- published: 24 Jun 2015
- views: 222500
PMI may stand for:
Mortgage Insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. The policy is also known as a mortgage indemnity guarantee (MIG), particularly in the UK.
In Australia, borrowers must pay Lenders Mortgage Insurance (LMI) for home loans over 80% of the purchase price.
In Singapore, it is mandatory for owners of HDB flats to have a mortgage insurance if they are using the balance in their Central Provident Fund (CPF) accounts to pay for the monthly instalment on their mortgage. However, they have the choice of selecting a mortgage insurance administered by the CPF Board or stipulated private insurers.
On the other hand, it is not mandatory for owners of private homes in Singapore to take a mortgage insurance.
Private mortgage insurance is typically required when down payments are below 20%. Rates can range from 0.32% to 1.20% of the principal of the loan per year based upon loan factors such as the percent of the loan insured, loan-to-value (LTV), fixed or variable, and credit score. The rates may be paid in a single lump sum, annually, monthly, or in some combination of the two (split premiums). In the U.S., payments by the borrower were tax-deductible until 2010.
Actors: Terry O'Quinn (actor), Dale Dye (producer), Keith David (actor), James Pickens Jr. (actor), Michael Giacchino (composer), Steven Spielberg (producer), Michael Peña (actor), Rick Ravanello (actor), Julie Cummings (miscellaneous crew), Michael Arturo (actor), Greg Serano (actor), Freddie Joe Farnsworth (actor), Tammy Townsend (actress), Vicellous Reon Shannon (actor), Bernadette Caulfield (producer),
Plot: Cliff Truckee refuses a privileged start in life at a top college while other young men are enlisting. On the bus out of Chicago he meets a girl on her way to join the Marines, falls in love and decides to do the same. Paris Island is physically tough, but it is troubles that are brought from home that endanger some recruits success, in an extreme case even a life. Team bonding is changing Cliff, but so can a broken heart.
Keywords: bare-chested-male, boot-camp, boxer-shorts, bravery, bunk-bed, bus-ride, comradery, crying, death-row, drill-instructorActors: Terry O'Quinn (actor), Dale Dye (producer), Keith David (actor), James Pickens Jr. (actor), Michael Giacchino (composer), Steven Spielberg (producer), Michael Peña (actor), Rick Ravanello (actor), Julie Cummings (miscellaneous crew), Michael Arturo (actor), Greg Serano (actor), Freddie Joe Farnsworth (actor), Tammy Townsend (actress), Vicellous Reon Shannon (actor), Bernadette Caulfield (producer),
Plot: Cliff Truckee refuses a privileged start in life at a top college while other young men are enlisting. On the bus out of Chicago he meets a girl on her way to join the Marines, falls in love and decides to do the same. Paris Island is physically tough, but it is troubles that are brought from home that endanger some recruits success, in an extreme case even a life. Team bonding is changing Cliff, but so can a broken heart.
Keywords: bare-chested-male, boot-camp, boxer-shorts, bravery, bunk-bed, bus-ride, comradery, crying, death-row, drill-instructorhttp://www.simplilearn.com/project-management/pmp-certification-training Introduction to PMP® Certification Course What are PMI and PMP® Project Management Institute or PMI is a not for profit organization that offers a certification program for project practitioners for all educational and skill levels. PMI is based in the USA and has local chapters across the globe. Therefore, if you are based in Singapore, you can look for a PMI chapter in Singapore. Such local chapters conduct regular knowledge sharing and networking sessions for people interested in project management. Project Management Professional® or PMP® on the other hand is one of the certifications awarded by PMI. It is a credential industry recognized and demanded worldwide. For many of the project management jobs, it is a m...
