in your course and receive your qualification or statement of attainment.
Based on the answers you have provided you may be eligible for a VET Student Loan. Please download and take a copy of this report, along with any suggested documents, to your nominated approved provider.
Based on your answers to the following question(s), you are not currently eligible for a VET Student Loan:
The information provided in this report should be used as a guide only. Your approved provider will discuss with you further student entry requirements you may need to complete before you can access a VET Student Loan.
If you would like to know how much debt you will incur and/or any additional tuition costs you might be expected to pay upfront, please use VET student Loans calculator.
Important information
The results of the VET Student Loans eligibility tool should be used as a guide only. The provider you choose to study with is responsible for determining your eligibility for a VET Student Loan where they will discuss with you the entry requirements that you will need to meet in order to access a VET Student Loan.
Any personal information you enter into the VET Student Loans eligibility tool will not be recorded.
Eligibility tool
This tool will help you determine if you might be eligible for a VET Student Loan.
For more information about VET Student Loans, please refer to the VET Student Loans information booklet.
Based on your answers, the tool will generate a report that:
After using the eligibility tool
You will be able to print the report and take it to your provider, along with the suggested documents that your provider may require.
If you decide to access a VET Student Loan, the VET Student Loans calculator on the My S_kills_ website can help you understand what your debt will be when you start your course, and show you how it may increase if you do not earn enough to begin paying back the loan.
There may be additional fees attached to your course; be sure to check with your provider to get clear details about your financial obligations before enrolling.