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Planning
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5 self-help books to help you master money
![Many of these classic personal finance books will be available in the library.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/r/3/e/k/7/image.related.landscape.120x80.gr2u4a.png/1472535624773.jpg)
Reading personal finance books helped Australian writer Emma Vuletic through a painful divorce in New York City.
Why getting below the $1.6m super threshold by June 30 is a timing issue
![Illustration: Simon Letch](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/r/1/3/h/a/image.related.landscape.120x80.gqyg2x.png/1472548599655.jpg)
Financial expert Noel Whittaker answers readers' questions.
How to plan ahead for the superannuation changes
![The government has released sufficient information to allow you to plan ahead for retirement.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/r/0/t/s/7/image.related.landscape.120x80.gr0std.png/1472094090058.jpg)
Even though the government is still to finalise the precise details of the budget super changes, retirees have sufficient information to plan ahead.
Let elderly parents control their own assets
![Don't make decisions for your elderly parents for your own benefit.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/r/0/p/h/2/image.related.landscape.120x80.gr0p67.png/1472088451316.jpg)
Financial expert George Cochrane answers readers' questions.
The 10 biggest money mistakes
![Get properly insured as one of the biggest mistakes is leaving yourself and your family financially exposed to traumatic ...](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/y/1/j/p/image.related.landscape.120x80.gqy5qc.png/1471847378900.jpg)
​If you're smart, over your lifetime a deliberate trickle of "me" money will become a big personal pool of cash – which you can then happily splash. But all too often, slip-ups along the way instead drain a fun fund.
Retirees are gaming the system to qualify for a pension
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While older retirees may be reluctant to dissipate large amounts of capital to retain their previous pension entitlement, the investment returns now provide compelling reasons to do so.
Bring on the 'hard-nosed conversation' for the age pension
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Financial expert George Cochrane answers readers' questions.
Jon Snow and why we all need an estate plan
![Raised from the dead: Unlike the character Jon Snow in Game of Thrones, death is final and we need to plan for it.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/t/u/p/3/image.related.landscape.120x80.gqtuvj.png/1471516484225.jpg)
You won't find yourself raised from the dead by dark magic and potentially be the rightful heir to seven kingdoms, but you may have a complicated personal life.
Gather ye snowflakes while ye may
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Is it really too late, or are you just kidding yourself?
Can we give money to our kids and still wangle a pension?
![It's important to get to grips with the interrelation between the assets test and the income test. Illustration: Simon Letch](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/q/y/l/q/image.related.landscape.120x80.gqqymo.png/1471345032574.jpg)
Financial expert Noel Whittaker answers readers' questions.
Why retirees need their adult children to buy insurance
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Getting your adult children to take out sufficient insurance is an important and emotive matter, and one that is never over in a single conversation.
The taboo topic that is too costly for couples to ignore
![Kate and Chris Stead with their children (L to R) Patrick, Jasmine, Charlie. The couple rarely bicker over money.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/p/i/5/p/image.related.landscape.120x80.gqpdg4.png/1471559281514.jpg)
Chris and Kate Stead have their finances pretty well worked out with minimal disagreements over money.
Why the age pension may beat $1m in super
![A government-funded retirement is looking more attractive.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/p/q/1/i/image.related.landscape.120x80.gqppzo.png/1470869590833.jpg)
There'll soon be more benefit from retiring with modest financial assets and getting the age pension than from amassing $1 million in super.
Before you retire, your best investment is yourself
![Investing in training to improve your job prospects and pay can be worthwhile.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/o/m/8/3/image.related.landscape.120x80.gqolkh.png/1470791470481.jpg)
Financial expert George Cochrane answers readers' questions.
When one half of a couple has no interest in money matters
![Illustration: Simon Letch](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/o/6/w/d/image.related.landscape.120x80.gqo725.png/1470732430080.jpg)
Financial expert Noel Whittaker answers readers' questions.
Rate your wealth: here's how
![Is your financial situation more fragile than you think?](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/l/p/2/x/image.related.landscape.120x80.gqlocp.png/1470375852750.jpg)
Many Australians are not as wealthy as they think they are.
Don't forget your funeral
![Diana Eiszele was seven months pregnant with her daughter Palmer-Jane when her mother Nicky unexpectedly died.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/f/p/d/n/image.related.landscape.120x80.gqjz28.png/1470719661672.jpg)
Diana Eiszele was seven months pregnant with her first child when her mother died suddenly at age 62.
Is the government being fair here?
![A reader asks how the government is able to "double dip".](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/j/w/v/t/image.related.landscape.120x80.gqj94o.png/1470270418039.jpg)
The government is quick to point out instances of "double dipping," so how can it get away with it?
How to read an annual report (for those that don't want to)
![Every annual report should be read with a mission in mind.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/k/1/h/t/image.related.landscape.120x80.gqk0qe.png/1470200805249.jpg)
Hundreds of pages, financial gibberish ... here's how to make sense of annual reports.
Is $1 million enough to retire on?
![It's difficult to include the family home in any test for pension eligibility.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/1/m/2/j/o/z/image.related.landscape.120x80.gqjtu3.png/1470708996552.jpg)
It's a tricky question and certainly a topical one, judging by the emails I received after a recent column.
Financial literacy plan to give youngsters brighter future
![When it's done right, teaching equips young people to make better decisions.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/h/u/8/w/t/image.related.landscape.120x80.gqjsdu.png/1470188796681.jpg)
Becoming financially savvy is more important than ever in today's complex world if you want to get ahead.
The four-leaf clover code to success and investing
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Luck is a much underrated force in life and finances.
Retirement planning when the goal posts keep moving
![Centrelink's assets test includes all assets, including boats.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/f/o/y/3/image.related.landscape.120x80.gqfpe8.png/1469681621290.jpg)
Financial expert George Cochrane answers readers' questions.
A job is like carry-on luggage for a growing tribe of digital nomads
![Amanda Cordner, 30, started her boutique marketing agency in order to be location independent.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/f/2/6/p/image.related.landscape.120x80.gqf1cy.png/1470186639150.jpg)
Amanda Cordner runs her boutique marketing agency from wherever she happens to be – currently Cairns. You might catch her answering emails in the Whitsundays, holding Skype meetings in Broome or attending sales pitches in Melbourne.
Is it ethical to treat your children differently in your will?
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Disputes and ruffled feathers over inheritance are common, because it's nearly always about love and rejection as well as money.
Looking for a financial adviser? How to avoid the sharks
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Financial expert Noel Whittaker answers readers' questions.
Your money questions answered by expert George Cochrane
![George Cochrane answers questions on how transitioning to retirement will be affected by changes to the government.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/o/b/u/t/m/image.related.landscape.120x80.gqaq6j.png/1469079254860.jpg)
Financial expert George Cochrane answers readers' questions.
Pokemon Go lets you see the world in new ways
![A Pokemon Go player in front of Melbourne's Flinders Street station.](/web/20160902035347im_/http://www.theage.com.au/content/dam/images/g/q/a/l/v/g/image.related.landscape.120x80.gqaheq.png/1469074121778.jpg)
Pokemon Go shows how brands can be revitalised, but it's also a lesson in the way you can view the world.
Treasury's top secret incoming government brief revealed...sort of
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Dear Malcolm, you've inherited an economic outlook as delicately balanced as your parliament. Here's what to expect.