- published: 26 Nov 2015
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Alterna Savings & Credit Union Ltd. is a Canadian credit union, formed in 2005 by the merger of CS CO-OP and Metro Credit Union, which provides full daily banking services, loans and mortgages, investment services and business banking. At the close of 2011 Alterna Savings had CN$2.3 billion in assets and approximately 103,000 members. It had 24 branches in Ottawa, Kingston, North Bay, Pembroke and Toronto. It also provides service across Canada through its subsidiary, Alterna Bank, which has two branches in Gatineau, Quebec.
The Civil Service Savings and Loan Society, launched in 1908 with the assistance of Alphonse Desjardins, was the first credit union in Canada outside Quebec. Federal civil servants were prompted by an article in their magazine The Civilian, when it reported on loan sharks charging civil servants up to 200% for payday loans. After the Government of Ontario passed a credit union law in 1928, the Ottawa-based institution was re-chartered as the Civil Service Co-operative Credit Society (CS CO-OP). Although it has always been one of the largest credit unions in Ontario, it never joined Credit Union Central of Ontario.
Henka wo osoreu no nara
Hanareta toko de mitete yo
Nanka shitatte shinaku tatte
Kekkyoku yubi sasareru nara
Aru ga mama ni
Hontou ni taisetsu de
Hitsuyou na MONO nante
Honno chotto dakede
Ato wa taitei kazari datte
Arayuru koto kara
Mamoru tame no yoroi mitai na
Kanji datta kamo ne
Henka wo osoreu no nara
Hanareta toko de mitete yo
Nanka shitatte shinaku tatte
Kekkyoku yubi sasareru nara
Aru ga mama ni
Sara ni iu toshitara
Sono hitsuyou ijou na
MONO ga motarashita no wa
Yutori janaku shoushitsu kan
Machigae nai de ne
Tadoritsuita toka janakutte
Yatto hajimaru toko
Daisoreta koto demo nai no
Muzukashiku kangae nai de
Sou tsumari hoshii mono shika
Mou hoshiku nai tte koto
Sore dake na no
Unmei demo shukumei demo
Kaete tte mise you ja nai
Kowai MONO nara mou jubun
Mi tsukushite kitan dakara
Henka wo osoreu no nara
Hanareta toko de mitete yo
Nanka shitatte shinaku tatte
Onaji nara aru ga mama ni
Daisoreta koto demo nai no
Muzukashiku kangae nai de
Sou tsumari hoshii mono shika
Mou hoshiku nai tte koto