The proportion of existing landlords in the North East looking to buy more homes in the region over the next three months has doubled to 19 per cent since last year, the NLA said. Meanwhile, just 5 per cent of landlords who operate in central London said they plan to buy more properties in the next quarter, the lowest across all regions and down from 15 per cent this time last year.
DON'T MISS
- Now National Savings pays the best savings rates Government-backed firm aims to attract £11bn of new money next financial year.
- HSBC will move 1,000 jobs from London to Paris UBS plans bolthole in Germany or Spain as UK heads out of the single market.
- Could the FTSE 100 fall 40%? Biggest bull run in history reminds investors of big stock market corrections... - like the dotcom crash.
- Have you got one of Britain's worst Isas? We reveal 2016 Cash Isa Hall of Shame Quarter of deals at major providers pay less than 0.25%.
- Thomson left us high and dry when it cancelled our £2k cruise via voicemail ASK TONY.
- Pensioners plunged into debt by the annuity U-turn They borrowed money on the promise of a lump sum - and have now been left stranded.
- Tesco Bank credit card customers hit by shock interest charges on their Christmas shopping
- The state pension perk worth £4.5k in retirement 100,000 grandparents helping to raise children are urged to claim benefit.
- Think you know all the sneaky car hire tricks? Read these horror stories and prepare to be alarmed...
- Britannia £2 coin with striking mistake could be worth a mint (and just 3.5k are on the loose...) Time to check your change again!
- Two weeks left to file self-assessment tax return online... - and you must do it even if you don't owe any tax.
- Meals on wheels costs rocket by up to 50% leaving thousands of elderly people facing soaring bills
- Banks hike cost of 10-year mortgages The average ten-year fixed rate is now 3.2 per cent, up from 3.12 per cent in October.
- How much cheaper will my energy bills be if I wash my clothes at 30C and will they be clean? Energy saving tips.
- How YOU could be left with a shrunken state pension due to duff Government forecasts dating back decades
BUSINESS & MARKETS
Australia's Macquarie man working at the heart of No 10...As Theresa May faces calls to stop controversial asset stripping bank buying key national assets
The chief economic adviser to the Prime Minister was a leading consultant at controversial Australian bank Macquarie that is earmarked to buy crucial UK assets. Douglas McNeill was until December a senior analyst with Macquarie, which is the preferred bidder for the Green Investment Bank and is also leading a consortium to buy a 64pc stake in the National Grid. The Government is facing calls to reconsider its expected sale of both assets to Macquarie – which has been dubbed the vampire kangaroo by its critics – due to fears it intends to strip key assets out ofeach business and sell them on at a profit.
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas for 2016
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
MONEY NEWS & ADVICE
Could the FTSE 100 fall 40%? Biggest bull run in history reminds investors of big stock market corrections like the dotcom crash
The astonishing run for London's leading stock market saw the index of of Britain's 100 biggest companies climb higher for a record 14 days in a row. That came to an end on Monday when the FTSE 100 slipped from last Friday's record closing high of 7,337.8, as PM Theresa May's long-awaited Brexit plan speech loomed. So with the index having risen 7.2% since early December - is it now overvalued and ripe for a fall?
Buy the Ferrari that Justin Bieber forgot: Car the singer 'lost' in a hotel car park for three weeks is now up for auction
Pop icon Justin Bieber, inset, was reported to have 'lost' his custom Ferrari 458 for three weeks last year. Now the car, pictured, is up for auction, giving a deep-pocketed fan the opportunity to snap it up. Being sold at the Scottsdale event, in Arizona, on January 21, the 4.5-litre V8 has been treated to wealth of additions, including the unique blue wrap that's been put on the exterior.
A daft new car tax system is about to arrive, but wouldn't it be better to just axe it altogether? asks SIMON LAMBERT
The new car tax system coming in April has the signature whiff of something drawn up on the back of a fag packet. It manages to base showroom tax on C02, then junk emissions ratings for a flat tax that rewards polluting vehicles and add a seemingly arbitrary extra charge for cars costing more than £40,000. Would it just be better to axe car tax and add some extra duty to petrol?
Now National Savings pays the best rates: Government-backed firm aims to attract £11bn of new money next financial year
While big banks have embarked on a rate-cutting frenzy in recent weeks, NS&I; rates have been left untouched. This is because unlike the banks, the £135billion-strong firm wants your money. For its next financial year - which starts on April 1 - it aims to attract at up to £11billion of new money from savers. This is up from an original goal of £6billion.
ASK TONY: Thomson left us high and dry when it cancelled our £2k cruise via voicemail
Thomson Travel arbitrarily cancelled our £2,000 cruise which we'd booked for May this year. This was done via two voicemails on my partner's mobile phone which she says she never received and would not have known how to retrieve if she had. We have been trying to get this resolved for many months without success.
