Money Saver HQ

A woman walks past billboards of Samsung Galaxy Note 7 (L) and Galaxy S7 (R) at a mobile phone shop in Seoul on September 12, 2016. Samsung shares plunged on September 12 after the South Korean electronics giant urged global users to stop using its Galaxy Note 7 smartphone due to a spate of exploding batteries that raised alarm around the world. / AFP PHOTO / JUNG YEON-JE

Going global finds more winners

AUSSIE investors have historically shunned global shares, but that may need to change if they want the best possible financial returns in the future.

Card customers’ biggest gripe

THE biggest turn off for credit card users is the rich annual fee they are charged, rather than the card’s hefty interest rate.

That crunching sound was shares hitting the floor

THERE’S little comfort when you’re reading scary headlines and seeing your share values plunge but try to look at the situation objectively.

Protect your tech from scams

FRAUDSTERS are targeting your smartphones and tablets so take some time to keep their hands off your money and your data.

Turn your junk into quick cash

MOST Australian households are sitting on more than $5000 cash in the form of second hand goods — but may not be even aware of it.

Spring cleaning your finances

DUSTING off your debts and spring cleaning your finances can help put you in tip top shape and ensure you have rock solid financial stability in years to come.

There is such a thing as free credit

SPENDERS looking to make a large purchase often have to think through carefully how they can do it without being slugged by exorbitant interest rates.

Take control of your home loan

HOME loan customers are being urged to take action to secure razor-sharp deals as interest rate offers continue to drop.

How to pick a money spinner

THE best way to achieve investment success is to spread your money across a wide variety of different assets.

Why we should be celebrating

LAST week’s economic growth figure of 3.3 per cent is the best in four years and that winning streak looks as though it will continue for a while yet.

Don’t kid yourself about your score

CHECKING your credit score is easy and free, but you may be surprised to find that it’s not as good as you think.

Super laws welcome but half-baked

CHANGES to superannuation rules that were announced in the May Budget have been introduced in federal Parliament.

Be appy with your insurance

NAVIGATING different types of insurance is easy to do using a range of innovative apps that allow you to keep your policies in your pocket.

Stick your neck out to help others

FROM zoos to underprivileged children, there are many ways to leave a lasting mark on the world once you are gone.

Signs your debt is out of control

WITH so much talk among politicians about Australia’s national debt levels and our ongoing budget deficit … how do you assess your household debt and know when you’re in the danger zone?

The feeling’s mutual for new bank breed

A SMALL but fast-growing slice of the banking sector is beating the big four in customer satisfaction and business growth.

A caring gift for man’s best friend

MORE than half of all pet insurance holders are either shopping around, looking to downgrade or drop their policies in an effort to save money

How to break up and keep your cash

BREAKING up with a partner can be traumatic and hard work but don’t delay sorting out your joint finances.

How to spend a windfall

MANY mortgage holders are left torn between whether to pay extra off their home loan or tip extra cash into their super.

The secret to cutting flight prices

JETSETTERS keen to nab cut-price deals and slash their travel costs can use some simple tricks to gain significant discounts.

Spot the signs of financial abuse

A LESSER-known form of domestic violence is financial abuse, and many victims may not think it’s happening to them.

Money secrets you shouldn’t keep

WHAT is the right way to handle money in a relationship? David and Libby Koch give their take on the etiquette of love and money.

Why you need an emergency fund

CASH-strapped Aussies are turning to credit cards or their parents dig themselves out of a hole. But there is a better way.

How you can make your own luck

IT’S fun to dream about winning lotto or backing the top horse in the Melbourne Cup but it’s possible make your own luck and be better off.

Some new ways to borrow cash

THE lines between different types of lending are being blurred as new financial products deliver borrowers more choice and flexibility.

How to find cheap petrol all year round

PETROL prices have started inching higher in several states across Australia, which means now is the time to shop around for the best deal.

Fastest way to save a home deposit

CASH-strapped first-home buyers are moving back in with their parents to fast track their ability to save money for a house.

Beware dirt cheap home loans

THINK twice before signing up to rock-bottom interest rate deals because they may be too good to be true.

Why loyalty schemes aren’t worth it

RETAIL loyalty programs are everywhere, but consumer experts say many are not worth the time and effort.

Kochie’s tips on getting even with banks

BANKS make huge profits thanks to their customers. But don’t get mad — there are plenty of ways to get even.

More Money...

Investing Why it’s unwise to fear the doomsayers

SOMEONE is always saying that the end of the financial world is coming. Learning how to ignore them is a key part of long-term investment success.

Profits payout Why your bank account could get a boost

MILLIONS of Australians will get a cash boost this week as companies pay a better-than-expected pile of share dividends.

Motoring expenses Car running costs cause confusion

MOTORISTS have enjoyed falling petrol prices in recent years but some of the other expenses of running a car have been speeding at more than twice the pace of inflation.

Money hacks Mistake costing us $10 billion a year

YOU’RE throwing money away. A simple mistake is costing us a collective $10 billion every year — or $1100 per household. Luckily, it has an easy fix.

Too late Australia’s fruit-n-veg ‘disaster’

DON’T get used to cheap strawberries. We could be facing a fruit shortage due to a “disastrous” move by the government.

Sing bling Rich kids drive luxury cars naked

BATHING in champagne and driving supercars in the nude. Why? Because they can. In Singapore, spoiled rich brats take their luxurious lifestyles way too far.

Financial research Money worries are making us sick

NEW research paints a confronting picture of how financial stress is damaging the majority of Australians - from relationships through to work performance.

Mobile commerce Surprising thing we’re buying on phones

THE average Australian spends $330 a month buying stuff on their phones, new research has found. But the biggest purchase may surprise you.

New research Beware ‘sexually transmitted debt’

AMY was looking forward to getting married and buying a house with her fiance, but her partner’s past came back to haunt them.

Penalties revamp Taxman to forgive first-time offenders

COMMON tax time errors are set to be forgiven as the Australian Taxation Office looks to become more lenient for people who inadvertently mislead it.

Retirement savings ScoMo-mentum achieved as super rich hit

A DEAL that goes after tax breaks for Australian millionaires is fuelling the ScoMo-mentum of the Turnbull Government’s recovery plan.

Clever plot Nelly fans’ clever plot to clear his debt

NELLY is apparently millions of dollars in debt. But fans have created an ingenious movement to help out the impoverished rapper.

Insurance apps Be appy with your insurance

NAVIGATING different types of insurance is easy to do using a range of innovative apps that allow you to keep your policies in your pocket.

Investment The new breed of house buying

LOCKED out of the property market? Why buy the whole house, or attend the auction? You just need $100 for a brick.