Home loan comparisons on Mozo Rates updated daily
- promoted
HSBC Home Value Loan (Owner Occupier)
HSBCHSBC Home Value Loan (Owner Occupier)
- Owner occupier only
- Available to new borrowings to HSBC of $50,000 or more
- Your own Personal Relationship Manager
interest rate
3.55% p.a. variable
comparison rate*
3.57% p.a.
Upfront fees
$253
Go to site More info
- Owner occupier only
- Available to new borrowings to HSBC of $50,000 or more
- Your own Personal Relationship Manager
- Interest rate: 3.55% p.a. variable
- Comparison rate*: 3.57% p.a.
- Upfront fees: $253
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $50,000
- Maximum loan amount: $7,500,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Mozo's pick of the month
UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
UBankUBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
- Experts Choice Winner - Home Loans 2016
- No monthly fees
- 20% minimum deposit required
interest rate
3.64% p.a. variable
comparison rate*
3.64% p.a.
Upfront fees
$0
Go to site More info
- Experts Choice Winner - Home Loans 2016
- No monthly fees
- 20% minimum deposit required
- Interest rate: 3.64% p.a. variable
- Comparison rate*: 3.64% p.a.
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $0.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $2,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Bank of Sydney Expect More PAYG Home Loan (Owner Occupier, LVR<80%) (Package)
Bank of SydneyBank of Sydney Expect More PAYG Home Loan (Owner Occupier, LVR<80%) (Package)
- Available Sydney, Melbourne and Adelaide metro only
- $0 Annual Fee, $0 Application Fee, $0 Monthly Fee. 100% offset account
- Low variable rate with fixed discount for life of the loan
interest rate
3.64% p.a. variable
comparison rate*
3.65% p.a.
Upfront fees
$0
Go to site More info
- Available Sydney, Melbourne and Adelaide metro only
- $0 Annual Fee, $0 Application Fee, $0 Monthly Fee. 100% offset account
- Low variable rate with fixed discount for life of the loan
- Interest rate: 3.64% p.a. variable
- Comparison rate*: 3.65% p.a.
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Monthly
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- promoted
Mortgage House Advantage Home Loan Jumbo 80 Special (Owner Occupier)
Mortgage HouseMortgage House Advantage Home Loan Jumbo 80 Special (Owner Occupier)
- No Application Fee
- Various repayment options!
- Easy, fast and convenient online application process
interest rate
3.64% p.a. variable
comparison rate*
3.79% p.a.
Upfront fees
$595
Go to site More info
- No Application Fee
- Various repayment options!
- Easy, fast and convenient online application process
- Interest rate: 3.64% p.a. variable
- Comparison rate*: 3.79% p.a.
- Upfront fees: $595
- Ongoing fees: $10.00 monthly
- Discharge fee: $450.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $750,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
BCU OMG Home Loan
BCU- Credit Union of the Year by Money Magazine
- Easy Online Application
- Redraw Available
interest rate
3.69% p.a. variable
comparison rate*
3.95% p.a.
Upfront fees
$900
Go to site More info
- Credit Union of the Year by Money Magazine
- Easy Online Application
- Redraw Available
- Interest rate: 3.69% p.a. variable
- Comparison rate*: 3.95% p.a.
- Upfront fees: $900
- Ongoing fees: $198.00 yearly
- Discharge fee: $395.00
- Extra repayments: yes - free
- Redraw facility: yes - fees apply
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $1,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier, Investor
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
State Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)
State CustodiansState Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)
- $0 Annual Fee, $0 Application Fee
- P&I or Interest Only Up to 5yrs
- Free 100% Offset Account
interest rate
3.72% p.a. variable
comparison rate*
3.75% p.a.
Upfront fees
$286
Go to site More info
- $0 Annual Fee, $0 Application Fee
- P&I or Interest Only Up to 5yrs
- Free 100% Offset Account
- Interest rate: 3.72% p.a. variable
- Comparison rate*: 3.75% p.a.
- Upfront fees: $286
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $2,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)
Beyond BankBeyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)
- Free redraw and unlimited repayments
- 100% mortgage offset account
- No upfront or ongoing fees
interest rate
3.73% p.a. variable
comparison rate*
3.73% p.a.
Upfront fees
$0
Go to site More info
- Free redraw and unlimited repayments
- 100% mortgage offset account
- No upfront or ongoing fees
- Interest rate: 3.73% p.a. variable
- Comparison rate*: 3.73% p.a.
