Money

Super & Funds

Should you top up your nest egg now?

superannuation

With law changes looming, this year may be the last opportunity for some to boost their nest egg by making extra contributions into their super fund.

When financial advice is really independent

There is a hierarchy of independence when it comes to financial advice.

The Australian Securities and Investments Commission has turned a blind eye to financial planning firms calling themselves "independently owned" when they don't meet the rules of independence.

Are DIY super trustees up to the job?

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Anyone can manage their own super fund and do a dismal job, safe in the knowledge that in a worst-case scenario they have the age pension as a backstop.

Beware of bank staff spruiking their super funds

Big banks have been accused of side-stepping financial planner laws.

Industry Super Australia is alleging banks' front-line staff are spruiking the benefits of the banks' own super funds to their customers in a way that may be side-stepping financial advice laws.

Is your super fund a dud?

There's a big difference in the performance of super funds.

It's the time of year when super funds send annual statements for the year to June 30 to fund members. It provides the perfect opportunity to check if your fund is a dud.

Super compromise fair and logical

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Top marks to the government for dumping the deeply flawed proposal to introduce a backdated lifetime $500,000 non-concessional contributions cap.

Super makes sense

There are enough incentives that super makes sense.

The superannuation system is a tax system, and as annoyed as we are about changes, governments do change tax policy.

Government mulls national default super scheme to save $1.5b

Treasurer Scott Morrison's Treasury has shown the positive effect that company tax cuts will have on the economy.

The Turnbull government is considering a radical shakeup of Australia's superannuation system that would pit banks and industry funds against each other for the right to manage the deposits of every new entrant for at least two years.