Have you got one of Britain's worst Isas? As a quarter of deals at major providers pay less than 0.25%, we reveal the 2016 Cash Isa Hall of Shame
One in four cash Isas at the major providers now pays less than 0.25 per cent meaning savers are getting less than the official interest rate banks earn on their own deposits at the Bank of England. In the worst cases, savers were paid as little as 0.1 per cent in 2016 - or just £1 interest on £1,000 for the whole of the year.
MORE BUSINESS & MARKETS NEWS
Made in Britain: Portmeirion's ceramics exports thriving in U.S and Korea
An American appetite for quintessentially British tableware is driving exports at luxury manufacturer Portmeirion. The global popularity of its designs led to a special collection of Christmas-tree themed dinner sets for the US and more bowl ranges in South Korea. Dick Steele, chairman of the Stoke-on-Trent-based business, said: ‘We have produced another record year. We sell wonderfully in South Korea, which is a huge compliment to us because the Koreans were making pottery while we were still painting ourselves blue.’
MARKET REPORT: £61m wiped from marketing services group as it warns of a profit fall
Some £61m was wiped off the value of St Ives as the firm warned on profits. The marketing services group, which has printing and consultancy arms, said full-year figures would be materially below expectations. St Ives said challenges in its largest market, grocery retail, meant there was increased pressure on operating margins and first-half revenue would likely fall by 2 per cent.
YOUR MONEY ESSENTIALS
Revealed: How YOU could be left with a shrunken state pension due to duff Government forecasts dating back decades
Estimates of how much private pension people could build up while paying less National Insurance towards their state pension turned out to be wrong across the board. Predictions of government bond returns, life expectancy and investment returns were all incorrect, according to new analysis of papers containing original estimates published between 1987 and 2012.
UK savers see the value of their deposits shrink: Rising inflation wipes out interest on 94% of savings accounts
UK inflation rose to 1.6% in December, up from 1.2% in November. The rate is the highest since July 2014. Now, just 44 out of 669 savings account are inflation-beating.The ONS said: 'The main contributors to the increase in the rate were rises in air fares and the price of food, along with prices for motor fuels, which fell by less than they did a year ago.'
'The days of someone handing over £250k are long gone': How do you afford a Lamborghini? We meet the salesman to find out... and take one for a test drive
Imagine being 19 and owning a supercar. Over the last five years a significant change has occurred in Lamborghini buyers, says a top dealer, as the new opportunity of social media celebrity, more affordable running costs and tempting finance deals mean the dream is becoming a reality for some. We took a trip to the Lamborghini London showroom to find who's buying and how.
One in three workers fear losing their job: How can you protect yourself if you face redundancy?
But there are steps you can take to protect your income and family should you lose your job. Research from technology firm CEB claims the public perception of job opportunities in the UK has cooled over the past quarter, with 30 per cent of workers now fearing Brexit will have a negative impact on their careers.
The best bank accounts to move to this New Year: We reveal the top perks on offer, from interest to £200 in free cash
TSB has dropped the rate on its Classic Plus account to 3 per cent on £2,000 while Club Lloyds customers will now receive just 2 per cent on balances of £5,000. But while in-credit interest on current accounts may have taken a hit, there are still some banks vying for customers with cash incentives of up to £200 to tempt New Year switchers.
The shares to watch in 2017: From an unloved clothing giant, to a major oil firm on the way back, seven top picks
Picking winning shares for your portfolio isn't easy but Simon McGarry, senior equity analyst at Canaccord Genuity Wealth Management has put in the hard work and picked the companies he thinks could be poised to do well this year. Some are household names, others are less well known - and only one is a financial company.
Revealed: How Bank of Scotland rushed older borrowers into controversial mortgages that have left them trapped in unsuitable homes
Details of how Bank of Scotland hurried older borrowers into expensive mortgages where their debt rose with house prices have been revealed by our investigations. Our probe reveals how Bank of Scotland sold an estimated £750m of shared appreciation mortgages and says it can't help those stuck with them, as loans were sold on to investors who stand to make huge gains.
Car tax changes from April 1 will see the running costs of popular new motors leap, as seven in ten will pay more
Seven out of ten new car buyers will pay more road tax from this spring as cars once considered 'green' are squeezed for more money - and those over £40,000 are hammered for extra £310 a year extra. By contrast, buyers of some of the most polluting and gas-guzzling vehicles will receive 'significant benefits' and could save up to £245, a report says.
Fly to New York for £56! Norwegian Air boss sends out a warning to big hitters with budget transatlantic flights as his airline makes £95m in three months
Bjorn Kjos, (right) boss of Norwegian Air Shuttle, appears to have nerves of steel. A former fighter pilot who once flew one of the most notoriously dangerous planes of all time, he is now taking on some of the world's biggest airlines with a plan to launch budget transatlantic flights. It's a ferocious market and one where even the combative Ryanair boss Michael O'Leary has not ventured. Lke Ryanair, Kjos's lowest prices come by flying between smaller airports. The £56 ($68) single transatlantic fare will fly between Edinburgh and a secondary airport in New York - Stewart International Airport (bottom left and inset), which is 70 miles upstate from New York City; or Providence, Rhode Island.