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $295.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 70.00%
- Minimum loan amount: $150,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)
Bank AustraliaBank Australia Basic Home Loan - (LVR<80%, Owner Occupier)
- Option to fix full loan or split between fixed and variable
- Redraw available. Flexible repayments
- Loan repayment pause available
interest rate
3.73% p.a. variable
comparison rate*
3.74% p.a.
Upfront fees
$0
Go to site More info
- Option to fix full loan or split between fixed and variable
- Redraw available. Flexible repayments
- Loan repayment pause available
- Interest rate: 3.73% p.a. variable
- Comparison rate*: 3.74% p.a.
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $250.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $10,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)
Gateway Credit UnionGateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)
- Ability to make unlimited bulk repayments without penalty
- Offers borrowers up to three free splits
- Access extra features such as multiple offset accounts
interest rate
3.73% p.a. variable
comparison rate*
4.05% p.a.
Upfront fees
$0
Go to site More info
- Ability to make unlimited bulk repayments without penalty
- Offers borrowers up to three free splits
- Access extra features such as multiple offset accounts
- Interest rate: 3.73% p.a. variable
- Comparison rate*: 4.05% p.a.
- Upfront fees: $0
- Ongoing fees: $299.00 yearly
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes - free
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $150,000
- Maximum loan amount: $1,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
ING DIRECT Orange Advantage (LVR<80%, Owner Occupier) (Package)
ING DIRECTING DIRECT Orange Advantage (LVR<80%, Owner Occupier) (Package)
- With a variable rate this low, you could call it mates rates
- 100% offset facility
- Request pre-approval today!
interest rate
3.74% p.a. variable
comparison rate*
3.96% p.a.
Upfront fees
$299
Go to site More info
- With a variable rate this low, you could call it mates rates
- 100% offset facility
- Request pre-approval today!
- Interest rate: 3.74% p.a. variable
- Comparison rate*: 3.96% p.a.
- Upfront fees: $299
- Ongoing fees: $199.00 yearly
- Discharge fee: $250.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $150,000
- Maximum loan amount: $2,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Fortnightly, Monthly
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- promoted
Liberty Sharp Home Loan (LVR<70%, Owner Occupier)
LibertyLiberty Sharp Home Loan (LVR<70%, Owner Occupier)
- Great low rate
- No on-going fees
- Set and forget
interest rate
3.79% p.a. variable
comparison rate*
3.86% p.a.
Upfront fees
$995
Go to site More info
- Great low rate
- No on-going fees
- Set and forget
- Interest rate: 3.79% p.a. variable
- Comparison rate*: 3.86% p.a.
- Upfront fees: $995
- Ongoing fees: $0.00
- Discharge fee: $395.00
- Extra repayments: yes - free
- Redraw facility: yes - fees apply
- Offset account: No
- Maximum loan to value ratio: 70.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $500,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Hunter United Get A Better Home Loan (Owner Occupier)
Hunter UnitedHunter United Get A Better Home Loan (Owner Occupier)
- $0 application fee & $0 valuation fee – for a limited time only.
- 100% daily interest offset facility
- Only 10% deposit required for owner occupiers
interest rate
3.79% p.a. variable
comparison rate*
3.89% p.a.
Upfront fees
$0
Go to site More info
- $0 application fee & $0 valuation fee – for a limited time only.
- 100% daily interest offset facility
- Only 10% deposit required for owner occupiers
- Interest rate: 3.79% p.a. variable
- Comparison rate*: 3.89% p.a.
- Upfront fees: $0
- Ongoing fees: $8.00 monthly
- Discharge fee: $80.00
- Extra repayments: yes
- Redraw facility: yes - 1st redraw per month free
- Offset account: yes
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $300,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Victoria Teachers Mutual Bank Education Package Home Loan - (Refinance, LVR<80%, Owner Occupier)
Victoria Teachers Mutual BankVictoria Teachers Mutual Bank Education Package Home Loan - (Refinance, LVR<80%, Owner Occupier)
- Multiple offset accounts available and discounts on a range of products
- No establishment fee
- Loan splitting options (variable/fixed)
interest rate
3.79% p.a. variable
comparison rate*
4.10% p.a.
Upfront fees
$0
Go to site More info
- Multiple offset accounts available and discounts on a range of products
- No establishment fee
- Loan splitting options (variable/fixed)
- Interest rate: 3.79% p.a. variable
- Comparison rate*: 4.10% p.a.
