Looking for your credit history?
Veda is Australia’s No 1 credit reporting agency. We provide products to help
you understand and manage your credit history.
Personal
What is a Credit Report?
- Lists information that is recorded on your credit file
- Contains personal details, loan enquiries, credit providers, serious debts and credit infringements, commercial credit and public record information including bankruptcy data and default judgments
What is a Credit Score?
- Your Veda Credit Score summarises the information on your credit report into one number called a VedaScore
- Your VedaScore is a ranking between 1-1200, to help you understand your credit ranking against other Australians
- Your VedaScore is what lenders can use when assessing your credit application
Protect your identity
with Identity Watch
- Monitor your credit and debit cards, email addresses and phone numbers online
- Receive alerts if your identity information is found to be compromised online
UNDERSTAND YOUR
CREDIT FILE AND VEDASCORE
A VedaScore helps lenders assess your credit application. Knowing your VedaScore gives you the insights you need to help make yourself more attractive to lenders.
FIND OUT MORE
TIPS TO IMPROVE YOUR
CREDIT FILE AND VEDASCORE
There are lots of ways you can improve your VedaScore, once you know where you stand. Find out what are the simplest ways to look good in potential lender’s eyes.
FIND OUT MORE
WHY PROTECT
YOUR IDENTITY
More than one in five Australians have experienced some form of identity crime. You can help protect yourself from identity theft by signing up to Identity Watch.
FIND OUT MORE
My Credit File
Find out what is on your credit file, and manage and protect your credit reputation
›What is...
What is a credit file?
A credit file includes personal identification information consumer and commercial credit information, such as applications for credit and defaults, and public record information like bankruptcies and court judgements. Consumers have a right to get a copy of their own personal credit file.