![A financial agreement gives peace of mind for (from left) Simon Lyster, Galileo Lima, 10, Shahrazad Lima 13, and ...](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/r/2/t/u/image.related.wideLandscape.940x529.grr1pf.12uqus.png/1475625459247.jpg)
Money features
![Illustration: Simon Letch](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/t/k/0/x/image.related.landscape.120x80.grtk0j.png/1475590296071.jpg)
Is this super option too good to be true?
Financial expert Noel Whittaker answers readers' questions.
![Super fund members are entitled to know where their funds are investing.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/n/g/8/c/image.related.landscape.120x80.grs2hd.png/1475566476349.jpg)
Super funds keeping members in the dark for too long
Super fund members have a right to know what their funds are doing with their money.
![Wealthy public servants look set to keep nearly all of their superannuation concessions under looming reforms](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/q/a/q/n/j/image.related.landscape.120x80.grtmhi.png/1475494159009.jpg)
Elite public servants to escape Morrison's super axe
The wealthy elite of the Australian Public Service to keep nearly all their generous superannuation concessions.
![Jordanne Taylor](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/r/s/p/m/image.related.landscape.120x80.grmyzr.png/1475368275315.jpg)
The call that changed Jordanne's life forever
The $22 billion National Disability Insurance Scheme means improved financial freedom for participants and their families.
![Speculative stocks, including a junior miner, have played well for the shares race leader.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/m/9/h/p/2/image.related.landscape.120x80.grs9qk.png/1475231159281.jpg)
The king of speculation surges ahead
Money reader Mendy Amzalak is doing it again. He has picked two highly speculative stocks that are coming up trumps.
![Will Donald Trump be the next US president, or Hillary Clinton? Some fund managers don't care either way because they ...](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/q/t/i/s/image.related.landscape.120x80.grqthl.png/1475473496805.jpg)
Why I changed my superannuation strategy for the US election
It's time to tune into the US election. You may not get a vote, but you can prepare - financially at least.
![The compromise is fairer, but there's still a double standard in the new super rules.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/m/r/s/q/image.related.landscape.120x80.grr2gu.png/1475650591893.jpg)
The double standard in the new superannuation rules
Accumulation fund members are treated more harshly than defined benefit fund members under the new super rules.
![Growing numbers of Australians are renting their homes and investing elsewhere.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/r/1/g/j/image.related.landscape.120x80.grr14d.png/1475567463617.jpg)
Catherine left an abusive ex and wants to rebuild her finances
Nicole Pedersen-McKinnon has a new column helping fight financial injustice.
![The NSW Solar Bonus Scheme ends in December.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/s/c/r/z/image.related.landscape.120x80.grschi.png/1475217892553.jpg)
Solar households to earn up to 200 times more in Urth Energy offer
A company offers people the chance to be active players in the energy market.
![A couple in their 60s dreams of finishing with the world of work and travelling around Australia.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/r/2/0/1/image.related.landscape.120x80.grr24p.png/1475111793073.jpg)
A couple poised for retirement plans to 'hit the road'
Financial expert George Cochrane answers readers' questions.
![Many Australians, especially seniors, rely on the security of term deposit rates.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/o/l/g/j/0/image.related.landscape.120x80.grryxh.png/1475557008573.jpg)
Commbank slashing its term deposit rates in another sting for savers
The Commonwealth Bank numbed the sting of its decision to partially hold back the RBA's cash rate cut by increasing term deposit rates. Now it has unwound them.
![Dr Bronwyn King helped drive the tobacco divestment movement.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/r/3/8/j/image.related.landscape.120x80.grr3id.png/1475114256990.jpg)
How to use superannuation to make the world a better place
Superannuation is our biggest liquid asset so making sure it's invested in a way that honours our personal values is a powerful way to do good.
![Illustration: Simon Letch](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/o/e/8/s/image.related.landscape.120x80.grods6.png/1474988586203.jpg)
Ask Noel: can I increase my pension by buying a jetty?
Financial expert Noel Whittaker answers readers' questions.
![Jane and Morgan Cook, with sons Jonathan (left) and Benjaman, save about $1000 a year by pooling data.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/m/q/z/r/image.related.landscape.120x80.grmm1n.png/1474936475620.jpg)
How families can cut their mobile data bills
During holidays, watch that your phone costs don't grow exponentially.
![The big four banks and AMP represent nearly three-quarters of the 628 "Fat Cat Funds". Illustration: Matt Davidson](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/2/p/c/h/image.related.landscape.120x80.grpia8.png/1475567706104.jpg)
Big banks and AMP dominate 'fat cat' super funds
Bank-owned super funds dominate the ranks of "Fat Cat Funds" with high fees and poor performance, according to a new report.
![Appropriate reactions to a falling market include, first of all, to sell.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/k/b/k/c/image.related.landscape.120x80.groefb.png/1474956946622.jpg)
What to do in a falling share market
Amuse yourself somewhere warm while you watch and wait for things to get better.
![There's a big difference in the performance of super funds.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/o/j/y/z/8/image.related.landscape.120x80.grmy1h.png/1474938560702.jpg)
Is your super fund a dud?
It's the time of year when super funds send annual statements for the year to June 30 to fund members. It provides the perfect opportunity to check if your fund is a dud.
![From January 2017, at least 30 percent of petrol sold in QLD will have to be E10](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/o/y/u/1/image.related.landscape.120x80.grp5ln.png/1474990065919.jpg)
The Sydney suburb with the most expensive petrol revealed
How Melbourne beat Sydney in the past three months.
![You can still wear a hardhat in the workplace of the future, but you will need to perform non-routine tasks to survive, ...](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/r/h/g/5/2/image.related.landscape.120x80.grn615.png/1474966040684.jpg)
How to beat the robots and find the right job
New research by the Reserve Bank has revealed the essential skill we all must learn to survive in the workplace of the future.
![BHP Billiton's giant Escondida mine in Chile.](/web/20161005101919im_/http://www.watoday.com.au/content/dam/images/g/p/x/x/p/w/image.related.landscape.120x80.groqnj.png/1474889259463.jpg)
BHP and Rio are understating profits
Analysts don't get it. Now that the mining boom is over, the two big miners are much more profitable than they look.