One of the biggest reasons parents need a will has nothing to do with who gets their money if they die.

It's the $1 million opportunity – the last hurrah to get a lot of money inside super and take advantage of super's concessional tax rates before July 1 this year.

Real change takes work, not just good intentions and a dash of hope.

The amount of money a working couple spends on childcare is eye-watering but there are benefits too.

Australians – when asked about their assets – inevitably talk about their house, their vehicles and their superannuation.

Changes to the age pension assets test that took effect from January 1 have seen about 200,000 better-off retirees receiving smaller pension payments.

Your ability to earn a salary is a valuable asset and one that should be nurtured over time.

Traditionally, autumn and spring are the two distinct periods for selling property. But is that logical?

The financial future looks pretty bright for one pint-sized entrepreneur, who is already in business.

If the summer holidays have left you burning to throw in your job, setting up as a freelancer may be just the escape route you need.

When it comes to our finances and our businesses we're often told to be resilient. But is simply weathering storms truly living?

Not budgeting for, and during, your trip can result in overspending.

The age pension is more valuable than many people realise.

The festive season can be as overwhelming as it is merry, especially when you're confronted by the frailty of elderly relatives.

• COMMENT

The age pension assets test is being tightened, and some pensioners will lose all or part of their pension come January 1, but it is still one of the most generous age pension systems in the world.

Nicole helps… position a reader for a pay rise.

Don't let the sales hype and glossy marketing blind you to the financial reality of buying into a retirement village.

From next year, retirees should be able to insure against running out of money in their old age.

It's a man's world, but being a man doesn't always pay big.

Getting divorced or becoming separated is the worst financial decision that anyone is most likely to make.

If the US Federal Reserve raises rates, Australia may follow suit.

Women are starting businesses faster than ever, but at what cost?

The victory of the billionaire maverick Donald Trump to become 45th President of the United States may well lead to a period of political uncertainty.

With just 49 sleeps until Christmas there are still many things to organise, including, most likely, the present buying.

If we want something, we can either reduce expenditure, or increase our income.

It can be a nerve-racking process when you begin negotiating a salary.

​Funding a comfortable retirement has always been a challenge for many Australians but now it's even more difficult.

Most school leavers are – sorry – spectacularly unprepared for the real world. Here are the vital survival secrets you need to hear now – before it’s too late.

My stock answer is: "That is no different from your asking me how to find a good doctor, accountant or motor mechanic. I really don't know."