Dreams are universal.
Opportunity is not.

Fund a loan, get repaid,
fund another.

With as little as $25, you can help people around the world create opportunity for themselves, their families and their communities.

Get repaid by the borrower you choose.

Entrepreneur

Pamela
Kenya

Entrepreneur

Shana
Oakland

Lender

Veronica
Ghana

Borrower

Victor
San Francisco

Lifting one

Urbasi
India

lifts many.

“My Kiva loan helped to pay for eucalyptus plants, fertilizer, and farm training that allows me to support my family.”

Elizabeth
Mother of 7, farmer, Kenya

“With a Kiva loan, I've been able to grow my shoe business, create 40 jobs, and work towards saving a million tires.”

Kyle
Founder, Indosole, San Francisco

How it works

Choose a borrower

Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy and more.

Repeat!

Use the repayment to support another borrower, or withdraw your money.

Tap

Make a loan

Select a borrower who you connect with and help fund a loan with as little as $25.

Get repaid

Receive updates on your loans and see the dollars return to your Kiva account.

Choose a borrower

Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.

97.0%

Loan repayment rate

Countries where Kiva works

1.6 million

People who've
made a loan on Kiva

Charity Navigator's
highest award rating

Start lending

Choose a category

“Kiva is a simple concept
that can change
a person's life.”
- Oprah Winfrey