Toyota Financial Services

The business known as Toyota Financial Services covers more than 30 countries and regions, including Japan. Financial services operations are coordinated by a wholly owned subsidiary of Toyota Motor Corporation (TMC), Toyota Financial Services Corporation (TFSC), which has overall responsibility for the financial services subsidiaries globally.

The first TFS operation commenced in Sydney, Australia, in 1982 as Toyota Finance Australia Limited and was soon followed by operations in the USA, Canada, Europe, Asia and Oceania.

TFS has constructed a global network that covers approximately 90% of the markets in which Toyota sells its vehicles. Mainly concentrated on auto loans, leases and Toyota dealer floorplan requirements, TFS provides auto sales financing to approximately 5.4 million customers. Toyota Financial Service Corporation via its U.S. subsidiary "Toyota Motor Credit Corporation" owns Toyota Financial Savings Bank, an ILC chartered bank in Henderson, NV.

TFS offers its customers financial services that include auto sales financing, credit cards, retail sales of corporate bonds and investment trusts, and insurance.

Financial services

Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds and some government-sponsored enterprises.

The history of financial services

The term "financial services" became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge.

Companies usually have two distinct approaches to this new type of business. One approach would be a bank which simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the acquisition to its holding company simply to diversify its earnings. Outside the U.S. (e.g., in Japan), non-financial services companies are permitted within the holding company. In this scenario, each company still looks independent, and has its own customers, etc. In the other style, a bank would simply create its own brokerage division or insurance division and attempt to sell those products to its own existing customers, with incentives for combining all things with one company.

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Reaction around the world to first Trump-Clinton debate

Edit The News Tribune 27 Sep 2016

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Italy Warns Switzerland Over Swiss-First Employment Measure

Edit WorldNews.com 26 Sep 2016

... any easier," European Commission spokesman Margaritis Schinas said.Schinas said the EU's so-called "four freedoms" – the free movement of goods, capital, services and people – are inseparable and that any future agreement with Switzerland would have to take that into account.The agreement also would have to be endorsed by all EU member countries.....

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Poll: Hillary Clinton wins first presidential debate

Edit AOL 27 Sep 2016

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Democratic presidential nominee Hillary Clinton shakes hands with Republican presidential nominee Donald Trump during the presidential debate at Hofstra University in Hempstead, N.Y., Monday, Sept. 26, 2016.

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VirtusaPolaris Recognized in the 2016 IDC Financial Insights FinTech Rankings

Edit Stockhouse 27 Sep 2016

The IDC Financial Insights FinTech Rankings categorize and evaluate the top global providers of financial technology based on calendar year revenues from financial institutions for hardware, software and/or services ... “The IDC Financial Insights FinTech Rankings, now in its 13th year, is the global industry standard who’s who of financial services technology providers, and we congratulate the 2016 winners.”....

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Edit Public Technologies 27 Sep 2016

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Toyota Financial Services

Financial services

The history of financial services