- Upfront fees: $0
- Ongoing fees: $300.00 yearly
- Discharge fee: $350.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount:
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Liberty Star Home Loan (LVR<70%, Owner Occupier, Principal & Interest)
LibertyLiberty Star Home Loan (LVR<70%, Owner Occupier, Principal & Interest)
- 100% offset
- Free redraw
- Options to fix
interest rate
3.79% p.a. variable
comparison rate*
4.10% p.a.
Upfront fees
$0
Go to site More info
- 100% offset
- Free redraw
- Options to fix
- Interest rate: 3.79% p.a. variable
- Comparison rate*: 4.10% p.a.
- Upfront fees: $0
- Ongoing fees: $295.00 yearly
- Discharge fee: $395.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 70.00%
- Minimum loan amount: $50,000
- Maximum loan amount: $1,500,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Bankwest Complete Variable Home Loan (LVR<80%, $200k+, Owner Occupier) (Package)
BankwestBankwest Complete Variable Home Loan (LVR<80%, $200k+, Owner Occupier) (Package)
- Interest rate applies to new lending only
- $0 home loan application fee
- 100% offset facility with the Offset Transaction Account
interest rate
3.85% p.a. variable
comparison rate*
4.26% p.a.
Upfront fees
$150
Go to site More info
- Interest rate applies to new lending only
- $0 home loan application fee
- 100% offset facility with the Offset Transaction Account
- Interest rate: 3.85% p.a. variable
- Comparison rate*: 4.26% p.a.
- Upfront fees: $150
- Ongoing fees: $395.00 yearly
- Discharge fee: $338.20
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $200,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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QT Mutual Bank Mortgage Saver (Owner Occupier)
QT Mutual BankQT Mutual Bank Mortgage Saver (Owner Occupier)
- Owner occupiers only. $0 Establishment Fee and no monthly fees
- Unlimited repayments at no extra cost and redraw
- Borrow up to 95% of the property value, ideal for first-time buyers & young families
interest rate
3.88% p.a. variable
comparison rate*
3.88% p.a.
Upfront fees
$0
Go to site More info
- Owner occupiers only. $0 Establishment Fee and no monthly fees
- Unlimited repayments at no extra cost and redraw
- Borrow up to 95% of the property value, ideal for first-time buyers & young families
- Interest rate: 3.88% p.a. variable
- Comparison rate*: 3.88% p.a.
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $297.00
- Extra repayments: yes - free
- Redraw facility: yes - fees apply
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $20,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Greater Bank Discount Great Rate Home Loan (Owner Occupier, LVR<85%, over $150k)
Greater BankGreater Bank Discount Great Rate Home Loan (Owner Occupier, LVR<85%, over $150k)
- Experts Choice Winner 2016
- No ongoing fee. No establishment fee. Free internet redraw facility
- NSW, QLD, ACT customers only
interest rate
3.89% p.a. variable
comparison rate*
3.89% p.a.
Upfront fees
$0
Go to site More info
- Experts Choice Winner 2016
- No ongoing fee. No establishment fee. Free internet redraw facility
- NSW, QLD, ACT customers only
- Interest rate: 3.89% p.a. variable
- Comparison rate*: 3.89% p.a.
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 85.00%
- Minimum loan amount: $150,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
CUA Fresh Start Basic Variable Home Loan (Owner Occupier)
CUACUA Fresh Start Basic Variable Home Loan (Owner Occupier)
- Low interest rate
- No ongoing fees
- Free redraw facility for easy access to additional payments
interest rate
3.89% p.a. variable
comparison rate*
3.94% p.a.
Upfront fees
$795
Go to site More info
- Low interest rate
- No ongoing fees
- Free redraw facility for easy access to additional payments
- Interest rate: 3.89% p.a. variable
- Comparison rate*: 3.94% p.a.
- Upfront fees: $795
- Ongoing fees: $0.00
- Discharge fee: $200.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $10,000
- Maximum loan amount: $5,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Police Bank Premium Home Loan (Fixed, Owner Occupier)
Police BankPolice Bank Premium Home Loan (Fixed, Owner Occupier)
- Refinance with us and receive $1000 bonus! T&Cs apply
- No annual or monthly fees
- Redraw facility available
interest rate
3.89% p.a.
fixed 3 yearscomparison rate*
4.59% p.a.
