experts have urged investors to focus on picking stocks with healthy earnings cover and avoid being enticed by high yield stocks.

The astonishing run for London's leading stock market saw the index of of Britain's 100 biggest companies climb higher for a record 14 days in a row. That came to an end on Monday when the FTSE 100 slipped from last Friday's record closing high of 7,337.8, as PM Theresa May's long-awaited Brexit plan speech loomed. So with the index having risen 7.2% since early December - is it now overvalued and ripe for a fall?

Pop icon Justin Bieber, inset, was reported to have 'lost' his custom Ferrari 458 for three weeks last year. Now the car, pictured, is up for auction, giving a deep-pocketed fan the opportunity to snap it up. Being sold at the Scottsdale event, in Arizona, on January 21, the 4.5-litre V8 has been treated to wealth of additions, including the unique blue wrap that's been put on the exterior.

The new car tax system coming in April has the signature whiff of something drawn up on the back of a fag packet. It manages to base showroom tax on C02, then junk emissions ratings for a flat tax that rewards polluting vehicles and add a seemingly arbitrary extra charge for cars costing more than £40,000. Would it just be better to axe car tax and add some extra duty to petrol?

While big banks have embarked on a rate-cutting frenzy in recent weeks, NS&I; rates have been left untouched. This is because unlike the banks, the £135billion-strong firm wants your money. For its next financial year - which starts on April 1 - it aims to attract at up to £11billion of new money from savers. This is up from an original goal of £6billion.

Thomson Travel arbitrarily cancelled our £2,000 cruise which we'd booked for May this year. This was done via two voicemails on my partner's mobile phone which she says she never received and would not have known how to retrieve if she had. We have been trying to get this resolved for many months without success.

I've heard that washing my clothes at a lower temperature can save me money on my energy bills, which with rising bills I would gladly welcome, but I'm worried my clothes won't be as clean as they are when I wash them at a higher temperature.

Experts at website Change Checker estimate that roughly 1 in 200 of the £2 coins struck have the Queen's effigy at the wrong angle. With 650,000 of the coins entering circulation, this would mean fewer than 3,500 coins with the mistake are out there and may find their way into your pocket.

One in four cash Isas at the major providers now pays less than 0.25 per cent meaning savers are getting less than the official interest rate banks earn on their own deposits at the Bank of England. In the worst cases, savers were paid as little as 0.1 per cent in 2016 - or just £1 interest on £1,000 for the whole of the year.

 An American appetite for quintessentially British tableware is driving exports at luxury manufacturer Portmeirion. The global popularity of its designs led to a special collection of Christmas-tree themed dinner sets for the US and more bowl ranges in South Korea. Dick Steele, chairman of the Stoke-on-Trent-based business, said: ‘We have produced another record year. We sell wonderfully in South Korea, which is a huge compliment to us because the Koreans were making pottery while we were still painting ourselves blue.’

 Some £61m was wiped off the value of St Ives as the firm warned on profits. The marketing services group, which has printing and consultancy arms, said full-year figures would be materially below expectations. St Ives said challenges in its largest market, grocery retail, meant there was increased pressure on operating margins and first-half revenue would likely fall by 2 per cent.

Estimates of how much private pension people could build up while paying less National Insurance towards their state pension turned out to be wrong across the board. Predictions of government bond returns, life expectancy and investment returns were all incorrect, according to new analysis of papers containing original estimates published between 1987 and 2012.

Don't look foolish next time you reply to someone who asks what car you drive - this list of the 20 most commonly incorrectly enunciated cars will tell you how you should be saying that obscure vehicle name.

UK inflation rose to 1.6% in December, up from 1.2% in November. The rate is the highest since July 2014. Now, just 44 out of 669 savings account are inflation-beating.The ONS said: 'The main contributors to the increase in the rate were rises in air fares and the price of food, along with prices for motor fuels, which fell by less than they did a year ago.'

Imagine being 19 and owning a supercar. Over the last five years a significant change has occurred in Lamborghini buyers, says a top dealer, as the new opportunity of social media celebrity, more affordable running costs and tempting finance deals mean the dream is becoming a reality for some. We took a trip to the Lamborghini London showroom to find who's buying and how.

But there are steps you can take to protect your income and family should you lose your job. Research from technology firm CEB claims the public perception of job opportunities in the UK has cooled over the past quarter, with 30 per cent of workers now fearing Brexit will have a negative impact on their careers.