MIDAS SHARE TIPS: UK's largest pawnbroker H&T; to strike gold by branching out into loans
H&T; opened its first pawnbroking shop in London in 1897. Today it is the UK's largest pawnbroker, with 181 stores dotted up and down the country. Pawnbroking is a mature industry, but H&T; has recently branched into other fields, including personal loans and foreign exchange. The shares are 270p and should increase materially as these new businesses expand and develop. The sector went through several halcyon years after the financial crisis, when the gold price was rising and customer numbers soared.
Conquer your fear of the taxman... and fill in THAT form - before the looming deadlines exact a punishing price
A fear of filling in forms may not be a recognised phobia but it is currently gripping hundreds of thousands of taxpayers as the annual tax return deadline looms. Follow our step-by-step guide to getting your return in without incurring a fine. Some 870,000 taxpayers missed last year's January 31 self-assessment tax filing deadline - landing them with fines of £100 or more. Another 823,000 went to the wire, sending forms in the 48 hours before the cut-off.
Europe here we come! Summer holiday bookings rise despite the weakness of sterling
The slump in the value of the pound has failed to dent British enthusiasm for foreign holidays, with early bookings for this summer's getaway sharply up on last year. The overall number of Britons heading abroad is set to rise this year - just as a record number of tourists are expected to arrive in Britain, lured by cheap prices here. Abta, the Association of British Travel Agents, told The Mail on Sunday that British bookings for overseas holidays were looking strong for 2017.
As the NHS crisis deepens, could you afford to go private instead?
With the price of health care rising at around eight per cent annually, it is increasingly difficult for many people to opt for private medical treatment rather than leave themselves at the mercy of the crisis- ridden National Health Service. But there are ways to access private medical care without breaking the bank which will comfort those who could be faced with waiting an age for a raft of treatments now being held up by the chronic shortage of beds at NHS hospitals over the winter months. Traditionally, the most prudent route for those requiring access to private medical care is to buy insurance. Top drawer private medical policies will cover the cost of diagnosis, operations and after care.
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT NEXT FOR YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
Confused about 'hard' and 'soft' Brexit, the Norway model and the Swiss solution? This handy table explains the options for the UK's exit from the EU
Despite endless media coverage of the political wrangling and financial speculation, the average Briton can be forgiven for remaining confused about what 'soft' and 'hard' Brexit really mean. About the difference between the 'Norway model' for the UK's post-Brexit relationship with the UK and the 'Swiss solution'. But a clever table put together by HSBC in a report called 'Is Brexit Getting Harder?' cleaves some clarity from the murk.
What next for mortgage rates? More cuts arrive so should you fix now?
Several months after the Bank of England slashed the base rate to 0.25 per cent and lenders are still cutting mortgage rates on almost a weekly basis - but how low can they really go? The experts say not a lot lower and it's likely that if you get a mortgage at the moment, it's going to be a pretty cracking deal.
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
TIPS, TOOLS AND HELP FOR LANDLORDS
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ABOUT THIS IS MONEY
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 246AD564653 | Hampshire and Isle of Wight |
£1,000,000 | 244PR471632 | West Sussex |
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£50,000 | 34FS057524 | North Yorkshire |
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£50,000 | 217DZ763847 | Surrey |
£50,000 | 122EE745522 | Gloucestershire |
£50,000 | 120EK701941 | Overseas |
THE INVESTING SHOW
- Investing Show: How to profit from property in the world's best cities
- Investing Show: Should investors worry about political upheaval?
- Investing Show: Will President Donald Trump prove to be good for investors?
- Investing Show: Should you invest in a VCT for 30% tax relief and exciting growth companies
- Investing Show: Is now a good time to buy emerging markets?
- Investing Show: Banks are suffering but they're good value in an expensive market, says Richard Buxton
- Investing Show: We've bought US tech stars like Tesla because of how great they could really become, says Scottish Mortgage's Tom Slater
- Investing Show: Banks are suffering but they're good value in an expensive market, says Richard Buxton
- Investing Show: Should investors worry about the US election, banks and a 'hard Brexit'?
- Investing Show: Can investors make money by keeping it simple?
- Investing Show: Rate cuts are pointless but infrastructure is the next opportunity for investors
- Investing Show: The value investor who likes unloved bank and supermarket shares
- Investing Show: Best places to invest around the world to beat Brexit
- Investing Show: Where should you invest and what should you avoid after Brexit?
MOST READ MONEY
- What is 'contracting out' and why have savers ended up with less state pension years later? We explain what happened and why.
