Interest rates have fallen steadily over the past six years but the tide may be turning, making now the time to be rate rise ready.

From all of us here at Australian Unions Member Benefits we'd like to wish our readers a very happy 2017 as we welcome you to the first edition of your Member Benefits Update for the year.  Grab a great deal on new tyres for your car, find out about the scourge of unpaid Super, pick up an ACTU Directory and go into the draw to win one of three Hoyts double passes!

When we think of all the things that could get in the way of a quality retirement one factor is often overlooked: our children.

Best wishes for the festive season from the team at Australian Unions Member Benefits. We will be closed from noon on the 22 December and will reopen on Wednesday 4 January 2017. Thanks for your support and enjoy the holidays!

In December's bumper edition we bring you our Festive Pack competition with some terrific prizes, great gift ideas including some classic union T Shirts, festive cards from APHEDA, a fantastic member discount deal from Cracka Wines plus some timely advice for money management from ME!