- published: 25 Jun 2011
- views: 1631
A Commercial bank is a type of Bank / Financial Institution that provides services such as accepting deposits, making business loans, and offering basic investment products.
"Commercial bank" can also refer to a bank, or a division of a large bank, which more specifically deals with deposit and loan services provided to corporations or large/middle-sized business - as opposed to individual members of the public/small business - Retail banking, or Merchant banks.
The name bank derives from the Italian word banco "desk/bench", used during the Renaissance era by Florentine bankers, who used to carry out their transactions on a desk covered by a green tablecloth. However, traces of banking activity can be found even in ancient times.
In the United States the term "commercial bank" was often used to distinguish it from an investment bank due to differences in bank regulation. After the Great Depression, through the Glass–Steagall Act, the U.S. Congress required that commercial banks only engage in banking activities, whereas investment banks were limited to capital market activities. This separation was mostly repealed in 1999 by the Gramm–Leach–Bliley Act but was restored by the Volcker Rule, implemented in January 2014 as part of the Dodd-Frank Act of 2010.
Commercial may refer to:
"Tech companies deposit about seven times the amount that they borrow. And at Silicon Valley Bank, recalls CEO Ken Wilcox, the methodology his venture has used to invest these excess deposits is a micro-history of commercial banking itself. Learn the lessons of the bank's lending in the 1980's to 1990's, and its investment in real estate developers and under-served niche markets. Learn also how these plans failed to provide financial stability long-term."
First Tutorial about Banking In this secession we will discuss about Banking In First Lecture We will discuss 1-Definition Of Commercial Bank 2-Functions Of Commercial Bank If you have any question please feel free to ask and Don't forget to SUBSCRIBE
Kristen Holihan talks about her experience as an Analyst within Commercial Banking. As part of the bank’s commitment to mobility and growth, Kristen now serves as a Leveraged Finance Analyst at Bank of America Merrill Lynch.
Banking, Primary Functions, Accepting Deposits, Loans and Advances,
SAP's Andy Hirst, Vice President of Commercial Banking, discusses the challenges faced by Commercial Banks and how SAP is helping Banks become more customer-centric, manage risk and compliance and reduce cost and complexity.
This video gives definitions and explains functions of Consumer Banks, Investment Banks and Merchant Banks! It also gives an example of how all three banks are interconnected. Have fun watching! Cheers.
What are Commercial Bank, Learn Budget, Money and Banking, RBI. What is Budget & Fiscal Deficit? What is Balance of Payment? External Debt, Money and Commercial Banking. For Details Visit https://meraskill.com/ca-cpt/economics/budget-and-money-banking WhatsApp Now: 8692900017 http://www.meraskill.com/ our other chapters in this series Acounts by Sheela Madam http://bit.ly/AcctsIntro http://bit.ly/AcctJournaltoCB http://bit.ly/CR_ROE http://bit.ly/BankRecoS http://bit.ly/MSInventory http://bit.ly/MSDep http://bit.ly/MSFinalAc http://bit.ly/MSConsignment http://bit.ly/MSJointV http://bit.ly/MSBillsOfExchg http://bit.ly/MSSalesReturn http://bit.ly/MSPartnership1 http://bit.ly/MSPartnership2 http://bit.ly/MSCompanyActs1 http://bit.ly/MSCompanyActs2 Law by Bharat Sir http://bit.ly/MS...
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This video explains the process of creating credit money by commercial banks. This will be helpful to Class XII - Economics students in the study of chapter on Money and Banking in Macroeconomics. This video also explains the concepts of Money Multiplier and effect of Legal Reserve Ratio (LRR) on LRR and amount of money or credit that can be created. Central Bank Legal Reserve Ratio Credit Creation Money Creation How banks create money? Commercial Banks Macroeconomics Deposits Loans Functions of Commercial Banks
Learn about the new Banner Online Banking for Commercial Banking clients. This pre-recorded 90-minute webinar provides an in-depth look at the features and functionality of our commercial online banking platform.