TSB has dropped the rate on its Classic Plus account to 3 per cent on £2,000 while Club Lloyds customers will now receive just 2 per cent on balances of £5,000. But while in-credit interest on current accounts may have taken a hit, there are still some banks vying for customers with cash incentives of up to £200 to tempt New Year switchers.

Picking winning shares for your portfolio isn't easy but Simon McGarry, senior equity analyst at Canaccord Genuity Wealth Management has put in the hard work and picked the companies he thinks could be poised to do well this year. Some are household names, others are less well known - and only one is a financial company.

Details of how Bank of Scotland hurried older borrowers into expensive mortgages where their debt rose with house prices have been revealed by our investigations. Our probe reveals how Bank of Scotland sold an estimated £750m of shared appreciation mortgages and says it can't help those stuck with them, as loans were sold on to investors who stand to make huge gains.

Seven out of ten new car buyers will pay more road tax from this spring as cars once considered 'green' are squeezed for more money - and those over £40,000 are hammered for extra £310 a year extra. By contrast, buyers of some of the most polluting and gas-guzzling vehicles will receive 'significant benefits' and could save up to £245, a report says.

Bjorn Kjos, (right) boss of Norwegian Air Shuttle, appears to have nerves of steel. A former fighter pilot who once flew one of the most notoriously dangerous planes of all time, he is now taking on some of the world's biggest airlines with a plan to launch budget transatlantic flights. It's a ferocious market and one where even the combative Ryanair boss Michael O'Leary has not ventured. Lke Ryanair, Kjos's lowest prices come by flying between smaller airports. The £56 ($68) single transatlantic fare will fly between Edinburgh and a secondary airport in New York - Stewart International Airport (bottom left and inset), which is 70 miles upstate from New York City; or Providence, Rhode Island.

H&T; opened its first pawnbroking shop in London in 1897. Today it is the UK's largest pawnbroker, with 181 stores dotted up and down the country. Pawnbroking is a mature industry, but H&T; has recently branched into other fields, including personal loans and foreign exchange. The shares are 270p and should increase materially as these new businesses expand and develop. The sector went through several halcyon years after the financial crisis, when the gold price was rising and customer numbers soared.

A fear of filling in forms may not be a recognised phobia but it is currently gripping hundreds of thousands of taxpayers as the annual tax return deadline looms. Follow our step-by-step guide to getting your return in without incurring a fine. Some 870,000 taxpayers missed last year's January 31 self-assessment tax filing deadline - landing them with fines of £100 or more. Another 823,000 went to the wire, sending forms in the 48 hours before the cut-off.

The slump in the value of the pound has failed to dent British enthusiasm for foreign holidays, with early bookings for this summer's getaway sharply up on last year. The overall number of Britons heading abroad is set to rise this year - just as a record number of tourists are expected to arrive in Britain, lured by cheap prices here. Abta, the Association of British Travel Agents, told The Mail on Sunday that British bookings for overseas holidays were looking strong for 2017.

With the price of health care rising at around eight per cent annually, it is increasingly difficult for many people to opt for private medical treatment rather than leave themselves at the mercy of the crisis- ridden National Health Service. But there are ways to access private medical care without breaking the bank which will comfort those who could be faced with waiting an age for a raft of treatments now being held up by the chronic shortage of beds at NHS hospitals over the winter months. Traditionally, the most prudent route for those requiring access to private medical care is to buy insurance. Top drawer private medical policies will cover the cost of diagnosis, operations and after care.

Compare your pay to the national average and see whether your employer treated you to a pay rise in line with the the rest of your profession. Farmers, care and air travel assistants were big winners on the pay scales in 2016. Travel agents, careers advisers and probation officers lost out.

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Despite endless media coverage of the political wrangling and financial speculation, the average Briton can be forgiven for remaining confused about what 'soft' and 'hard' Brexit really mean. About the difference between the 'Norway model' for the UK's post-Brexit relationship with the UK and the 'Swiss solution'. But a clever table put together by HSBC in a report called 'Is Brexit Getting Harder?' cleaves some clarity from the murk.

An interest rate cut before the end of the year looks less likely following the plunge in the pound. However, the Bank of England has indicated that higher inflation driven by rising import costs won't make it lift rates.