- I feel like I've been conned out of a full state pension: how do I know if Government calculations of what I am due are correct? Agony Uncle Steve Webb replies.
- Rising UK inflation wipes out interest on 94% of savings accounts Savers see the value of their deposits shrink.
- When do you need to spend your old £5 note by? Bank of England warns there are still 165million old fivers that won't be legal tender from May.
- Property in Midlands 'hidden gem' Rutland soars 20% as official UK house price inflation rises to 6.7%
- How do you afford a Lamborghini? We meet the salesman... 'The days of someone handing over £250k are long gone
- Npower's new tariff promises to fix bills for four years but is it worth it? More expensive than cheapest deal
- The shares to watch in 2017: Seven top picks From an unloved clothing giant, to a major oil firm on the way back...
- The best bank accounts to move to this New Year We reveal the top perks on offer, from interest to £200 in free cash.
- Worst train firms named and shamed: Southern scores lowest customer satisfaction by far But where is yours?
- One in three workers fear losing their job: How can you protect yourself if you face redundancy?
- Revealed: How Bank of Scotland rushed older borrowers into controversial mortgages that have left them trapped in unsuitable homes
- How to buy a home with a 5% deposit Help to Buy guarantees are no more - but there are still options available.
- How do you remember all those passwords? Typical Briton now manages 30 different accounts from online banking to shopping.
- Investors spooked by reports that Britain is heading for a 'hard Brexit' as the pound takes a tumble
- New Year home sellers add £1,000 to asking prices... - but first-time buyers should get a better deal this year.
- How do you afford a Lamborghini? We meet the salesman... and take one for a test drive 'The days of someone handing over £250k are long gone'
- Cost of renting grows at slowest pace in seven years... - but is set to pick up again as landlords pass on extra charges, says Countrywide.
- Car tax changes from April 1 will see the running costs of popular new motors leap Seven in ten will pay more
- Fly to New York for £56! Norwegian Air boss sends out a warning to big hitters with budget transatlantic flights His airline makes £95m in three months
- A classic motor bike can prove an investment that really sets pulses racing Va va vroom!
- TONY HETHERINGTON Give defunct 'data' firm Parker Kendall the Mexican wave...
- Summer holiday bookings rise despite the weakness of sterling Europe here we come!
- JEFF PRESTRIDGE Skipton, this change for investing customers leaves a sour taste...
- 'The wealthiest households should pay three times more council tax' ADRIAN LOWERY wants a social contract between rich homeowners and their neighbourhood.
- Investors tempted with up to £1,000 cashback, no admin fees, or a free share trade... - but are freebies worth moving your Isa or pension for?
- Revealed: The student trick that can save YOU hundreds of pounds (and you don't need to be at university to take advantage)
- One in three millennials say they won't get married because they can't afford to as the average cost hits £27,000
- Flying to Switzerland but heading to Austria, France or Italy? New EU rules mean ski trip Britons hiring cars could face trouble.
- Number of first-time buyers leaps to highest level since the financial crisis... - but deposit sizes have DOUBLED.
- As figures show Britain getting more equal, we dig into the financial pecking order How rich are you?
- Sky customers face higher bills from March as advert's small print reveals surprise line rental hike Details spotted in a Sky newspaper ad.
- My wife has a short time to live and we are trying to make sure I get as much of her state and private pensions as possible... Steve Webb replies.
- Has the big chill ruined your travel plans? Here's how you can get a refund on delays or cancellations
- We bought a house with a conservatory but it's currently too cold to use - are there any tricks to make it habitable? Energy saving tips.
- Where to invest for income and how to spot the best dividends Investing Show.
- Do you guess how many miles you drive for your car insurance? A quarter of UK motorists are at risk of overpaying or invalidating cover.
- Sterling is in a worse state than after the 1992 Black Wednesday debacle as pound takes another downturn Since the end of June, the pound has fallen by 18.4%.
- The Euro may be ditched within ten years, warns French presidential candidate Emmanuel Macron
- UK's top shares on longest winning streak ever FTSE 100 index notches up tenth consecutive record close.
- 'Brexit no longer poses the biggest threat to the UK's financial stability', Mark Carney tells MPs
- Jaguar F-Type gets tweaked looks, more tech and new editions British carmaker looks to step up record 2016 sales success.
- Why now could be the WORST time to buy a big chunk of shares As the FTSE 100 hits a record run, experts warn investors to be careful...
- How the taxman spies on everything you buy and sell online... - thanks to a new law hardly anyone has noticed.
- Villa vultures strike again as holidaymakers are scammed with non-existent Canary Islands trips
- Landlords forced to hike student rents as lenders set tough new conditions on buy-to-let mortgages
- Blow to retirement age campaigners as new minister says there's 'no hope' of reform 'I won't U-turn on women's pensions'
- How does your salary compare to the UK average for your profession? Best paid jobs and biggest pay rises revealed
- Higher living costs and stalling wages mean Britain's economy will grow just 0.8% this year... - the slowest pace since financial crisis, think-tank warns, says Cebr.
