For buying of resale HDB flat. What's the payment required at 1st appointment and 2nd appointment?
Posted by Anonymous on Sep 22, 2016 in Home Financing | 103 Views
Latest Answers by Real Estate Professionals (4 Answers)
Answer Posted on Sep 23, 2016
Hi,
The cost break down are,
Booking
- $1k to obtain OTP
- $200 valuation
- $4k to exercise OTP
- $80 to book first appointment
1st appointment
- CPF OA + cash to pay legal fees, buyer's stamp duty, and 10% less 5k for the downpayment
- misc around 500
2nd appointment
- property tax
- agent's service fee
Can I assist you to purchase your dream home ?
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CK Ang
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res.ckang@gmail.com
Answer Posted on Sep 22, 2016
Dear Buyer,
Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com
5K payment to exercise the HDB option with valuation fee of $200 and bank loan approved.
Then 1st appt and 2rd appt will be arrange with 80 dollars doc fee that all.
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Answer Posted on Sep 22, 2016
Morning,
Going for first appointment, you will need to prepare funds for legal fee. As for the completion, you will need funds for insurance and property tax refund. However, this will differ if you are taking bank loan.
Do feel free to contact me should you require my assistance.
Regards
Mike Lim
96929209
m52i@yahoo.com
ERA
Answer Posted on Sep 22, 2016
Good morning buyer,
I will illustrate the payments throughtout the purchase process.
1) $1k to obtain option to purchase (OTP) when you agree purchase price with seller
2) $200 valuation fee
3) $4k to exercise option
4) $80 to book first appointment
5) set aside CPF OA funds to pay legal fees, buyer's stamp duty, downpayment etc on 1st appointment
6) pay agent's service fee on 2nd appointment
This is for purchase with HDB loan.
If with bank loan,
1) you will have to pay legal fees, stamp duty to law firm on 1st appointment
2) pay balance downpayment at least 2 weeks before 2nd appointment
3) pay agent's service fee on 2nd appointment
It will be best to engage a professional to assist you in your purchase if you are unfamiliar with HDB regulations/ policy and purchase process.
May I know how can I value add further in your property purchase?
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