We asked two experts for their advice on the important things to consider when applying for a mortgage: William Johns, Senior Financial Planner and Managing Director for Health & Finance Integrated and Paul Drum, Head of Policy for CPA Australia.
Applying for your first loan
Negotiating the interest rate on your mortgage
Your interest rate is up to you.
The realities of mortgage repayments
Life after signing on the dotted line.
Your first mortgage and how to handle it
Managing a mortgage made easy.
A breakdown of mortgage and lender fees
Be aware of additional fees and charges.
Interest-only home loans
Interest-only loans can have great benefits for investors – find out why.
Q&A: Home loans for builders or renovators
Mortgage options for builders and renovators.
Questions to ask a broker
Ask these five questions before appointing a broker.
How to find out your credit score
Make the most of your credit score.
Why your credit rating matters
The heartbeat of your loan app
Every Australian has a credit rating. This three-digit score is calculated by independent credit reporting bodies (CRBs) who use data from every bank and financial institution in the country. It’s the first (and sometimes last) thing that mortgage lenders use when deciding not just whether to offer you finance, but also how much and at what terms.