- Petrol prices soar to highest level in two years Unleaded hits £1.35 in some areas, official figures show.
- Do you know how much your family's old jewellery is really worth? Art Deco pieces from the 20s and 30s highly sought after.
- Old Mutual boss Richard Buxton offers tips on picking stocks for the long haul How to run an 'active' fund patiently.
- Is it cheaper to have my heating on at night or during the day? Energy saving tips
- Audi has the Range Rover and Porsche Cayenne firmly in its sights as it previews the enormous Q8 SUV
- Inequality narrows as household disposable income rises by £600 in a year... - but cost of living is catching up.
- Price hike warning for Oxo cubes, Hovis bread and Mr Kipling cakes Food giant moves to cover costs of weak pound.
- Morrisons enjoys its strongest festive sales for seven years as shoppers splash out Premium ranges
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- Must older married women wait for husbands to reach retirement age to get state pension?
- I had to forfeit my late wife's pension just because I remarried - how is this fair?
- Should I transfer my £16k local government pension pot into a private scheme?
- I don't pay tax but do contribute to a pension - can I get tax relief on my payments?
- I divorced in 1972 and became a single working mum - how did this affect my state pension?
- Will my wife get a state pension increase if I die before she does?
- Will my company still pay into my pension while I'm on maternity leave?
- Why has drawing the state pension changed my tax code - and why wasn't I warned sooner?
- I'm divorcing - can my ex-husband take half my pension and cash in his share?
- I'm an ex-civil servant who was 'contracted out' - can I pay a top-up to get full new state pension?
- Buy-to-let landlords buying up property in the North East as central London rental market shows signs of...
- Best and worst energy firms revealed: Ovo tops table for customer satisfaction while Npower sits bottom for...
- Clydesdale and Yorkshire Banks to close 40 more branches this year: Here is the 2017 branch hit-list
- Which FTSE shares have the best dividend cover? Pearson horror show shows income hunters must look beyond...
- Owning a home gets more affordable - but getting on the property ladder in the first place is tougher than...
- Would you rather buy a studio flat in London or a 10-bed mansion in Wales? We take a look at what properties...
- 'We lost £3k to bogus Amazon sellers': Online giant missed chance to warn customers of fraud – and now their...
- Could soaring household debt be an even greater danger to the economy than government spending?
- Australia's Macquarie man working at the heart of No 10...As Theresa May faces calls to stop controversial...
- THE CITY INTERVIEW: 'Buckingham Palace is ordering from us now' - How Argos' boss is winning over the...
- Bust-up with board leads to shock exit of finance boss... just a week after it reported a slump in London...
- ALEX BRUMMER: Silence of the grandees - 'None of these dogs seemed to have barked'
- CITY DIARY: Art nouveau partying in Davos... guests included former UK PM and Microsoft founder
- DAILY BRIEFING: European Central Bank chief drops Euro, bond-buying program unchanged
- Could the FTSE 100 fall 40%? Biggest bull run in history reminds investors of big stock market corrections...
- Buy the Ferrari that Justin Bieber forgot: Car the singer 'lost' in a hotel car park for three weeks is now up for auction
- Buy Magnum P.I's Ferrari! The 308 GTS driven by Tom Selleck in 1980s TV show that's tipped to sell for more than double a standard car at auction
- Four reasons why buying and owning a car will be more expensive this year: New car tax rules, Brexit price hikes, and petrol and insurance will hit
- Buy-to-let landlords buying up property in the North East as central London rental market shows signs of 'topping out'
- A daft new car tax system is about to arrive, but wouldn't it be better to just axe it altogether? asks SIMON LAMBERT
- FTSE CLOSE: Footsie in the red as traders count down to Donald Trump's inauguration; pound at $1.23
- 'We lost £3k to bogus Amazon sellers': Online giant missed chance to warn customers of fraud – and now their bank can't help
- HSBC will move 1,000 jobs from London to Paris and UBS plans bolthole in Germany or Spain as UK heads out of the single market
- Which FTSE shares have the best dividend cover? Pearson horror show shows income hunters must look beyond high yields
- Now National Savings pays the best rates: Government-backed firm aims to attract £11bn of new money next financial year
- Could soaring household debt be an even greater danger to the economy than government spending?
- World’s largest oil company could join London stock market in major boost to Britain following Brexit vote
- Mature students and construction workers top the list of most common people to have a drink or drug-driving conviction
- Could the FTSE 100 fall 40%? Biggest bull run in history reminds investors of big stock market corrections like the dotcom crash
- Two weeks left to file self-assessment tax return online - and you must do it even if you don't owe any tax
- MOST READ IN DETAIL
Big Money Questions
- Would it be fairer if everyone paid the same level of tax or should the rich pay more?
