How can I save when I am so low on the Pay Grid?
Learn about savings strategies for any income.
We've helped over 16,000 education members, how can we help you?
Speak to a Financial Specialist Explore The Learning CentreHow can I save when I am so low on the Pay Grid?
Learn about savings strategies for any income.
How can I afford to take a Leave?
Deferred salary planning to live your dream.
How do I choose the right mortgage lender?
Find out what questions to ask.
Take the first step with the Financial Kickstart Challenge.
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We've helped over 16,000 education members, how can we help you?
Speak to a Financial Specialist Explore The Learning CentreJust starting out as an educator, you’re on the low end of the pay grid and have some debt plus you are making pension contributions — a tough spot, sure. But that doesn’t mean you can’t start building towards a brighter financial future. Consolidating debt into a low-rate line of credit allows you to uncover money to get you free of debt faster, level up your skills, and climb the pay grid.
You’ve bought a home and you’re making it work. You can do more than just make it work. Our low rate mortgages offered to the education community, with flexible payments, Summer Freedom options, and easy-to-understand terms, make it possible to own a home without being house poor. Do more with the money you’ve got and live the life you want.
Your pension can be as rewarding as all your years in the education community. When you reach that 85 or 90 factor, hoping you’ll have enough to enjoy your retirement the way you thought you would isn’t preparation. Remove doubt; find out if you’re going to have an pension income gap, even with your pension and gratuity. It’s time to make a plan with education-specific investment advice for the years leading up to retirement.
Educators’ careers are filled with rewards and the satisfaction that comes from guiding and leading young people to succeed. Of course, like any career, it’s not without the occasional speed bump or difficulty. Knowing how to mitigate tax liabilities for your gratuity or having enough income to live on everyday without worry during your retirement, are just some of the rewards that comes from working with your Educators Financial Specialist.
We're all over Ontario, start a conversation with a Financial Specialist in your area.
When it comes to Educators Financial Group, my only regret is that I wish I had known about them sooner.