![James Cockington with a vintage magazine he has collected.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/j/e/i/a/image.related.wideLandscape.940x529.gsjfoz.12uqus.png/1478563946746.jpg)
Money features
![As the world waits to see the new face of America, so far so good for Australian investors.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/r/t/y/d/k/image.related.landscape.120x80.gsmzdz.png/1478835640453.jpg)
What the new world order means for your hip pocket
The victory of the billionaire maverick Donald Trump to become 45th President of the United States may well lead to a period of political uncertainty.
![Pocket money can help teach children about how to handle money, but only if you set clear rules.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/r/7/5/e/j/image.related.landscape.120x80.gsmxpt.png/1478818728548.jpg)
Nicole helps… get your kids learning and earning
Nicole Pedersen-McKinnon reveals the best bank accounts for kids.
![Investors see positives, such as President-elect Donald Trump's plan to spend big on US infrastructure.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/m/t/i/g/image.related.landscape.120x80.gsmwnt.png/1478828174332.jpg)
Tipsters finish the week ahead on positives of Trump victory
The Australian sharemarket seesawed this week in response to the US presidential election, before leaving our tipsters generally better off as investors viewed a Trump presidency favourably.
![The rules on how long age pensioners can spend overseas are changing.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/n/7/t/k/image.related.landscape.120x80.gsn7ud.png/1478833415144.jpg)
Can I get the age pension and move overseas?
Financial expert George Cochrane answers readers' questions.
![Beginner investors need to be willing to "skin their knee" just like novice bike riders.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/l/4/7/5/image.related.landscape.120x80.gsn1os.png/1478823491909.jpg)
The five things stopping you investing
They're decent reasons, but don't let them stop you.
![Many older people believe the age pension is rightfully theirs.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/1/m/z/f/9/w/image.related.landscape.120x80.gsn07y.png/1478822863470.jpg)
Is it true that older people were promised a pension for life?
Just before the last election I was bombarded with emails that readers had received from the Mature Australia Party.
![superannuation](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/h/o/b/t/l/image.related.landscape.120x80.gsme79.png/1478933220614.jpg)
Should you top up your nest egg now?
With law changes looming, this year may be the last opportunity for some to boost their nest egg by making extra contributions into their super fund.
![The Reserve Bank says new apartment construction is changing the balance of rental supply and demand.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/r/r/1/g/j/image.related.landscape.120x80.gsjq6i.png/1478580456918.jpg)
Why it's time to ask for a rent reduction
Rents are still at historic highs, but the heat is out of the market.
![Would you rather work, or have a retail therapy day?](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/k/w/2/m/3/image.related.landscape.120x80.gsirsh.png/1478651101619.jpg)
The things we should really haggle over
Some shoppers can't be bothered haggling, others want to but don't have the time. Here's a study that shows how likely you are to get a discount and save a lot of money.
![The only reason to have a self-managed super fund is if you want to pull the strings.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/j/e/r/4/image.related.landscape.120x80.gsgbve.png/1478563457078.jpg)
Pros and cons of DIY super
There are two types of people: those who have opened an SMSF and the rest.
![Interest rates are already very low, providing a great opportunity to pay off the mortgage.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/9/r/c/z/image.related.landscape.120x80.gsh5x0.png/1478234334848.jpg)
Low rates are a chance for mortgagors to get ahead
Many economists think we're in for another interest rate cut by the Reserve Bank in 2017.
![Don't hide your money from your spouse. Illustration: Simon Letch](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/g/e/2/p/image.related.landscape.120x80.gsge3k.png/1478590038372.jpg)
Nicole helps ... get a couple on the same financial page
A reader asks: How can I stop my wife spending all our money?
![Starting Christmas shopping early pays off for Santina Gambrill, shown with her husband Aaron and children Jaden and ...](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/g/2/b/i/image.related.landscape.120x80.gsgc33.png/1478251042607.jpg)
It's the season for saving to enjoy a debt-free new year
With just 49 sleeps until Christmas there are still many things to organise, including, most likely, the present buying.
![Ridding the garden of weeds was the desired outcome, not policing the hours worked.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/h/5/p/a/image.related.landscape.120x80.gsh5gv.png/1478143725927.jpg)
How to increase your income – focus on outcomes not hours
If we want something, we can either reduce expenditure, or increase our income.
![Another poor week for shares mainly as a result of US presidential election worries.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/r/k/o/e/s/image.related.landscape.120x80.gshslw.png/1478221874586.jpg)
Looming threat of US President Donald Trump leaves our tipsters in the red
As the US presidential election draws closer, the worry that Donald Trump could win has been the main factor in sending our sharemarket from about 5300 points to 5200 points during the week.Â
![Real Christmas trees have a special charm.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/h/v/t/s/image.related.landscape.120x80.gshvhe.png/1478580427692.jpg)
12 reasons to buy a real Christmas tree
On the first day of Christmas, my true love gave to me ... happiness in a real tree.
![Queensland Police assistant commissioner Brian Codd speaks to media at Dreamworld, where four people died after a ...](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/a/p/a/o/image.related.landscape.120x80.gsib72.png/1478236593396.jpg)
Making sense of the Dreamworld tragedy for investors
The human cost was high, what does it mean for investors?
![Policies to help first-home buyers can backfire.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/d/m/3/g/image.related.landscape.120x80.gsgzh1.png/1478222234221.jpg)
Why governments are powerless to make housing affordable
The catalyst for the global financial crisis was US President Bill Clinton's idea that housing should be available to everybody.
![Low growth is squeezing investment returns.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/r/b/2/m/q/image.related.landscape.120x80.gsgcmj.png/1478080670228.jpg)
Low investment returns bite
​Funding a comfortable retirement has always been a challenge for many Australians but now it's even more difficult.
![Don't be afraid to find a new accountant.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/g/f/n/p/image.related.landscape.120x80.gsgfcm.png/1478300934678.jpg)
Help! My accountant is useless
A reader notices constant errors in their accountant's work, but is scared a change might trigger an audit.
![Make sure your home finance arrangements are not built on sand.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/h/9/n/k/image.related.landscape.120x80.gsh9il.png/1478148887478.jpg)
Mortgage pre-approval is a smart move but avoid these traps
Pre-approval can be your best friend, or your worst enemy.
![Young women are closing the gap in pay negotiations.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/q/l/0/n/f/image.related.landscape.120x80.gsh53a.png/1478142877114.jpg)
Five rules for negotiating your pay
It can be a nerve-racking process when you begin negotiating a salary.
![SCHOOLIES 2015 on the Gold Coast. Jeremy Tanudtanud 18, Monica Caminiti 18, Elena Dmitrovic 17 and Marcus Hill 18. ...](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/e/d/s/h/image.related.landscape.120x80.gsecx1.png/1478055328822.jpg)
Seven money survival secrets for school leavers
Most school leavers are – sorry – spectacularly unprepared for the real world. Here are the vital survival secrets you need to hear now – before it’s too late.
![School leavers starting jobs need to be aware of their super entitlements.](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/l/4/3/x/a/image.related.landscape.120x80.gscxmz.png/1477877886381.jpg)
Four things you need to know about super before your first job
With the excitement of your first job, don't forget your super entitlements.
![Illustration: Simon Letch](/web/20161113040400im_/http://www.smh.com.au/content/dam/images/g/s/a/4/4/t/image.related.landscape.120x80.gsef7e.png/1478008741734.jpg)
My adult son is living at home. How can he maximise his savings?
Financial expert Noel Whittaker answers readers' questions.