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On the 1st of April each year, health insurance funds commonly increase their premiums to cover the growing costs of services and claims. Rate rise increases vary from fund to fund.
Encouraging Australians to take out private hospital cover, this Australian Government initiative provides a rebate based on your income to help make private health insurance more affordable.
Encouraging Australians to take out private hospital cover, the MLS is an additional tax (on top of the standard 2% Medicare Levy) for those who earn above a certain income and don't have private hospital cover.
LHC encourages Australians to take out and maintain private hospital cover earlier in life by adding a 2% loading for any Australians who don’t have private hospital cover before the 1st of July following their 31st birthday.
A waiting period is the time you need to wait before you are allowed to make any claims for benefits on your cover through your health insurance fund. Waiting periods apply for new or increased levels of cover.
Private hospital cover is health insurance that covers your costs as a private patient while you are in hospital up to the MBS (Medicare Benefit Schedule) fee. Extras cover offers benefits for out-of-hospital treatments that commonly include dental, physiotherapy and optical.
Want to understand more about how private health insurance works with your income tax, understand more about the Medicare levy surcharge or get a little more information? Get it here.
If you’re a 25 year old, do you really need to be covered for dentures? Or if you’re 65, do you need IVF cover? Here are a few ways we can help ensure you get the best fit.
A lot of people get caught as they do not look for health cover until they actually fall pregnant. Get cover early – it will mean you can serve your 12 month waiting period before you decide to start a family.
There are many Aussies who don’t fully understand what the phrase “hospital and extras” means in the context of their health insurance. Here’s what you need to know before you compare.
Waiting periods protect you and your chosen health fund from consumers joining for financial gain, as this can lead to increased premiums and/or loss of benefits. Here’s the FAQs.
We compare plenty of policies across our range of health funds, so you can rest assured you’re making the right choice. While our range of health insurance policies is always growing, we don’t compare all providers in the market.
View our health fund partnersOur health insurance experts know their stuff. Schedule a call and we'll give you a call back to reivew your current health cover.
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