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Competitive financing for New & Used Cars Across Australia

First Rate Car Loans specialises in providing competitive car loans throughout Australia for new or used vehicles. We simplify the process so you don't have to worry about daunting applications and working your way through mountains of paperwork. Our hard working dedicated team are here to help you every step of the way. Regardless of bad credit, employment status, visa hurdles or lack of financing history, our car loan service is here to rival the big banks.

Our turnaround times, packages and customer service are what set us apart from our peers. On top of providing you with competitive financing solutions, we can also help locate your car for you and provide the necessary checks to ensure your new vehicle has no money owing, been written off or stolen. We also offer:

• Protection from future interest rate rises with a fixed interest rate
• Know exactly how much your monthly repayments are, making it easier to budget month to month
• Borrow the full amount for the car or provide a deposit
• Be pre-approved and know exactly what you have to spend - letting you have a great bargaining tool to get the best price from the seller
• Flexible loan terms from 1 to 7 years