Planning

NOEL WHITTAKER

Your aged care costs might be higher than you think

Noel Whittaker   The government's My Aged Care website is designed to give you a clear understanding of what it will cost to live in an aged care facility but it can't disclose every fee and charge you may be liable for.

ASK NOEL

When to switch super to pension mode

Illustration: Simon Letch

Noel Whittaker   Financial expert Noel Whittaker answers readers' questions.

YOUR QUESTIONS

George Cochrane: focus on preserving capital

Centrelink's rules on granny flats can be complicated.

George Cochrane   Financial expert George Cochrane answers readers' questions.

Run for health cover before June 30

Only hospital cover counts for avoiding the Medicare Levy Surcharge or Lifetime Health Cover.

Laura Crowden   Amid the mid-year stocktake sales and car dealership runouts is a notion that it is rather important - to sort out private health insurance before June 30.

ASK NOEL

Get started with options trading

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Noel Whittaker   Financial expert Noel Whittaker answers readers' questions. Plus we have 10 copies of his book to give away.

YOUR QUESTIONS

'Why can't we get the Health Card?'

The Commonwealth Seniors Health Card is to help those who are not well-off.

George Cochrane   Financial expert George Cochrane answers readers' questions.

ASSET CHECK

Super strategies for 2017

Superannuation will be less attractive than paying off the mortgage for younger taxpayers.

Daryl Dixon   ​Investors have one year to restructure their superannuation strategies before the harsher taxation regime applies from July 1, 2017.

MONEY BRAIN

Finance fascinates in unlikely musical hit

Hamilton is the hottest ticket on Broadway and will eventually make its way to Australia.

Catherine Robson   The popularity of Hamilton proves that regardless of who you are, finance can be interesting when looked at in new ways.

NOEL WHITTAKER

Local shops should embrace payment technology

Consumers have embraced payment technology - but small business operators are lagging.

Noel Whittaker   Technology has revolutionised payment for goods and services but some retailers are still in the dark ages.

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ASK NOEL

Is a vacant investment property tax deductible?

Illustration: Simon Letch

Noel Whittaker   Financial expert Noel Whittaker answers readers' questions.

ELECTION 2016

The election outcome and your finances

The outcome of the election could have a big effect on your hip pocket.

Leo D'Angelo Fisher   That unsettling prickling sensation many of you will be feeling right now is just your hip-pocket nerve reacting as July 2 nears.

INSURANCE

Muzzle the bite of vet bills with pet insurance

Amanda Campbell has pet insurance for Henry, her 6-year-old Pug

John Collett   Dogs may be our best friends, but they can also be expensive.

YOUR QUESTIONS

Managing aged care, retirement and granny flats

It's financially advantageous to rent out rather than sell your home when you go into aged care.

George Cochrane   Financial expert George Cochrane answers readers' questions.

Making sense of solar costs and savings

Don't get a system that is too large for your needs.

Kate Cowling   For many who made the switch to solar, the financial incentives were as much of a hook as the environmental feel-good factor. Now that they're ending, is solar still worthwhile?

NOEL WHITTAKER

Why it pays to read the fine print of insurance forms

Young women in traditional dress in Seville. Spain is notorious for theft.

Noel Whittaker   Knowing your policy inclusions can save a lot of time and angst.

YOUR QUESTIONS

What parents owe their children

Your children may not even want the investment property you buy for them.

George Cochrane   Financial expert George Cochrane answers readers' questions.

EXTREME BUDGETING

The Aussie family that saves $60,000 a year

Jasmine and Aaron Boothey of Adelaide and their children, daughter Blair (5) and son Hamish (2).

Kate Jones   Consumerism is the norm for many Australians but not for Jasmine and Aaron Boothey who save two-thirds of their take-home pay.

YOUR QUESTIONS

Your questions: how much can we spend in retirement?

A reader worries about whether they will be comfortable in retirement – or have to ration their Vegemite.

George Cochrane   Financial expert George Cochrane answers questions from readers.

BOURIS ON MONEY

It's what you do with super that counts

Many people don't start planning for retirement until they reach their 50s.

Mark Bouris   Don't leave it too late to build a retirement plan.

RETIRE RIGHT

How to make sure your heirs get theirs

There are strategies to preserve your superannuation for the purposes of leaving a legacy.

Nicole Pedersen-McKinnon   You can control, through a valid will, where all the money you amass in your lifetime ultimately goes. But many people don't appreciate that this does not necessarily apply to superannuation.

INSIGHT

Where will 'new economy' jobs come from?

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Clancy Yeates   There's probably more anxiety than usual about where future jobs will come from.

MONEY BRAIN

What Mount Everest's Sherpas can teach us about money

Phurba Tashi in Jennifer Peedom's documentary about the 2014 Everest disaster, Sherpa.

Catherine Robson   How many of us take time to consider how much money is enough?

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RETIRE RIGHT

Is retirement all it's cracked up to be?

Happiness in retirement is about making time for whatever your floats your boat.

Nicole Pedersen-McKinnon   A happy retirement is not just about your finances, it's also about how you spend your time.

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YOUR QUESTIONS

Can I claim my Australian pension overseas?

A reader wants to know what would happen to their Australian pension if they moved home to the UK.

George Cochrane   Financial expert George Cochrane answers readers' questions.

What to do if you win the lottery

If you win the lottery, give it time to sink in before you make big decisions.

Sylvia Pennington   Many people dream of a life-changing windfall, but stories are legion of lottery winners or inheritors who have squandered fortunes.

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TRAVEL INSURANCE

Full coverage for the slippery slope

Ski trips have a lot of upfront cost, and the price of medical treatment can be high.

Leo D'Angelo Fisher   Chances are travel insurance for domestic ski holidays is not on most to-do lists.

MIND OVER MONEY

Millennials 'shell out' for their Baby Boomer parents

Thousands of baby boomers and Gen Ys are engaged in loving, reciprocal relationships in the private sphere.

Caitlin Fitzsimmons   The real divide is not between Generation Y and their Baby Boomer parents, but between haves and have-nots.

RETIRE RIGHT

The three-bucket approach to lasting super

Asset allocation is important in retirement if you're going to make your savings last.

Nicole Pedersen-McKinnon   Once you get to retirement, how do you ensure your money lasts?

YOUR QUESTIONS

2017 deadline for age pensioners looms

The tightening of eligibility for the age pension occurs on  January 1, 2017, but the thresholds are not yet known.

George Cochrane   Financial expert George Cochrane answers questions from readers.

RETIRE RIGHT

How much super you'll really need

The difference between a comfortable and a modest retirement is vast.

Nicole Pedersen-McKinnon   There's a lot of discussion – and disagreement – about the size of the lump sum you will need at retirement.