Compare full feature home loans

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Home loan comparisons Rates updated daily

  • State Custodians Standard Variable (LVR<80%, Owner Occupier)

    State Custodians Standard Variable (LVR<80%, Owner Occupier)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    variable rate

    3.74%

    comparison rate*

    4.07%

    Upfront fees

    $275

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    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    Product info
    • Variable rate: 3.74%
    • Comparison rate*: 4.07%
    • Upfront fees: $275
    • Ongoing fees: $299.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
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    More info

  • Newcastle Permanent Discounted Variable Home Loan (Owner Occupier) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier) (Premium Plus Package)

    • Experts Choice - Home Lender of the Year 2016
    • $0 application fee. 100% offset facility available
    • Additional repayments and redraws at any time

    variable rate

    3.74%

    comparison rate*

    4.10%

    Upfront fees

    $0

    		 Go to site

    More info

    • Experts Choice - Home Lender of the Year 2016
    • $0 application fee. 100% offset facility available
    • Additional repayments and redraws at any time
    Product info
    • Variable rate: 3.74%
    • Comparison rate*: 4.10%
    • Upfront fees: $0
    • Ongoing fees: $375.00 yearly
    • Discharge fee:
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • Hunter United Get A Better Home Loan - Refinance (Owner Occupier)

    Hunter United Get A Better Home Loan - Refinance (Owner Occupier)

    • $0 application fee when refinancing from another lender
    • 100% interest offset facility & redraw
    • Only 10% deposit for Owner Occupiers

    variable rate

    3.95%

    comparison rate*

    4.05%

    Upfront fees

    $0

    		 Go to site

    More info

    • $0 application fee when refinancing from another lender
    • 100% interest offset facility & redraw
    • Only 10% deposit for Owner Occupiers
    Product info
    • Variable rate: 3.95%
    • Comparison rate*: 4.05%
    • Upfront fees: $0
    • Ongoing fees: $8.00 monthly
    • Discharge fee: $80.00
    • Extra repayments: yes
    • Redraw facility: yes - fees apply
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • Greater Bank Discount Ultimate Home Loan (LVR<85%, over $150K, Owner Occupier) (Package)

    Greater Bank Discount Ultimate Home Loan (LVR<85%, over $150K, Owner Occupier) (Package)

    • Experts Choice Winner 2016
    • 100% offset account. No establishment fee
    • Free internet redraw facility

    variable rate

    3.99%

    comparison rate*

    4.36%

    Upfront fees

    $0

    		 Go to site

    More info

    • Experts Choice Winner 2016
    • 100% offset account. No establishment fee
    • Free internet redraw facility
    Product info
    • Variable rate: 3.99%
    • Comparison rate*: 4.36%
    • Upfront fees: $0
    • Ongoing fees: $375.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: yes
    • Maximum loan to value ratio: 85.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

Look for a specific type of home loan:

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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