![Marie Najjar is very happy with painters from Maikhael Painting who were recommended to her.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/b/e/r/f/image.related.wideLandscape.940x529.grbef0.12uqus.png/1473401802402.jpg)
Money features
![The Share Race was won on the back on a single share pick.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/q/o/h/2/3/image.related.landscape.120x80.grcd6y.png/1473387564479.jpg)
Dramatic finish to Shares Race
The Australian Financial Review's Phil Baker, after seemingly having the Shares Race wrapped up, has been overtaken in a dramatic finale to the contest.
![If the bills are in your name, you're liable.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/k/f/x/y/a/image.related.landscape.120x80.grcado.png/1473340155742.jpg)
Nicole helps: fix a broken credit score
Nicole Pedersen-McKinnon commences a new weekly consumer finance help column, focused on helping readers with their money woes.
![Is it braver to be a contestant in Ten's Survivor, or to buy Ten Network shares?](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/q/l/z/9/z/image.related.landscape.120x80.gra48o.png/1473227195651.jpg)
Is it fair for my shares to be consolidated?
Financial expert George Cochrane answers readers' questions.
![There are still reasons to consider transition to retirement.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/m/p/m/h/5/image.related.landscape.120x80.grcag4.png/1473340626047.jpg)
Transition to retirement pensions retain appeal
The government plans to remove the tax-free status of all income received by transition to retirement funds from next July, but they still have some benefits.
![In circulation.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/j/9/g/x/q/image.related.landscape.120x80.grcjln.png/1473497036088.jpg)
Why going cashless is the next next moral challenge
Reckon we're cashless? Think again.
![Illustration: Simon Letch](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/4/d/r/x/image.related.landscape.120x80.gr5al3.png/1473151472991.jpg)
Depreciating assets can help pensioners
Financial expert Noel Whittaker answers readers' questions.
![Corporate Travel Management chief executive Jamie Pherous started the company more than 20 years ago.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/7/a/j/j/image.related.landscape.120x80.gr7ao1.png/1472785796084.jpg)
The best CEOs you may not know
True success or failure should really be measured only after a chief executive has been in the chair for five years or more - preferably 10.
![Guard rails let us relax and enjoy the view rather than having to focus on risk.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/6/w/t/c/image.related.landscape.120x80.gr6wsk.png/1472792061623.jpg)
Why we need guard rails for our financial life
How do you place a financial guard rail? You become accountable, you put in place rules and boundaries.
![The high-rise construction boom may have further to run, recent figures suggest.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/q/r/t/x/y/image.related.landscape.120x80.gr6ll3.png/1473126093594.jpg)
Expect more cranes: apartment glut to dampen market
If you think there are a lot of cranes on the city skyline these days, expect to see even more of them.
![Much of the opposition to Malcolm Turnbull proposed super changes has come from Coalition backbenchers.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/8/7/b/7/image.related.landscape.120x80.gr8bmi.png/1473066352809.jpg)
Super will be Turnbull's key test: Grattan Institute
The Grattan Institute has identified superannuation as the most important test of Malcolm Turnbull's leadership.
![ASFA's definition of a "comfortable" retirement standard is more luxurious than that of many working people, according ...](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/8/4/u/t/image.related.landscape.120x80.gr7wy6.png/1473053046768.jpg)
Five reasons we don't have a retirement savings crisis
There are powerful vested interests pushing the idea that Australians need to save more for retirement.
![You don't have to decide immediately which family home to claim the CGT exemption for.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/q/w/f/0/v/image.related.landscape.120x80.gr6714.png/1472695529924.jpg)
Your guide to capital gains tax on the family home
Capital gains tax on the family home is not to difficult to understand if you take it step by step.
![The Gold Coast – a sunny place for property people.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/5/h/q/o/image.related.landscape.120x80.gr5h3l.png/1472618724512.jpg)
'Put a pen through the clauses you don't like'
Financial expert George Cochrane answers readers' questions.
![Most Australians don't have income-protection insurance and those that do are under-insured.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/q/x/3/1/8/image.related.landscape.120x80.gqyeo3.png/1472013147810.jpg)
Malaysia and Mexico are beating Australia in income-protection take-up
Take-up of car insurance sits at about 83 per cent in Australia, but only 27 per cent of people have protected their most important asset.
![Father and daughter, Bella and Jim Buda. Jim helped Bella with finance for her Market Lane Cafe in Manly.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/6/5/o/2/image.related.landscape.120x80.gr64dt.png/1473126881332.jpg)
How dads teach dollar sense
Jim Buda thinks he was a bit "delinquent" in teaching his children about money, but now he's gone into business with his daughter Bella.
![The shares race is likely to close with a clear winner, thanks to Ausdrill and Cleanaway.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/h/7/g/0/7/image.related.landscape.120x80.gr76ti.png/1472783648294.jpg)
AFR's Baker opens up commanding lead
It is week three of the shares race and the AFR's Phil Baker has hit a purple patch.
![Treasurer Scott Morrison.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/4/c/e/1/image.related.landscape.120x80.gr7h1j.png/1473276881740.jpg)
Tax cuts to flow after backdown
Asked why it had backed down, the ATO said though a spokeswoman it had made a political judgement.
![Spring cleaning time.](/web/20160910150823im_/http://www.theage.com.au/content/dam/images/g/r/5/n/6/z/image.related.landscape.120x80.gr5mhp.png/1472714982345.jpg)
The financial spring clean that will save you $7500
How to turn messy money into tidy profit without lifting more than a few fingers.