- Is the greatest threat to the euro flying under the radar? How a culture clash between Germany and France threatens to destabilise the currency
- Does the amount of cereal in the box tell you as much about the economy as maths and graphs? How YOU can predict the way the economy is moving using everyday signals
- Is MATHS creating an unfair society? How algorithms decide our insurance costs, where police patrol - and even how long we're left on hold
- What is GDP, how is it worked out - and why does it make some people very angry? Find out in the Big Money Questions Show
- Ever wondered why prices always rise? Watch our inflation explainer in the Big Money Questions show
- What is the Bank of England base rate and why does is matter? Watch our quick explainer in the Big Money Questions
- Are our successes down to luck or hard work? An economist crunches the numbers on the Big Money Questions show
- Are you ready for a 100-year life? Watch our tips on planning everything from finances to friendship in The Big Money Questions
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: UK's largest pawnbroker H&T to strike gold by branching out into loans
- MIDAS SHARE TIPS: Life group Phoenix rises with £74bn under its wings
- MIDAS SHARE TIPS UPDATE: Bumper year projected for Cineworld as fans line up for a battalion of blockbusters
- MIDAS SHARE TIPS: The biggest winners and losers from 2016 - and the firms that were taken over
- MIDAS SHARE TIPS: There's sweet success and rich rewards on offer if you check in at Hotel Chocolat
- MIDAS SHARE TIPS UPDATE: Unanimous verdict for Gateley shares as they soar 20%
- MIDAS SHARE TIPS: RM Secured Direct Lending's £100m flotation will help boost yield for investors
- MIDAS TIPS: Housing association Places for People's seven-year bond pays investors 4.25% interest
- MIDAS SHARE TIPS: AIM-listed tech incubator Mercia has its eye on the long game
- MIDAS SHARE TIPS UPDATE: Time to bank profit after surprise Lavendon bid delivers 53% gain
- MIDAS SHARE TIPS: Logistics firm Wincanton is really going places
- MIDAS SHARE TIPS UPDATE: Keep holding on as Asos shares still look a smart investment
FUND AND TRUST IDEAS
- WITAN INVESTMENT TRUST: The fund that builds an orchestra of leading investment firms to manage its assets
- THE SCOTTISH INVESTMENT TRUST: The lone wolf fund on the hunt for 'ugly ducklings'
- JPM STERLING CORPORATE BOND: Why this fund is buying into high quality inflation-linked bonds
- POLAR CAPITAL TECHNOLOGY: The trust that's soared 40% in 6 months
- TEMPLETON EMERGING MARKETS INVESTMENT TRUST: Emerging markets face rough ride if Trump imposes tariffs
- SMITH & WILLIAMSON GLOBAL GOLD AND RESOURCES FUND: Mining investors strike lucky as gold regains some of its lustre
- SPW GLOBAL HIGH QUALITY FUND: Our winning strategy is to bet big, be dynamic... and hold lots of cash
- KAMES UK EQUITY INCOME: Seven years of raising dividend payments as mixture of blue-chips and lesser known income shares pays off
- BLACKROCK UK INCOME FUND: Mark Wharrier has made a triumphant return after a ten-year absence
- JO HAMBRO CAPITAL MANAGEMENT GLOBAL OPPORTUNITIES: Cash-rich global fund that's (cautiously) cleaning up
- MARLBOROUGH EUROPEAN MULTI-CAP: It's all about the stocks, NOT the big picture for top Euro fund boss
- ASHBURTON INDIA EQUITY OPPORTUNITIES: How India-based funds are revving up returns for investors
- MOMENTUM FACTOR 5 FUND: The investment where inflation spells good news
- JPMORGAN AMERICAN INVESTMENT TRUST: 'Trump or Clinton? We're more worried about interest rates'
Latest: Mortgages & home
- Number of homeowners moving house falls for the first time in five years due to a shortage of 'trade-up' properties
- North-South house price divide to 'narrow' this year - as the cost of a home in Manchester grows at fastest pace since 2005
- Buy-to-let landlords buying up property in the North East as central London rental market shows signs of 'topping out'
- Owning a home gets more affordable - but getting on the property ladder in the first place is tougher than ever as prices continue to rise
- Banks hike cost of 10-year mortgages after price of funding them almost doubles in three months
- How to negotiate on house prices and get the best deal when buying a home
- Property in Midlands 'hidden gem' Rutland soars 20% as official UK house price inflation rises to 6.7%
- Revealed: How Bank of Scotland rushed older borrowers into controversial mortgages that have left them trapped in unsuitable homes
- New Year home sellers add £1,000 to asking prices, but first-time buyers should get a better deal this year
Latest from Saving & banking
- Have you got one of Britain's worst Isas? As a quarter of deals at major providers pay less than 0.25%, we reveal the 2016 Cash Isa Hall of Shame
- Time to check your change again! Britannia £2 coin with striking mistake could be worth a mint (and just 3.5k are on the loose...)