Few aspects of financing a home confuse people more than the concept of PMI, which stands for Private Mortgage Insurance. It is insurance a mortgage company requires the borrower to purchase whenever there is less than a 20% down payment. Since a lower down payment could represent a higher risk of default, the borrower pays for this insurance to protect the mortgage company in case the borrower defaults by not paying the loan back. PMI is included in your monthly mortgage payment, however there are programs that allow the borrower to pay it up front or finance it instead. The actual amount you pay will vary based on your total loan amount and the percentage of your down payment. The higher your down payment between 0-20%, the lower your PMI rate will be. You can avoid PMI by putting 20% ...
The summer's coming to a close, the planets have aligned over Camp PMI, and we've got a lot to catch up on. Follow the boiz! http://twitter.com/striffleric // http://twitter.com/jakebaldino // http://twitter.com/mikesmoist Camerawork by @shaowedance Intro by @mikeisapinecone http://youtube.com/channel/UCrmtDFuXvhs9UDgcBUI13aQ Music by @addison
Esta película hace un resumen de la Metodología expuesta por el PMI para la planeación de proyectos, para Fundamentación en Ingeniería.
Another summer has come and gone, and with that another Camp PMI must come to an end. We had good times and great times, but it's time for us to hibernate once again. When will the boys be back? Who's to say...? But for now, we thank you for joining us and wish you a fond farewell. Follow the boiz! http://twitter.com/striffleric // http://twitter.com/jakebaldino // http://twitter.com/mikesmoist // http://twitter.com/andrewgebbia Camerawork by @shaowedance Intro by @mikeisapinecone http://youtube.com/channel/UCrmtDFuXvhs9UDgcBUI13aQ Music by @addison
-SHARE- Tweet this video http://clicktotweet.com/Oy67u Facebook this video http://on.fb.me/x5X6xC -THIS WEEK'S REVIEWS- Take Shelter http://bit.ly/ycz0rN Another Earth http://bit.ly/yEOQug The Girl with the Dragon Tattoo http://bit.ly/A96MeB The Devil Inside http://bit.ly/Au1JWx Cool Hand Luke http://bit.ly/wSAsJf -WEEKLY POLL- Most anticipated game? Vote here http://on.fb.me/AgK5zJ -NEWS- Looper Photo http://bit.ly/z778mp -TRAILERS- The Dark Knight Rises http://bit.ly/y8bRvm The Hobbit http://bit.ly/u5Erk7 Prometheus http://bit.ly/Ai8Ojv Men In Black 3D http://bit.ly/xNMCFD Chronicle http://bit.ly/yumxzG Thin Ice http://bit.ly/xAa2u0 Upside Down http://bit.ly/ulBPGu Bad Ass http://bit.ly/zOCpFQ Haywire http://bit.ly/wYukdX Silent House http://bit.ly/x5gPlo ...
This video explains how to remove mortgage insurance from your conventional Fannie Mae or Freddie Mac mortgage. It includes notes on lender paid and borrower paid mortgage insurance. You can read the entire The Homeowners Protection Act of 1998 text here: http://www.federalreserve.gov/boarddocs/caletters/2004/0405/CA04-5Attach1.pdf
EOI · 25/05/2012 · http://a.eoi.es/29kf En esta primera clase del Programa Ejecutivo en Dirección de Proyectos- Metodología PMI se introduce metodología del Project Management Institute (PMI), cada vez más utilizada y reconocida a nivel nacional y especialmente. Se abordan las principales claves de esta Metodología en los procesos de Dirección de Proyectos, como gestión del alcance, del tiempo, del coste, sin olvidar la gestión de riesgos y de la calidad, entre otros.
There's a place in my heart where you used to be
There's a pain, deep inside, don't want the world to see
Nothing, but emptiness, once there was your caress
I was touched by your naked flame
Now, it was hard sometimes, those things that we went through
But believe me when I'd say, I would never mean to hurt you
I hold the memory of holding you next to me
In my arms like a naked flame
Think it over before you break my heart
Think it over before the crying starts
Then we can say goodbye to the tears
I should have known that this time was a coming
But if you ever need me, I'll come a running home to you
There's a place in my dreams where we used to meet
But there's no one around now, it's just an empty street
I hold the memory of holding you close to me
In my arms, like a naked flame