Upfront fees
$930
Go to site More info
- Refinance with us and receive $1000 bonus! T&Cs apply
- No annual or monthly fees
- Redraw facility available
- Interest rate: 3.89% p.a.
fixed 3 years - Comparison rate*: 4.59% p.a.
- Upfront fees: $930
- Ongoing fees: $0.00
- Discharge fee: $294.00
- Extra repayments: yes - fee applies
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $50,000
- Maximum loan amount:
- Type of loan: Fixed
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Bank of Sydney Expect More Home Loan December Special (Investment) (Package)
Bank of SydneyBank of Sydney Expect More Home Loan December Special (Investment) (Package)
- Syd, Mel, Adel Metro only
- PAYG only , $0 monthly fees
- $0 package fee, 100% Offset account
interest rate
3.98% p.a. variable
comparison rate*
3.99% p.a.
Upfront fees
$0
Go to site More info
- Syd, Mel, Adel Metro only
- PAYG only , $0 monthly fees
- $0 package fee, 100% Offset account
- Interest rate: 3.98% p.a. variable
- Comparison rate*: 3.99% p.a.
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Investor
- Repayment options: Monthly
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AMP Essential Home Loan (Owner Occupier)
AMPAMP Essential Home Loan (Owner Occupier)
- Experts Choice Winner - Home Loans 2016
- Additional repayments anytime
- Waived establishment & settlement fees
interest rate
3.98% p.a. variable
comparison rate*
4.00% p.a.
Upfront fees
$295
Go to site More info
- Experts Choice Winner - Home Loans 2016
- Additional repayments anytime
- Waived establishment & settlement fees
- Interest rate: 3.98% p.a. variable
- Comparison rate*: 4.00% p.a.
- Upfront fees: $295
- Ongoing fees: $0.00
- Discharge fee: $100.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $40,000
- Maximum loan amount: $499,999
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
ME Basic Home Loan (Owner Occupier, LVR<80%)
MEME Basic Home Loan (Owner Occupier, LVR<80%)
- Variable rate only
- No fees to redraw
- Meet a mobile banker at a time or place that suits you
interest rate
3.99% p.a. variable
comparison rate*
4.01% p.a.
Upfront fees
$400
Go to site More info
- Variable rate only
- No fees to redraw
- Meet a mobile banker at a time or place that suits you
- Interest rate: 3.99% p.a. variable
- Comparison rate*: 4.01% p.a.
- Upfront fees: $400
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $40,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Police Bank Goldrate Home Loan (Owner Occupier) (Package)
Police BankPolice Bank Goldrate Home Loan (Owner Occupier) (Package)
- Refinance with us and receive $1000 bonus! T&Cs apply
- No annual, monthly or early exit fees
- Redraw facility so you can access funds when you need them
interest rate
4.04% p.a. variable
comparison rate*
4.11% p.a.
Upfront fees
$930
Go to site More info
- Refinance with us and receive $1000 bonus! T&Cs apply
- No annual, monthly or early exit fees
- Redraw facility so you can access funds when you need them
- Interest rate: 4.04% p.a. variable
- Comparison rate*: 4.11% p.a.
- Upfront fees: $930
- Ongoing fees: $0.00
- Discharge fee: $294.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $50,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Illawarra Credit Union Variable Home Loan (Owner Occupier)
Illawarra Credit UnionIllawarra Credit Union Variable Home Loan (Owner Occupier)
- For new home loans over $250k only
- No annual or ongoing fees
- 100% Offset Account available with no transaction or account keeping fees
interest rate
4.05% p.a. variable
comparison rate*
4.09% p.a.
Upfront fees
$607
Go to site More info
- For new home loans over $250k only
- No annual or ongoing fees
- 100% Offset Account available with no transaction or account keeping fees
- Interest rate: 4.05% p.a. variable
- Comparison rate*: 4.09% p.a.
- Upfront fees: $607
- Ongoing fees: $0.00
- Discharge fee: $250.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $250,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
NABNAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- Low ongoing rate
- No annual or monthly fees
- Free extra repayments and redraw facility
interest rate
4.10% p.a. variable
comparison rate*
4.14% p.a.
Upfront fees
$600
Go to site More info
- Low ongoing rate
- No annual or monthly fees
- Free extra repayments and redraw facility
- Interest rate: 4.10% p.a. variable
- Comparison rate*: 4.14% p.a.
- Upfront fees: $600
- Ongoing fees: $0.00
- Discharge fee: $350.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $20,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.