- Now National Savings pays the best rates: Government-backed firm aims to attract £11bn of new money next financial year
- Top easy-access deal edges up to 1.02% online as new banks and building societies fight for business
- When do you need to spend your old £5 note by? Bank of England warns there are still 165million old fivers that won't be legal tender from May
- The best bank accounts to move to this New Year: We reveal the top perks on offer, from interest to £200 in free cash
- Millennials who know how to save the smart way: How a raft of apps and online accounts are helping a debt-laden generation put money away
- Banks blasted for 'sneaky fees' as RBS is rated the worst High Street current account provider in new Which? survey
- RCI Bank bumps up best easy access savings rate to 1.02% to kick Post Office off top spot
- Thousands of Lloyds and Halifax customers vent frustration after online banking services falter for two days - and counting
ANSWERS FROM THE Experts
- Energy saving tips: How much cheaper will my energy bills be if I wash my clothes at 30C and will they be clean?
- ASK TONY: Thomson left us high and dry when it cancelled our £2k cruise via voicemail
- Our extension is half-finished and the builder is asking for another £40k to cover increased costs before finishing - can he do this?
- TONY HETHERINGTON: Give defunct 'data' firm Parker Kendall the Mexican wave...
- I have a draught through my front door – how much energy am I losing and can I stop it?
- Energy saving tips: We bought a house with a conservatory but it's currently too cold to use – are there any tricks to make it habitable?
- ASK TONY: Utility Warehouse sent me the wrong gas bill, then cut off my mobile phone
- TONY HETHERINGTON: Bank's euro draft bungle cost me £1,500 in just one month
- TONY HETHERINGTON: One of Britain's biggest carbon cheats is banned - and now Israel starts to crack down on binary options firms
- After 12 months of unanswered calls and emails, Vodafone is now threatening my credit score after it failed to record my final payment
Latest from Holidays
- Think you know all the sneaky car hire tricks? Read these horror stories and prepare to be alarmed...
- Flying to Switzerland but heading to Austria, France or Italy? New EU rules mean ski trip Britons hiring cars could face trouble
- Europe here we come! Summer holiday bookings rise despite the weakness of sterling
- Currency exchange: Latest tourist rates
- Has the big chill ruined your travel plans? Here's how you can get a refund on delays or cancellations
- Flight wars as Ryanair plans nine new routes in a bid to boost passenger numbers to 20M
- Beat the 25% currency hike, get an 18-day break with only nine days' leave and always fly on a Tuesday: 10 tips for getting the most out of your 2017 holiday budget
- How to get cheap flights
- Villa vultures strike again as holidaymakers are scammed with non-existent Canary Islands trips
Currency | Rate | Buy now |
---|---|---|
Updated 20 Jan 2017. | ||
Euro | 1.1302 | Buy Now |
US Dollar | 1.2053 | Buy Now |
Australian Dollar | 1.5871 | Buy Now |
Canadian Dollar | 1.5912 | Buy Now |
Chinese Yuan | 8.0884 | Buy Now |
Croatian Kuna | 8.3711 | Buy Now |
Czech Koruna | 30.268 | Buy Now |
Danish Krone | 8.3067 | Buy Now |
Egyptian Pound | 16.27 | Buy Now |
Hong Kong Dollar | 9.2534 | Buy Now |
Hungarian Forint | 341.88 | Buy Now |
Icelandic Króna | 128.76 | Buy Now |
Israeli New Shekel | 4.4681 | Buy Now |
Japanese Yen | 137.77 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 25.653 | Buy Now |
New Turkish Lire | 4.3405 | Buy Now |
New Zealand Dollar | 1.6764 | Buy Now |
Norwegian Krone | 10.115 | Buy Now |
Polish Zloty | 4.8508 | Buy Now |
Singapore Dollar | 1.7063 | Buy Now |
South African Rand | 16.22 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 10.633 | Buy Now |
Swiss Franc | 1.2055 | Buy Now |
Thai Baht | 41.831 | Buy Now |
UAE Dirham | 4.39 | Buy Now |
LATEST ON HOUSEHOLD Bills
- Energy bills: Could you cut your fuel costs by switching to the best deals?
- Best and worst energy firms revealed: Ovo tops table for customer satisfaction while Npower sits bottom for the seventh year running
- Sky refuses to sell broadband contracts to 250k households with poor connections
- Sky customers face higher bills from March as advert's small print reveals surprise line rental hike
- Npower's new tariff promises to fix bills for four years but at £250 more than the cheapest deal, is it worth it?
- One in three millennials say they won't get married because they can't afford to as the average cost hits £27,000
- Conquer your fear of the taxman... and fill in THAT form - before the looming deadlines exact a punishing price
- As the NHS crisis deepens, could you afford to go private instead?
- Fix your bills: how to cut your everyday costs and keep saving money all year round
- The families struggling on £70k: Two thirds say they're 'just about managing', including above average earners
Latest from Cards & loans
- Borrow interest-free for three-and-a-half years! The best balance transfer credit cards to help clear your debts
- Get more for your holiday money: The best debit and credit cards to beat overseas fees
- Tesco Bank credit card customers hit by shock interest charges on their Christmas shopping
- Do you know how your credit card works? Millions of Britons admit they have no idea what they're spending
- Play your cards right: The best credit cards for spending, holidays, rewards or clearing your debts
- The best personal loan rates - and how to find the right one for you
- MBNA launches longest ever balance transfer credit card giving borrowers record 43 months interest-free
- Millions of credit card holders throw away £1.2bn in points, cashback and rewards every year
- More than half Britons will still be paying off their credit card bills next Christmas as a third puts festive expenses on plastic
Latest from Investing
- Which FTSE shares have the best dividend cover? Pearson horror show shows income hunters must look beyond high yields
- Could the FTSE 100 fall 40%? Biggest bull run in history reminds investors of big stock market corrections like the dotcom crash
- SMALL CAP IDEAS: Pawnbroker H&T Group is boosted by gold price rise and move into personal loans market
- The shares to watch in 2017: From an unloved clothing giant, to a major oil firm on the way back, seven top picks
- WITAN INVESTMENT TRUST: The fund that builds an orchestra of leading investment firms to manage its assets
- MIDAS SHARE TIPS: UK's largest pawnbroker H&T to strike gold by branching out into loans
- SUNDAY NEWSPAPER SHARE TIPS: pawnbroker H&T, defence firm Cobham, and education company Pearson which used to own the Financial Times
- Va va vroom! A classic motor bike can prove an investment that really sets pulses racing
- SMALL CAP MOVERS: ASOS and Boohoo teach the old boys a lesson with sales boosted by up to 55%
Latest: money and Cars
- How to get the cheapest car insurance: Ten tips for cheaper car cover
- Buy the Ferrari that Justin Bieber forgot: Car the singer 'lost' in a hotel car park for three weeks is now up for auction
- Atlas Choice customers hit by car hire double-charging scandal can now appeal to administrator Deloitte
- A daft new car tax system is about to arrive, but wouldn't it be better to just axe it altogether? asks SIMON LAMBERT
- Mature students and construction workers top the list of most common people to have a drink or drug-driving conviction
- Four reasons why buying and owning a car will be more expensive this year: New car tax rules, Brexit price hikes, and petrol and insurance will hit
- British sports car maker Zenos goes into administration as a raft of cancelled orders hit its finances
- Buy Magnum P.I's Ferrari! The 308 GTS driven by Tom Selleck in 1980s TV show that's tipped to sell for more than double a standard car at auction
- The 20 car names you're probably saying wrong: How to pronounce the most commonly bungled motor models
- Executive cars without the premium price tag: The Ford Mondeo, Skoda Superb and Volvo S60 are cheaper than German rivals while offering many of the same perks - but which one's best?
Latest from Markets
- DAILY BRIEFING: Betting giant Ladbrokes Coral on track for hike in profits despite savage December for horse racing and football results
- FTSE CLOSE: Footsie in the red as traders count down to Donald Trump's inauguration; pound at $1.23
- As more devastating details of corruption emerge: What did the ex-boss of Rolls-Royce know?
- Moneysupermarket share price shrugs off TV ad controversy as comparison website posts 20% rise in revenue
- Royal Mail share price falls to lowest level for a year as junk mail leads fall in letters posted
- Penguin Books set to go to German publishing giant after UK owner sees £2bn wiped off its market value in shares crash
- World’s largest oil company could join London stock market in major boost to Britain following Brexit vote
- DAVOS DIGEST: IMF chief Christine Lagarde warns of ‘lack of trust’ in global leaders - a month after she was found guilty of negligence
- MARKET REPORT: Fitness tech firm Fitbug forced to suspend trading as share price quadruples after it announces major new customer
- BHS administrators charged with selling remains of collapsed retailer quizzed over their rising fees
TOP CALCULATORS
- This is Money's calculators and tools All our calculators in one place. See how they could help you
- Historic inflation: how the value of money has changed The effects of inflation since 1900 and what past prices mean today
- True cost mortgage tool - rates AND fees Compare the cost of rival fixed and tracker rate mortgages
- Mortgage affordability: How much you can borrow Find out how much you can afford to borrow and the difference between repayment and interest-only
- Monthly or lump sum savings calculator How much a regular monthly savings scheme could make or a lump sum could be worth.